Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator CALCULATE: Your Federal Taxes If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What do cardholders fear most when using a credit card? ANALYZE: Inequalities in Investing Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging in Action When the Mean is Nice Gotta Habit MOVE: Types of Employment RESEARCH: Credit Protections RESEARCH: Fair Credit Reporting Act What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: It Costs HOW Much? PLAY: Roll with the Market How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package MOVE: The Net Price of College What percent of students receive scholarships or grants for college? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment COMPARE: Auto Loans INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? READ: Retirement Basics

DESMOS ACTIVITIES

DESMOS: Investing and Exponential Change DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Real World Linear Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Polygraph: Guess the Distribution DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Point Collector: Lines DESMOS: Create a Histogram DESMOS: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Growth of Savings vs Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Systems of Two Linear Equations DESMOS: Chance Experiments DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Growth Patterns DESMOS: Credit Dot Plots DESMOS: Marbleslides: Exploring Exponentials DESMOS: OLS Regression and College Costs DESMOS: Graphs of Piecewise Functions DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Independent and Dependent Events DESMOS: Prize Wheel Puzzle DESMOS: Exponential Growth in Circles DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Sampling Methods