Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Bummer! MOVE: Inflation Over Time CALCULATE: Return on Your College Investment When the Mean is Nice INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package You Just Gotta Habit! ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement RESEARCH: Credit Protections What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes COMPARE: Which Repayment Option is Best? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! MOVE: Types of Employment MOVE: Up and Down with Credit Scores What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? PLAY: The Bean Game ANALYZE: Dollar Cost Averaging MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: It Costs HOW Much? PLAY: Types of Car Insurance CALCULATE: The Cost of Auto Loans MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth Factor and Investments AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates