Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market MOVE: Types of Employment RESEARCH: Professional Certifications PROJECT: Credit Protections - You Be the Teacher ANALYZE: A FAFSA Submission Summary INTERACTIVE: Living Paycheck to Paycheck What percent of Americans with credit card debt have carried a balance for over 1 year? You Just Gotta Habit! PLAY: It Costs HOW Much? FINE PRINT: Schumer Box If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment Which savings strategy is most effective? What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package When the Mean is Nice ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Health Insurance Plans What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Cost of Auto Loans How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time ANALYZE: Overdraft Fees MOVE: Let's Make a Mutual Fund Do consumers send more money through Zelle or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer! PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement PLAY: The Bean Game

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Systems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Create a Histogram AMPLIFY: Chance Experiments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Point Collector: Lines AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Real World Linear Inequalities