Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Plan Fits Your Income? PLAY: Roll with the Market What is the average credit card debt held by Gen Z? Do consumers send more money through Zelle or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? MOVE: Inflation Over Time Which savings strategy is most effective? What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement You Just Gotta Habit! MOVE: Credit Musical Chairs ANALYZE: Overdraft Fees If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Health Insurance Plans ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box MOVE: Types of Employment ANALYZE: Household Debt and Credit Report PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Investing and Exponential Change AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing Funds Using Compound Annual Growth Rate