Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Plan Fits Your Income? PLAY: Types of Car Insurance FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes Do consumers send more money through Zelle or spend more money on Amazon? MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging ANALYZE: Overdraft Fees ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores COMPARE: Types of Health Insurance Plans PLAY: Roll with the Market You Just Gotta Habit! What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Types of Employment RESEARCH: Professional Certifications

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Systems of Two Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Create a Histogram AMPLIFY: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Systems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Complex Systems of Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Equations in Standard Form