Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging INTERACTIVE: Online Bank Simulator COMPARE: Which Repayment Option is Best? PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement RESEARCH: Professional Certifications PROJECT: Credit Protections - You Be the Teacher ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective? FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? When the Mean is Nice What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? RESEARCH: Credit Protections CALCULATE: Return on Your College Investment INTERACTIVE: Compounding Cat Insanity PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores What is the average credit card debt held by Gen Z? You Just Gotta Habit! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Investing and Exponential Change AMPLIFY: Chance Experiments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Credit Dot Plots AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth Factor and Investments AMPLIFY: Create a Histogram AMPLIFY: Exploring State and Local Tax Rates