Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? RESEARCH: Professional Certifications FINE PRINT: Schumer Box PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? MOVE: Types of Employment COMPARE: Types of Savings Accounts MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment MOVE: Inflation Over Time What percent of Americans with credit card debt have carried a balance for over 1 year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of new businesses are still operating after 10 years? INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund Which savings strategy is most effective? INTERACTIVE: Bummer! PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging When the Mean is Nice ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! You Just Gotta Habit! MOVE: What Determines Your Insurance Premium?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Real World Linear Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Investing and Exponential Change AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Regression in Investing AMPLIFY: Chance Experiments AMPLIFY: Linear Growth Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth Factor and Investments