Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action PLAY: The Bean Game FINE PRINT: Schumer Box What percent of Americans who have credit card debt won't be able to pay it off within a year? What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? PROJECT: Credit Protections - You Be the Teacher Which savings strategy is most effective? INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund When the Mean is Nice If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy! PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? RESEARCH: Credit Protections MOVE: Types of Employment ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Debt Avalanche v. Debt Snowball You Just Gotta Habit! CREATE: Personalized Productive Gap Year Plan

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Growth of Savings vs Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing Linear Equations and Checking DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations from Checking Word Problems DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Systems of Two Linear Equations DESMOS: Exponential Regression in Investing DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Growth in Circles DESMOS: Create a Histogram DESMOS: Chance Experiments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Investing and Exponential Change DESMOS: Card Sort: Sampling Methods DESMOS: Complex Systems of Inequalities DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Growth Factor and Investments DESMOS: Card Sort: Conditional Probability DESMOS: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Systems DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Real World Linear Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Prize Wheel Puzzle DESMOS: Credit Dot Plots DESMOS: Point Collector: Lines DESMOS: Comparing the Cost of Different Student Loans DESMOS: College Sticker Price and ACT Scores