Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

RESEARCH: Credit Protections CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging PROJECT: Credit Protections - You Be the Teacher MOVE: What Determines Your Insurance Premium? CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Inflation Over Time CALCULATE: Return on Your College Investment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? PLAY: The Bean Game PLAY: Organize Budget Expenses What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? Which savings strategy is most effective? MOVE: Types of Employment MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford? ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice ANALYZE: Household Debt and Credit Report You Just Gotta Habit! COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! COMPARE: Which Repayment Option is Best? CALCULATE: Debt Avalanche v. Debt Snowball

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Real World Linear Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Point Collector: Lines AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change