Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

RESEARCH: Credit Protections RESEARCH: Professional Certifications MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging INTERACTIVE: Invest with STAX! What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement PLAY: The Bean Game MOVE: Let's Make a Mutual Fund COMPARE: Types of Health Insurance Plans What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! COMPARE: Which Repayment Option is Best? MOVE: Your Tax Dollar in Action Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? PLAY: Roll with the Market How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Overdraft Fees What is the average credit card debt held by Gen Z? CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Credit Dot Plots