Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment COMPARE: Which Repayment Option is Best? What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! When the Mean is Nice What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? You Just Gotta Habit! PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action PLAY: The Bean Game CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball PROJECT: Credit Protections - You Be the Teacher Which savings strategy is most effective? MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? MOVE: Up and Down with Credit Scores Do consumers send more money on Venmo or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement RESEARCH: Professional Certifications ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes MOVE: Inflation Over Time ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Point Collector: Lines AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Investing and Exponential Change AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Chance Experiments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Prize Wheel Puzzle AMPLIFY: College Sticker Price and ACT Scores