Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Types of Employment ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund MOVE: Inflation Over Time PLAY: Roll with the Market Which savings strategy is most effective? COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary CALCULATE: How Much House Can You Afford? INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of Americans with credit card debt have carried a balance for over 1 year? RESEARCH: Credit Protections FINE PRINT: Schumer Box PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package When the Mean is Nice RESEARCH: Professional Certifications You Just Gotta Habit! CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Real World Linear Inequalities AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Systems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: OLS Regression and College Costs AMPLIFY: Create a Histogram AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth Factor and Investments