Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? When the Mean is Nice CALCULATE: How Much House Can You Afford? PLAY: The Bean Game CALCULATE: The Cost of Auto Loans MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package PROJECT: Credit Protections - You Be the Teacher MOVE: Inflation Over Time FINE PRINT: Schumer Box What is the average credit card debt held by Gen Z? PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores What percent of Americans with credit card debt have carried a balance for over 1 year? CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications PLAY: Budget Frenzy! MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging CALCULATE: Return on Your College Investment COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: OLS Regression and College Costs AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth of Savings vs Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Writing Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates