Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Credit Protections What is the average credit card debt held by Gen Z? PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action PROJECT: Credit Protections - You Be the Teacher What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Return on Your College Investment You Just Gotta Habit! PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! INTERACTIVE: Bummer! MOVE: Inflation Over Time PLAY: Roll with the Market COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing COMPARE: Which Repayment Option is Best? MOVE: Let's Make a Mutual Fund When the Mean is Nice PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? Which savings strategy is most effective? MOVE: Types of Employment CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Growth Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth of Savings vs Investments AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Regression in Investing