Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: How Much House Can You Afford? PLAY: The Bean Game COMPARE: Which Repayment Option is Best? MOVE: Let's Make a Mutual Fund What is the average credit card debt held by Gen Z? PLAY: It Costs HOW Much? PLAY: Roll with the Market MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action INTERACTIVE: Compounding Cat Insanity PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging MOVE: What Determines Your Insurance Premium? ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report When the Mean is Nice FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? PLAY: Organize Budget Expenses What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment You Just Gotta Habit! MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections MOVE: Inflation Over Time MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Real World Linear Inequalities AMPLIFY: Complex Systems of Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Chance Experiments AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing the Cost of Different Student Loans