Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? COMPARE: Auto Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Dollar Cost Averaging in Action READ: Retirement Basics MOVE: Types of Employment What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: The Net Price of College INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? What source of funding is used most often to start new businesses? PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores What do cardholders fear most when using a credit card? How much more likely is a business to launch if the founder creates a business plan? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? RESEARCH: Fair Credit Reporting Act CALCULATE: Your Federal Taxes MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator When the Mean is Kinda Nice RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck Gotta Habit

DESMOS ACTIVITIES

DESMOS: Point Collector: Lines DESMOS: Linear Equations from Checking Word Problems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Real World Linear Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Systems of Two Linear Equations DESMOS: Credit Dot Plots DESMOS: Card Sort: Conditional Probability DESMOS: Growth of Savings vs Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Chance Experiments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Equations in Standard Form DESMOS: Create a Histogram DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Systems DESMOS: Prize Wheel Puzzle DESMOS: Investing and Exponential Change DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential vs Linear Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Growth Factor and Investments DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Sampling Methods DESMOS: Polygraph: Guess the Distribution