Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? COMPARE: Types of Savings Accounts RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! Do consumers send more money through Zelle or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary When the Mean is Nice INTERACTIVE: Bummer! CALCULATE: How Much House Can You Afford? ANALYZE: Overdraft Fees CALCULATE: The Cost of Auto Loans What source of funding is used most often to start new businesses? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Checking Account Statement You Just Gotta Habit! If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Which Repayment Plan Fits Your Income? PLAY: The Bean Game Which savings strategy is most effective? CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time What's the average credit score needed to rent an apartment? COMPARE: Types of Health Insurance Plans FINE PRINT: Schumer Box MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance PLAY: Organize Budget Expenses MOVE: Types of Employment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth Factor and Investments AMPLIFY: Create a Histogram AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Point Collector: Lines AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Chance Experiments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Systems AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income