Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package PLAY: The Bean Game CALCULATE: The Math Behind Your Federal Taxes MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice FINE PRINT: Checking Account Statement MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans CALCULATE: How Much House Can You Afford? CALCULATE: The Cost of Auto Loans How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund RESEARCH: Professional Certifications PLAY: Types of Car Insurance What percent of Americans with credit card debt have carried a balance for over 1 year? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging RESEARCH: Credit Protections Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs You Just Gotta Habit! COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much? MOVE: Types of Employment COMPARE: Which Repayment Option is Best? PROJECT: Credit Protections - You Be the Teacher

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Create a Histogram AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Investing and Exponential Change AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: OLS Regression and College Costs AMPLIFY: The (Awesome) Coordinate Plane Activity