Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? PROJECT: Credit Protections - You Be the Teacher CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary MOVE: Up and Down with Credit Scores PLAY: The Bean Game MOVE: Types of Employment ANALYZE: Overdraft Fees COMPARE: Types of Health Insurance Plans CALCULATE: The Cost of Auto Loans When the Mean is Nice Do consumers send more money through Zelle or spend more money on Amazon? FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: What Determines Your Insurance Premium? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator CALCULATE: How Much House Can You Afford? What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? COMPARE: Which Repayment Plan Fits Your Income? PLAY: Roll with the Market INTERACTIVE: Bummer! RESEARCH: Credit Protections ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? You Just Gotta Habit! MOVE: Credit Musical Chairs How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Invest with STAX! Which savings strategy is most effective?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Create a Histogram AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth of Savings vs Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Point Collector: Lines AMPLIFY: Growth Factor and Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs