Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications MOVE: Credit Musical Chairs You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity MOVE: Inflation Over Time FINE PRINT: Checking Account Statement MOVE: Types of Employment What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? PROJECT: Credit Protections - You Be the Teacher What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing RESEARCH: Credit Protections PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice Which savings strategy is most effective? INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts PLAY: The Bean Game CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Create a Histogram AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down Student Loans