Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? What percent of new businesses are still operating after 10 years? COMPARE: Which Repayment Option is Best? FINE PRINT: Financial Aid Package CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market PROJECT: Credit Protections - You Be the Teacher Do consumers send more money on Venmo or spend more money on Amazon? What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box RESEARCH: Professional Certifications When the Mean is Nice INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? PLAY: It Costs HOW Much? INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report MOVE: Types of Employment What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores PLAY: The Bean Game COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment INTERACTIVE: Compounding Cat Insanity PLAY: Budget Frenzy! CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Chance Experiments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Credit Dot Plots AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Create a Histogram AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines AMPLIFY: Exponential vs Linear Patterns