Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

When the Mean is Nice PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! MOVE: Credit Musical Chairs ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund MOVE: Types of Employment PLAY: The Bean Game CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Checking Account Statement You Just Gotta Habit! PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box ANALYZE: Overdraft Fees COMPARE: Types of Health Insurance Plans What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? MOVE: Inflation Over Time FINE PRINT: Financial Aid Package ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? PLAY: Roll with the Market

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Create a Histogram AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Real World Linear Inequalities AMPLIFY: Chance Experiments AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Sampling Methods