Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! Which savings strategy is most effective? Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Schumer Box MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? PLAY: It Costs HOW Much? MOVE: Inflation Over Time COMPARE: Which Repayment Option is Best? ANALYZE: Inequalities in Investing COMPARE: Types of Health Insurance Plans COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses INTERACTIVE: Bummer! You Just Gotta Habit! FINE PRINT: Financial Aid Package MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? CALCULATE: Return on Your College Investment PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections ANALYZE: Overdraft Fees FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? MOVE: Up and Down with Credit Scores RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth of Savings vs Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Chance Experiments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Credit Dot Plots