Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? PROJECT: Credit Protections - You Be the Teacher CALCULATE: Return on Your College Investment PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box MOVE: Credit Musical Chairs PLAY: Budget Frenzy! COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections What source of funding is used most often to start new businesses? PLAY: Roll with the Market PLAY: The Bean Game MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? What percent of Americans with credit card debt have carried a balance for over 1 year? When the Mean is Nice PLAY: Types of Car Insurance Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Complex Systems of Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Point Collector: Lines AMPLIFY: Exploring Tax Rates by Income Level and Tax Type