Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! Which savings strategy is most effective? What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box You Just Gotta Habit! What percent of Americans with credit card debt have carried a balance for over 1 year? When the Mean is Nice MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections CALCULATE: Return on Your College Investment CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses PLAY: Roll with the Market FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity What percent of students receive scholarships or grants for college? PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth of Savings vs Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Credit Dot Plots AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Regression in Investing AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Systems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Future Value of a Periodic Investment