Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! COMPARE: Which Repayment Option is Best? RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! PLAY: It Costs HOW Much? PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? PLAY: Roll with the Market PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs PLAY: The Bean Game FINE PRINT: Checking Account Statement Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator What percent of Americans who have credit card debt won't be able to pay it off within a year? When the Mean is Nice FINE PRINT: Schumer Box

DESMOS ACTIVITIES

DESMOS: Writing and Graphing a System of Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Credit Dot Plots DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Complex Systems of Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth Factor and Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing Equations in Standard Form DESMOS: Chance Experiments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Prize Wheel Puzzle DESMOS: Real World Linear Inequalities DESMOS: OLS Regression and College Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Systems of Two Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Systems DESMOS: Exponential vs Linear Patterns DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Investing and Exponential Change DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Linear Growth Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Create a Histogram DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphs of Piecewise Functions