Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher ANALYZE: Household Debt and Credit Report How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Overdraft Fees You Just Gotta Habit! MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Health Insurance Plans MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck What percent of Americans with credit card debt have carried a balance for over 1 year? What's the average credit score needed to rent an apartment? What source of funding is used most often to start new businesses? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Plan Fits Your Income? INTERACTIVE: Bummer! RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Complex Systems of Inequalities AMPLIFY: Chance Experiments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: OLS Regression and College Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Investing and Exponential Change AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Real World Linear Inequalities