Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Inflation Over Time CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? When the Mean is Nice What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment INTERACTIVE: Bummer! CALCULATE: The Cost of Auto Loans What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package You Just Gotta Habit! PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses RESEARCH: Professional Certifications ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Prize Wheel Puzzle AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Chance Experiments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Sampling Methods