Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications INTERACTIVE: Bummer! MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of students receive scholarships or grants for college? CALCULATE: The Math Behind Your Federal Taxes If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? MOVE: Your Tax Dollar in Action PLAY: The Bean Game PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box You Just Gotta Habit! Do consumers send more money through Zelle or spend more money on Amazon? RESEARCH: Credit Protections COMPARE: Which Repayment Plan Fits Your Income? When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher MOVE: Credit Musical Chairs COMPARE: Types of Savings Accounts COMPARE: Types of Health Insurance Plans PLAY: Types of Car Insurance Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package MOVE: Types of Employment CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Overdraft Fees CALCULATE: The Cost of Auto Loans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth of Savings vs Investments AMPLIFY: Growth Factor and Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Create a Histogram AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances