Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

When the Mean is Nice CALCULATE: Return on Your College Investment PLAY: Budget Frenzy! FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Inflation Over Time MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing PLAY: The Bean Game INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs You Just Gotta Habit! MOVE: Up and Down with Credit Scores CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth of Savings vs Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Chance Experiments AMPLIFY: Real World Linear Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Growth Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing and Graphing a System of Linear Equations