Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses RESEARCH: Credit Protections When the Mean is Nice MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report ANALYZE: Dollar Cost Averaging Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans who have credit card debt won't be able to pay it off within a year? PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market CALCULATE: How Much House Can You Afford? CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! MOVE: Types of Employment COMPARE: Which Repayment Option is Best? MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans PLAY: The Bean Game RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses? Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? You Just Gotta Habit!

DESMOS ACTIVITIES

DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Growth Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Investing and Exponential Change DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Conditional Probability DESMOS: OLS Regression and College Costs DESMOS: Chance Experiments DESMOS: Systems of Two Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Point Collector: Lines DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Complex Systems of Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Systems DESMOS: Growth Factor and Investments DESMOS: Credit Dot Plots DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential vs Linear Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Sampling Methods DESMOS: Writing Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Polygraph: Guess the Distribution DESMOS: Create a Histogram DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Graphs of Piecewise Functions DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Recursive Formulas: Paying Down an Auto Loan