Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action Which savings strategy is most effective? RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment COMPARE: Which Repayment Option is Best? CALCULATE: Debt Avalanche v. Debt Snowball What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing MOVE: Types of Employment RESEARCH: Professional Certifications PLAY: Roll with the Market What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of new businesses are still operating after 10 years? MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? PLAY: The Bean Game FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? ANALYZE: A FAFSA Submission Summary PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts You Just Gotta Habit! When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Real World Linear Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Chance Experiments AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Growth Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth Factor and Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Writing Linear Equations and Checking