Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report When the Mean is Nice CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? What is the average credit card debt held by Gen Z? FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package PLAY: The Bean Game MOVE: Your Tax Dollar in Action How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses PLAY: Budget Frenzy! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? RESEARCH: Fair Credit Reporting Act FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Option is Best? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? MOVE: Types of Employment You Just Gotta Habit! CALCULATE: The Cost of Auto Loans INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores RESEARCH: Professional Certifications CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections

DESMOS ACTIVITIES

DESMOS: Investing and Exponential Change DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Real World Linear Inequalities DESMOS: Point Collector: Lines DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Regression in Investing DESMOS: Linear Growth Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth Factor and Investments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing Linear Equations and Checking DESMOS: Growth of Savings vs Investments DESMOS: Chance Experiments DESMOS: Exploring State and Local Tax Rates DESMOS: Create a Histogram DESMOS: Card Sort: Linear Systems DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Conditional Probability DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Matching Recursive Sequences DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Graphs of Piecewise Functions DESMOS: Credit Dot Plots DESMOS: Systems of Two Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Growth in Circles