Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator CALCULATE: The Cost of Auto Loans PLAY: The Bean Game PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes CREATE: Personalized Productive Gap Year Plan MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores PLAY: Organize Budget Expenses RESEARCH: Professional Certifications What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging INTERACTIVE: Bummer! PLAY: Roll with the Market When the Mean is Nice What percent of Americans with credit card debt have carried a balance for over 1 year? Which savings strategy is most effective? ANALYZE: Overdraft Fees CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? You Just Gotta Habit! COMPARE: Types of Health Insurance Plans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Investing and Exponential Change AMPLIFY: Prize Wheel Puzzle AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates