Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? PLAY: The Bean Game COMPARE: Types of Savings Accounts ANALYZE: Household Debt and Credit Report MOVE: Types of Employment What's the average credit score needed to rent an apartment? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? MOVE: Inflation Over Time PLAY: Organize Budget Expenses What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes COMPARE: Which Repayment Option is Best? MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing PLAY: Budget Frenzy!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Credit Dot Plots AMPLIFY: Exponential vs Linear Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Complex Systems of Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Systems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Create a Histogram AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Investing and Exponential Change AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events