Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? Which savings strategy is most effective? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections MOVE: Inflation Over Time PLAY: The Bean Game CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? What source of funding is used most often to start new businesses? When the Mean is Nice COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts PLAY: Roll with the Market MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Investing and Exponential Change AMPLIFY: Growth Factor and Investments AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Growth in Circles AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Point Collector: Lines