Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Plan Fits Your Income? MOVE: Let's Make a Mutual Fund RESEARCH: Professional Certifications PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses Which savings strategy is most effective? PLAY: It Costs HOW Much? When the Mean is Nice What percent of Americans with credit card debt have carried a balance for over 1 year? What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box COMPARE: Types of Health Insurance Plans INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment CREATE: Personalized Productive Gap Year Plan PLAY: The Bean Game FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts ANALYZE: Overdraft Fees PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? Do consumers send more money through Zelle or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Investing and Exponential Change AMPLIFY: Point Collector: Lines AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth Factor and Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Chance Experiments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphs of Piecewise Functions AMPLIFY: OLS Regression and College Costs AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Systems