Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Which Repayment Option is Best? You Just Gotta Habit! PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market What percent of students receive scholarships or grants for college? MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report PLAY: The Bean Game PLAY: Organize Budget Expenses FINE PRINT: Schumer Box RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Health Insurance Plans INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time ANALYZE: Overdraft Fees What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package ANALYZE: Inequalities in Investing CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? What percent of Americans with credit card debt have carried a balance for over 1 year? What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts When the Mean is Nice MOVE: Your Tax Dollar in Action PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Living Paycheck to Paycheck

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Systems AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Investing and Exponential Change AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Growth Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity