Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging What percent of Americans who have credit card debt won't be able to pay it off within a year? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance You Just Gotta Habit! ANALYZE: Inequalities in Investing PLAY: The Bean Game What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! MOVE: Types of Employment COMPARE: Which Repayment Option is Best? What percent of students receive scholarships or grants for college? COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications PLAY: Roll with the Market FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? How much more likely is a business to launch if the founder creates a business plan? What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action

DESMOS ACTIVITIES

DESMOS: Linear Growth Patterns DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Independent and Dependent Events DESMOS: Credit Dot Plots DESMOS: Exponential Regression in Investing DESMOS: Exponential vs Linear Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Sampling Methods DESMOS: College Sticker Price and ACT Scores DESMOS: Prize Wheel Puzzle DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Growth in Circles DESMOS: Exploring State and Local Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Graphs of Piecewise Functions DESMOS: Systems of Two Linear Equations DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth of Savings vs Investments DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Point Collector: Lines DESMOS: Create a Histogram DESMOS: Writing Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Marbleslides: Exploring Exponentials DESMOS: Chance Experiments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth Factor and Investments