Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging ANALYZE: Household Debt and Credit Report CALCULATE: How Much House Can You Afford? INTERACTIVE: Invest with STAX! Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! What is the average credit card debt held by Gen Z? PLAY: Roll with the Market Which savings strategy is most effective? MOVE: Your Tax Dollar in Action MOVE: Credit Musical Chairs RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box Do consumers send more money through Zelle or spend more money on Amazon? MOVE: Types of Employment What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Budget Frenzy! RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? COMPARE: Which Repayment Plan Fits Your Income? ANALYZE: Overdraft Fees MOVE: Let's Make a Mutual Fund COMPARE: Types of Health Insurance Plans CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans INTERACTIVE: Compounding Cat Insanity PLAY: Types of Car Insurance PROJECT: Credit Protections - You Be the Teacher PLAY: Organize Budget Expenses

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth Factor and Investments AMPLIFY: Create a Histogram AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Systems AMPLIFY: Point Collector: Lines AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Regression in Investing AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations