Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment When the Mean is Nice If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance ANALYZE: Dollar Cost Averaging PLAY: Organize Budget Expenses ANALYZE: Inequalities in Investing CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! MOVE: Types of Employment COMPARE: Types of Health Insurance Plans PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? You Just Gotta Habit! PLAY: Roll with the Market What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? What percent of Americans with credit card debt have carried a balance for over 1 year? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans ANALYZE: Overdraft Fees MOVE: Credit Musical Chairs RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary What are the top 3 types of products/services Gen Z is most likely to splurge on?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Systems of Two Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth Factor and Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Complex Systems of Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Chance Experiments AMPLIFY: Real World Linear Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Independent and Dependent Events