Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? You Just Gotta Habit! MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time PLAY: Organize Budget Expenses PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging MOVE: Types of Employment When the Mean is Nice CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Return on Your College Investment COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? INTERACTIVE: Online Bank Simulator How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance PROJECT: Credit Protections - You Be the Teacher How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts

DESMOS ACTIVITIES

DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential Growth in Circles DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Writing Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Prize Wheel Puzzle DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Investing and Exponential Change DESMOS: Growth of Savings vs Investments DESMOS: Writing Linear Equations and Checking DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Systems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Create a Histogram DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Sampling Methods DESMOS: OLS Regression and College Costs DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations from Checking Word Problems DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth Factor and Investments DESMOS: Card Sort: Conditional Probability DESMOS: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphs of Piecewise Functions DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing the Cost of Different Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Four Views of a Function DESMOS: Complex Systems of Inequalities