Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package ANALYZE: Inequalities in Investing ANALYZE: Overdraft Fees INTERACTIVE: Compounding Cat Insanity What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? COMPARE: Types of Health Insurance Plans CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Household Debt and Credit Report CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans PROJECT: Credit Protections - You Be the Teacher ANALYZE: A FAFSA Submission Summary INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses PLAY: It Costs HOW Much? When the Mean is Nice What source of funding is used most often to start new businesses? PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? MOVE: Credit Musical Chairs COMPARE: Types of Savings Accounts RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX! You Just Gotta Habit! CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box MOVE: Inflation Over Time How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications PLAY: Roll with the Market

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Systems of Two Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Create a Histogram AMPLIFY: Linear Growth Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth of Savings vs Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Point Collector: Lines AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Credit Dot Plots AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: The (Awesome) Coordinate Plane Activity