Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts You Just Gotta Habit! What is the average credit card debt held by Gen Z? What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Health Insurance Plans MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity Do consumers send more money through Zelle or spend more money on Amazon? CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance FINE PRINT: Schumer Box CALCULATE: The Cost of Auto Loans What percent of Americans with credit card debt have carried a balance for over 1 year? PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Checking Account Statement ANALYZE: Overdraft Fees PLAY: The Bean Game MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary MOVE: Inflation Over Time MOVE: Let's Make a Mutual Fund RESEARCH: Professional Certifications Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing When the Mean is Nice PLAY: It Costs HOW Much? COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! MOVE: Types of Employment RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Create a Histogram AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Prize Wheel Puzzle AMPLIFY: Credit Dot Plots AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth of Savings vs Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Systems of Two Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Chance Experiments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income