Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Health Insurance Plans What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report You Just Gotta Habit! FINE PRINT: Financial Aid Package MOVE: Types of Employment MOVE: Inflation Over Time MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market CALCULATE: How Much House Can You Afford? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Cost of Auto Loans PLAY: The Bean Game CALCULATE: Return on Your College Investment RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Compounding Cat Insanity What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Credit Musical Chairs PLAY: Organize Budget Expenses What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Plan Fits Your Income? ANALYZE: Overdraft Fees PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores Which savings strategy is most effective? What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts ANALYZE: Dollar Cost Averaging INTERACTIVE: Online Bank Simulator When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Real World Linear Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth Factor and Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth of Savings vs Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates