Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice CALCULATE: Return on Your College Investment MOVE: Inflation Over Time RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator What percent of Americans with credit card debt have carried a balance for over 1 year? You Just Gotta Habit! CALCULATE: The Cost of Auto Loans MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications PLAY: Roll with the Market FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Option is Best? What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher What percent of new businesses are still operating after 10 years? MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? ANALYZE: Inequalities in Investing PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth Factor and Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Chance Experiments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Growth Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations from Checking Word Problems