Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? MOVE: Types of Employment MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance MOVE: Credit Musical Chairs MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Financial Aid Package PROJECT: Credit Protections - You Be the Teacher ANALYZE: Overdraft Fees COMPARE: Types of Health Insurance Plans PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Plan Fits Your Income? MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! Do consumers send more money on Venmo or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time Which savings strategy is most effective? What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck What percent of new businesses are still operating after 10 years? You Just Gotta Habit! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement When the Mean is Nice FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications RESEARCH: Credit Protections PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action PLAY: The Bean Game

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Chance Experiments AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Growth Patterns AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Growth in Circles AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring State and Local Tax Rates