Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action ANALYZE: Overdraft Fees CREATE: Personalized Productive Gap Year Plan CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Budget Frenzy! What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market COMPARE: Which Repayment Plan Fits Your Income? PLAY: The Bean Game CALCULATE: How Much House Can You Afford? PROJECT: Credit Protections - You Be the Teacher If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? COMPARE: Types of Health Insurance Plans INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity When the Mean is Nice MOVE: Inflation Over Time Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? RESEARCH: Professional Certifications You Just Gotta Habit! Do consumers send more money through Zelle or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans MOVE: Credit Musical Chairs

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Create a Histogram AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Systems of Two Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Credit Dot Plots AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Growth in Circles AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Chance Experiments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems