Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing When the Mean is Nice CALCULATE: The Cost of Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market RESEARCH: Credit Protections MOVE: Inflation Over Time COMPARE: Types of Savings Accounts PLAY: The Bean Game INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs PLAY: Organize Budget Expenses Which savings strategy is most effective? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores MOVE: Types of Employment PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment INTERACTIVE: Online Bank Simulator You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth of Savings vs Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Systems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations