Financial Algebra Course


This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Google Drive, Desmos Activities
1 exam per unit, course diagnostic, and course final exam
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys


What source of funding is used most often to start new businesses? MOVE: Types of Employment INTERACTIVE: Invest with STAX! READ: Retirement Basics RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging in Action COMPARE: Auto Loans MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan PLAY: Roll with the Market INTERACTIVE: Bummer! MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses RESEARCH: Fair Credit Reporting Act MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing When the Mean is Kinda Nice CALCULATE: Your Federal Taxes What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance MOVE: The Net Price of College PLAY: It Costs HOW Much? What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications Which savings strategy is most effective? COMPARE: Which Repayment Option is Best? MOVE: Up and Down with Credit Scores What do cardholders fear most when using a credit card? Gotta Habit What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan?


DESMOS: Chance Experiments DESMOS: Card Sort: Four Views of a Function DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Growth Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Point Collector: Lines DESMOS: Marbleslides: Exploring Exponentials DESMOS: OLS Regression and College Costs DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Prize Wheel Puzzle DESMOS: Create a Histogram DESMOS: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Growth in Circles DESMOS: Exponential Regression in Investing DESMOS: Complex Systems of Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Systems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: Growth Factor and Investments DESMOS: Real World Linear Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth of Savings vs Investments