Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? What percent of new businesses are still operating after 10 years? RESEARCH: Fair Credit Reporting Act Which savings strategy is most effective? MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time When the Mean is Nice MOVE: Types of Employment What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! You Just Gotta Habit! What's the average credit score needed to rent an apartment? MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance RESEARCH: Professional Certifications PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball

DESMOS ACTIVITIES

DESMOS: Future Value of a Periodic Investment DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Sampling Methods DESMOS: Investing and Exponential Change DESMOS: Graphs of Piecewise Functions DESMOS: Writing Linear Equations and Checking DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Four Views of a Function DESMOS: Chance Experiments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Complex Systems of Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Credit Dot Plots DESMOS: Comparing the Cost of Different Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Growth in Circles DESMOS: Linear Equations from Checking Word Problems DESMOS: Create a Histogram DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Matching Recursive Sequences DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring State and Local Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Systems of Two Linear Equations DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Point Collector: Lines DESMOS: Linear Growth Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Real World Linear Inequalities DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Polygraph: Guess the Distribution