We want to hear from you!

Please take a moment to complete our end-of-year Financial Algebra survey.

Financial Algebra Course


This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Google Drive, Desmos Activities
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys


COMPARE: Auto Loans (Sp) FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? READ: Retirement Basics COMPARE: Types of Savings Accounts (Sp) INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores Which savings strategy is most effective? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses What do cardholders fear most when using a credit card? INTERACTIVE: Living Paycheck to Paycheck MOVE: The Net Price of College PLAY: Budget Frenzy! FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! CALCULATE: Your Federal Taxes COMPARE: Which Repayment Option is Best? (Sp) INTERACTIVE: Invest with STAX! RESEARCH: Fair Credit Reporting Act Web Quest ANALYZE: Dollar Cost Averaging in Action CALCULATE: Impact of Credit Score on Loans (Sp) ANALYZE: A Student Aid Report (SAR) ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball (Sp) What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Types of Car Insurance (Sp) What are the top 3 categories that Gen Z spends its money on? When the Mean is Kinda Nice FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action Gotta Habit


DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Conditional Probability DESMOS: Point Collector: Lines DESMOS: Growth of Savings vs Investments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Graphs of Piecewise Functions DESMOS: OLS Regression and College Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Linear Equations and Checking DESMOS: Create a Histogram DESMOS: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Linear Systems DESMOS: College Sticker Price and ACT Scores DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Marbleslides: Exploring Exponentials DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing the Cost of Different Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Linear Equations from Checking Word Problems DESMOS: Credit Dot Plots DESMOS: Card Sort: Four Views of a Function DESMOS: Chance Experiments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential Regression in Investing DESMOS: Systems of Two Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Investing and Exponential Change DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Sampling Methods DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates