Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? CALCULATE: Return on Your College Investment What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Your Tax Dollar in Action PLAY: The Bean Game FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts MOVE: Types of Employment PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! PLAY: Roll with the Market MOVE: Inflation Over Time What source of funding is used most often to start new businesses? You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report When the Mean is Nice PLAY: It Costs HOW Much? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? RESEARCH: Credit Protections MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Real World Linear Inequalities AMPLIFY: Chance Experiments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Systems of Two Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Point Collector: Lines AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring State and Local Tax Rates