Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? RESEARCH: Credit Protections ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans FINE PRINT: Checking Account Statement Do consumers send more money through Zelle or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! PLAY: Types of Car Insurance MOVE: Inflation Over Time PLAY: The Bean Game ANALYZE: Overdraft Fees What source of funding is used most often to start new businesses? What is the average credit card debt held by Gen Z? INTERACTIVE: Living Paycheck to Paycheck MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment COMPARE: Which Repayment Plan Fits Your Income? You Just Gotta Habit! PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Financial Aid Package COMPARE: Types of Health Insurance Plans INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan PLAY: Roll with the Market If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: OLS Regression and College Costs AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Complex Systems of Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Independent and Dependent Events