Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity What percent of new businesses are still operating after 10 years? MOVE: Types of Employment MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package You Just Gotta Habit! CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance PROJECT: Credit Protections - You Be the Teacher Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice PLAY: Budget Frenzy! Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market CALCULATE: Return on Your College Investment RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Bummer! ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Create a Histogram AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Growth Factor and Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Real World Linear Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Chance Experiments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Growth in Circles