Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? When the Mean is Nice PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game Which savings strategy is most effective? ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action You Just Gotta Habit! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market MOVE: Types of Employment RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Option is Best? MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck What is the average credit card debt held by Gen Z? RESEARCH: Professional Certifications FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford?

DESMOS ACTIVITIES

DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Chance Experiments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth of Savings vs Investments DESMOS: Prize Wheel Puzzle DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Systems of Two Linear Equations DESMOS: OLS Regression and College Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Conditional Probability DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Real World Linear Inequalities DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Polygraph: Guess the Distribution DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Credit Dot Plots DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Growth in Circles DESMOS: Writing Linear Equations and Checking DESMOS: Investing and Exponential Change DESMOS: Writing Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Create a Histogram DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Graphs of Piecewise Functions DESMOS: The (Awesome) Coordinate Plane Activity