Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary MOVE: Inflation Over Time FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity CALCULATE: The Cost of Auto Loans PLAY: The Bean Game CALCULATE: Return on Your College Investment RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Financial Aid Package When the Mean is Nice What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Overdraft Fees COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! MOVE: Types of Employment MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging COMPARE: Types of Health Insurance Plans What source of funding is used most often to start new businesses? PROJECT: Credit Protections - You Be the Teacher CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Growth Patterns AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: FICA Tax Rates