Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans MOVE: Inflation Over Time What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Invest with STAX! MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package What is the average credit card debt held by Gen Z? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs PROJECT: Credit Protections - You Be the Teacher Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans When the Mean is Nice What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game ANALYZE: Dollar Cost Averaging INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! Which savings strategy is most effective? INTERACTIVE: Bummer! You Just Gotta Habit! What source of funding is used most often to start new businesses? What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts MOVE: Types of Employment CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Real World Linear Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Regression in Investing AMPLIFY: Chance Experiments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Linear Equations and Checking