Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? PLAY: Budget Frenzy! MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Schumer Box ANALYZE: Overdraft Fees CREATE: Personalized Productive Gap Year Plan What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Plan Fits Your Income? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report CALCULATE: The Math Behind Your Federal Taxes How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans COMPARE: Types of Health Insurance Plans PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications You Just Gotta Habit! ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package RESEARCH: Credit Protections When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? MOVE: Credit Musical Chairs Which savings strategy is most effective? Do consumers send more money on Venmo or spend more money on Amazon? What's the average credit score needed to rent an apartment? What source of funding is used most often to start new businesses? PLAY: The Bean Game

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Point Collector: Lines AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Linear Equations and Checking AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Create a Histogram AMPLIFY: Chance Experiments AMPLIFY: Investing and Exponential Change AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Systems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth Factor and Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan