Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Option is Best? RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs MOVE: Types of Employment MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? ANALYZE: Inequalities in Investing Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PROJECT: Credit Protections - You Be the Teacher When the Mean is Nice CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action CALCULATE: The Cost of Auto Loans ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Investing and Exponential Change AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Systems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Regression in Investing AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth of Savings vs Investments