Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? What percent of Americans with credit card debt have carried a balance for over 1 year? PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans When the Mean is Nice RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? PLAY: Organize Budget Expenses PLAY: The Bean Game ANALYZE: Overdraft Fees FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! PLAY: Roll with the Market INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report You Just Gotta Habit! Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? COMPARE: Types of Health Insurance Plans CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Credit Dot Plots AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Create a Histogram AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth