Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

When the Mean is Kinda Nice MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? RESEARCH: Fair Credit Reporting Act PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator READ: Retirement Basics ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package MOVE: Types of Employment PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Your Federal Taxes What percent of students receive scholarships or grants for college? Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Auto Loans FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging in Action PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What do cardholders fear most when using a credit card? CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? RESEARCH: Credit Protections PLAY: Roll with the Market MOVE: The Net Price of College What percent of Americans who have credit card debt won't be able to pay it off within a year? Gotta Habit What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts

DESMOS ACTIVITIES

DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Sampling Methods DESMOS: Real World Linear Inequalities DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential Growth in Circles DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Create a Histogram DESMOS: Chance Experiments DESMOS: Investing and Exponential Change DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Linear Growth Patterns DESMOS: Growth Factor and Investments DESMOS: Future Value of a Periodic Investment DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Four Views of a Function DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Credit Dot Plots DESMOS: Card Sort: Conditional Probability DESMOS: Writing Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Point Collector: Lines DESMOS: Prize Wheel Puzzle DESMOS: Exponential Regression in Investing DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential vs Linear Patterns DESMOS: Growth of Savings vs Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Marbleslides: Exploring Exponentials DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The Impact of Investing Fees on Exponential Growth