Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

When the Mean is Nice Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance What percent of Americans with credit card debt have carried a balance for over 1 year? RESEARCH: Professional Certifications PLAY: Budget Frenzy! PLAY: Organize Budget Expenses What source of funding is used most often to start new businesses? What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement MOVE: Types of Employment What is the average credit card debt held by Gen Z? PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report You Just Gotta Habit! MOVE: Inflation Over Time CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Systems AMPLIFY: Chance Experiments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Point Collector: Lines AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth of Savings vs Investments AMPLIFY: Histograms and Box Plots of Housing Costs