Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Overdraft Fees INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Cost of Auto Loans COMPARE: Types of Health Insurance Plans CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans with credit card debt have carried a balance for over 1 year? When the Mean is Nice ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections MOVE: Credit Musical Chairs MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts You Just Gotta Habit! What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance PLAY: The Bean Game FINE PRINT: Schumer Box MOVE: Types of Employment ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? CALCULATE: The Math Behind Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: OLS Regression and College Costs AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing and Graphing a System of Linear Equations