Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores Do consumers send more money on Venmo or spend more money on Amazon? What percent of new businesses are still operating after 10 years? COMPARE: Types of Health Insurance Plans ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? PLAY: Roll with the Market INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What is the average credit card debt held by Gen Z? PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? What percent of Americans with credit card debt have carried a balance for over 1 year? RESEARCH: Credit Protections ANALYZE: Overdraft Fees Which savings strategy is most effective? You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: OLS Regression and College Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Investing and Exponential Change AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Create a Histogram AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Chance Experiments AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs