Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Types of Health Insurance Plans CALCULATE: How Much House Can You Afford? CALCULATE: The Math Behind Your Federal Taxes You Just Gotta Habit! FINE PRINT: Financial Aid Package ANALYZE: Overdraft Fees PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Invest with STAX! PLAY: The Bean Game Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications CALCULATE: Return on Your College Investment PLAY: Roll with the Market COMPARE: Types of Savings Accounts What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Types of Employment ANALYZE: Dollar Cost Averaging MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? MOVE: Let's Make a Mutual Fund FINE PRINT: Schumer Box PROJECT: Credit Protections - You Be the Teacher How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? When the Mean is Nice ANALYZE: Inequalities in Investing RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! Do consumers send more money through Zelle or spend more money on Amazon? MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans How much more likely is a business to launch if the founder creates a business plan? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Plan Fits Your Income? What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Regression in Investing AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth Factor and Investments AMPLIFY: Chance Experiments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: OLS Regression and College Costs