Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much? What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance Do consumers send more money on Venmo or spend more money on Amazon? What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment MOVE: Inflation Over Time CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? MOVE: Types of Employment MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? RESEARCH: Credit Protections ANALYZE: Inequalities in Investing CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts PLAY: Roll with the Market PROJECT: Credit Protections - You Be the Teacher Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging PLAY: The Bean Game PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Chance Experiments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Investing and Exponential Change AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Systems of Two Linear Equations