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Financial Algebra Course


This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Google Drive, Desmos Activities
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys


FINE PRINT: Financial Aid Package When the Mean is Kinda Nice MOVE: Your Tax Dollar in Action What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? (Sp) CALCULATE: Debt Avalanche v. Debt Snowball (Sp) PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts (Sp) What percent of students receive scholarships or grants for college? MOVE: Let's Make a Mutual Fund What are the top 3 categories that Gen Z spends its money on? INTERACTIVE: Online Bank Simulator COMPARE: Auto Loans (Sp) CALCULATE: Impact of Credit Score on Loans (Sp) INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! MOVE: Credit Musical Chairs Gotta Habit ANALYZE: Dollar Cost Averaging in Action FINE PRINT: Checking Account Statement CALCULATE: Your Federal Taxes PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck MOVE: The Net Price of College ANALYZE: A Student Aid Report (SAR) PLAY: Types of Car Insurance (Sp) RESEARCH: Fair Credit Reporting Act Web Quest What do cardholders fear most when using a credit card? READ: Retirement Basics Which savings strategy is most effective? What's the average credit score needed to rent an apartment?


DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Four Views of a Function DESMOS: Graphs of Piecewise Functions DESMOS: Prize Wheel Puzzle DESMOS: Systems of Two Linear Equations DESMOS: OLS Regression and College Costs DESMOS: Real World Linear Inequalities DESMOS: Complex Systems of Inequalities DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing the Cost of Different Student Loans DESMOS: Chance Experiments DESMOS: Writing Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth Factor and Investments DESMOS: Future Value of a Periodic Investment DESMOS: Create a Histogram DESMOS: Linear Growth Patterns DESMOS: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential vs Linear Patterns DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Investing and Exponential Change DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Point Collector: Lines DESMOS: Card Sort: Conditional Probability DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth of Savings vs Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Independent and Dependent Events