Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box COMPARE: Types of Health Insurance Plans What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Inflation Over Time COMPARE: Which Repayment Plan Fits Your Income? INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan PLAY: Roll with the Market CALCULATE: The Cost of Auto Loans ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? RESEARCH: Credit Protections PLAY: The Bean Game What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts MOVE: Types of Employment ANALYZE: Dollar Cost Averaging MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Invest with STAX! ANALYZE: Household Debt and Credit Report ANALYZE: Overdraft Fees MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package You Just Gotta Habit! MOVE: Credit Musical Chairs CALCULATE: How Much House Can You Afford? PLAY: Organize Budget Expenses Which savings strategy is most effective? When the Mean is Nice CALCULATE: Impact of Credit Score on Loans PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: OLS Regression and College Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Create a Histogram AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Investing and Exponential Change AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing Funds Using Compound Annual Growth Rate