Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! PLAY: Types of Car Insurance Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Debt Avalanche v. Debt Snowball What's the average credit score needed to rent an apartment? PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores CALCULATE: The Cost of Auto Loans What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? When the Mean is Nice PLAY: Roll with the Market PLAY: It Costs HOW Much? You Just Gotta Habit! MOVE: Your Tax Dollar in Action PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections MOVE: Types of Employment RESEARCH: Professional Certifications What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes

DESMOS ACTIVITIES

DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Prize Wheel Puzzle DESMOS: Polygraph: Guess the Distribution DESMOS: Graphs of Piecewise Functions DESMOS: Chance Experiments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Systems of Two Linear Equations DESMOS: Linear Growth Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Create a Histogram DESMOS: OLS Regression and College Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth of Savings vs Investments DESMOS: Point Collector: Lines DESMOS: Future Value of a Periodic Investment DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Investing and Exponential Change DESMOS: College Sticker Price and ACT Scores DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Regression in Investing DESMOS: Credit Dot Plots DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Systems DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential vs Linear Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs