Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores PLAY: Organize Budget Expenses MOVE: Inflation Over Time PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications What percent of students receive scholarships or grants for college? COMPARE: Which Repayment Plan Fits Your Income? PLAY: Roll with the Market FINE PRINT: Schumer Box What is the average credit card debt held by Gen Z? COMPARE: Types of Health Insurance Plans COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package Do consumers send more money through Zelle or spend more money on Amazon? CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging ANALYZE: Overdraft Fees ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans You Just Gotta Habit! CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? PLAY: It Costs HOW Much? RESEARCH: Credit Protections When the Mean is Nice PLAY: The Bean Game CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs PROJECT: Credit Protections - You Be the Teacher How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Systems of Two Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Point Collector: Lines AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Growth Patterns AMPLIFY: Create a Histogram AMPLIFY: OLS Regression and College Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth Factor and Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Regression in Investing AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Histograms and Box Plots of Housing Costs