Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

When the Mean is Nice What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher PLAY: Budget Frenzy! INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action You Just Gotta Habit! Which savings strategy is most effective? ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity What percent of Americans with credit card debt have carried a balance for over 1 year? Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Inflation Over Time CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much? PLAY: Roll with the Market What source of funding is used most often to start new businesses? CALCULATE: Debt Avalanche v. Debt Snowball

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Growth in Circles AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Credit Dot Plots AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates