Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Credit Musical Chairs PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer! RESEARCH: Credit Protections MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment CALCULATE: The Cost of Auto Loans You Just Gotta Habit! What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? COMPARE: Which Repayment Plan Fits Your Income? FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts COMPARE: Types of Health Insurance Plans MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? PLAY: Roll with the Market ANALYZE: Overdraft Fees

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Chance Experiments AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth of Savings vs Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Create a Histogram AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Credit Dot Plots AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: OLS Regression and College Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities