Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging MOVE: Types of Employment MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? FINE PRINT: Schumer Box PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Checking Account Statement You Just Gotta Habit! INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications PLAY: Roll with the Market MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice MOVE: Inflation Over Time PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Systems AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: FICA Tax Rates