Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans COMPARE: Which Repayment Plan Fits Your Income? FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging CALCULATE: Return on Your College Investment What percent of Americans with credit card debt have carried a balance for over 1 year? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans Do consumers send more money through Zelle or spend more money on Amazon? FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! COMPARE: Types of Health Insurance Plans CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? RESEARCH: Credit Protections ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? Which savings strategy is most effective? INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores ANALYZE: Overdraft Fees How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications PLAY: Organize Budget Expenses ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action PLAY: Types of Car Insurance PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs When the Mean is Nice MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package MOVE: Inflation Over Time MOVE: Types of Employment PLAY: Budget Frenzy! You Just Gotta Habit! PLAY: The Bean Game INTERACTIVE: Living Paycheck to Paycheck

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Point Collector: Lines AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Chance Experiments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns