Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action Which savings strategy is most effective? INTERACTIVE: Bummer! MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications RESEARCH: Credit Protections PLAY: Budget Frenzy! PLAY: Types of Car Insurance MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? PLAY: Roll with the Market COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice You Just Gotta Habit! CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Investing and Exponential Change AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates