Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Do consumers send more money through Zelle or spend more money on Amazon? RESEARCH: Professional Certifications INTERACTIVE: Bummer! What is the average credit card debt held by Gen Z? COMPARE: Types of Health Insurance Plans CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action PLAY: Organize Budget Expenses PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections What percent of Americans with credit card debt have carried a balance for over 1 year? When the Mean is Nice FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging PLAY: The Bean Game FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? MOVE: Types of Employment COMPARE: Which Repayment Plan Fits Your Income? MOVE: What Determines Your Insurance Premium? CALCULATE: The Cost of Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? ANALYZE: Overdraft Fees What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs You Just Gotta Habit! If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market PLAY: Types of Car Insurance MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Chance Experiments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Create a Histogram AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Systems of Two Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Independent and Dependent Events