Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Living Paycheck to Paycheck What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy! RESEARCH: Professional Certifications MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice MOVE: Types of Employment COMPARE: Types of Savings Accounts What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance RESEARCH: Fair Credit Reporting Act INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans MOVE: Up and Down with Credit Scores You Just Gotta Habit! COMPARE: Which Repayment Option is Best? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing Which savings strategy is most effective? MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections What source of funding is used most often to start new businesses?

DESMOS ACTIVITIES

DESMOS: Card Sort: Sampling Methods DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Future Value of a Periodic Investment DESMOS: Systems of Two Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Conditional Probability DESMOS: Exploring State and Local Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: OLS Regression and College Costs DESMOS: Growth Factor and Investments DESMOS: Exponential Regression in Investing DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Matching Recursive Sequences DESMOS: College Sticker Price and ACT Scores DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Real World Linear Inequalities DESMOS: Create a Histogram DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Complex Systems of Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Exponential vs Linear Patterns DESMOS: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Growth Patterns DESMOS: Exponential Growth in Circles DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Equations in Standard Form DESMOS: Chance Experiments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring Tax Rates by Income Level and Tax Type