Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund When the Mean is Nice CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing COMPARE: Types of Health Insurance Plans MOVE: Inflation Over Time PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher You Just Gotta Habit! Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance PLAY: Roll with the Market INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? What is the average credit card debt held by Gen Z? Do consumers send more money through Zelle or spend more money on Amazon? FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses MOVE: Credit Musical Chairs RESEARCH: Credit Protections RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Plan Fits Your Income? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Overdraft Fees CALCULATE: The Math Behind Your Federal Taxes How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? PLAY: The Bean Game INTERACTIVE: Online Bank Simulator COMPARE: Types of Savings Accounts MOVE: Types of Employment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Regression in Investing AMPLIFY: Point Collector: Lines AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Chance Experiments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Independent and Dependent Events