Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Plan Fits Your Income? RESEARCH: Credit Protections PLAY: Types of Car Insurance PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores ANALYZE: Overdraft Fees PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Bummer! What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? MOVE: Inflation Over Time What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications COMPARE: Types of Health Insurance Plans CALCULATE: Return on Your College Investment CALCULATE: The Cost of Auto Loans What source of funding is used most often to start new businesses? PLAY: Roll with the Market FINE PRINT: Checking Account Statement When the Mean is Nice CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? COMPARE: Types of Savings Accounts MOVE: Types of Employment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Systems of Two Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Future Value of a Periodic Investment AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Chance Experiments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Polygraph: Guess the Distribution