Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box PLAY: Organize Budget Expenses PLAY: The Bean Game INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package MOVE: Let's Make a Mutual Fund PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market What is the average credit card debt held by Gen Z? What source of funding is used most often to start new businesses? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity When the Mean is Nice Which savings strategy is most effective? RESEARCH: Credit Protections FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Types of Savings Accounts ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment MOVE: Inflation Over Time MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Which Repayment Option is Best? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment?

DESMOS ACTIVITIES

DESMOS: Writing Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Create a Histogram DESMOS: Future Value of a Periodic Investment DESMOS: Growth of Savings vs Investments DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: College Sticker Price and ACT Scores DESMOS: Complex Systems of Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Linear Equations and Checking DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential vs Linear Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exploring State and Local Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Sampling Methods DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Conditional Probability DESMOS: Chance Experiments DESMOS: Polygraph: Guess the Distribution DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Prize Wheel Puzzle DESMOS: Systems of Two Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Systems DESMOS: Exponential Regression in Investing DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Growth Patterns DESMOS: Exponential Growth in Circles