Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans PLAY: Organize Budget Expenses COMPARE: Types of Health Insurance Plans PLAY: Roll with the Market FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon? You Just Gotta Habit! What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? MOVE: Types of Employment ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? What's the average credit score needed to rent an apartment? Which savings strategy is most effective? COMPARE: Types of Savings Accounts MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? ANALYZE: Overdraft Fees MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment When the Mean is Nice INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund MOVE: What Determines Your Insurance Premium?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Chance Experiments AMPLIFY: Writing Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Systems of Two Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Credit Dot Plots AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth of Savings vs Investments AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change