Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator You Just Gotta Habit! INTERACTIVE: Bummer! PLAY: The Bean Game What are the top 3 types of products/services Gen Z is most likely to splurge on? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement MOVE: Types of Employment PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging When the Mean is Nice CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: It Costs HOW Much? PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs RESEARCH: Professional Certifications ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing CALCULATE: The Math Behind Your Federal Taxes CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Option is Best? MOVE: Inflation Over Time

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Growth Patterns AMPLIFY: Point Collector: Lines AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Complex Systems of Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Credit Dot Plots AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: OLS Regression and College Costs AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income