Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Math Behind Your Federal Taxes CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? MOVE: Types of Employment MOVE: Inflation Over Time FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans When the Mean is Nice What percent of students receive scholarships or grants for college? PROJECT: Credit Protections - You Be the Teacher What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts ANALYZE: Household Debt and Credit Report PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective? What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? RESEARCH: Credit Protections You Just Gotta Habit! PLAY: The Bean Game

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Investing and Exponential Change AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Point Collector: Lines AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type