Financial Algebra Course


This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Google Drive, Desmos Activities
1 exam per unit, course diagnostic, and course final exam
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys


CALCULATE: Impact of Credit Score on Loans RESEARCH: Fair Credit Reporting Act RESEARCH: Professional Certifications COMPARE: Which Repayment Option is Best? ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging in Action PLAY: Budget Frenzy! COMPARE: Auto Loans What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Kinda Nice CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package MOVE: Types of Employment INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing MOVE: The Net Price of College READ: Retirement Basics INTERACTIVE: Compounding Cat Insanity What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? FINE PRINT: Schumer Box PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? Gotta Habit What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Roll with the Market PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Your Federal Taxes RESEARCH: Credit Protections MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! What do cardholders fear most when using a credit card?


DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Real World Linear Inequalities DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Create a Histogram DESMOS: Systems of Two Linear Equations DESMOS: Chance Experiments DESMOS: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Growth Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Sampling Methods DESMOS: Growth Factor and Investments DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential Regression in Investing DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Investing and Exponential Change DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Marbleslides: Exploring Exponentials DESMOS: Point Collector: Lines DESMOS: OLS Regression and College Costs DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Comparing the Cost of Different Student Loans DESMOS: Credit Dot Plots DESMOS: Growth of Savings vs Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan