Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? PLAY: The Bean Game FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans ANALYZE: Overdraft Fees ANALYZE: Dollar Cost Averaging PLAY: Organize Budget Expenses What source of funding is used most often to start new businesses? What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! What's the average credit score needed to rent an apartment? MOVE: Types of Employment COMPARE: Types of Health Insurance Plans COMPARE: Which Repayment Plan Fits Your Income? INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy! PLAY: Roll with the Market Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts What percent of Americans with credit card debt have carried a balance for over 1 year? Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Schumer Box PROJECT: Credit Protections - You Be the Teacher What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing MOVE: Inflation Over Time PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator When the Mean is Nice MOVE: Up and Down with Credit Scores

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Real World Linear Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Polygraph: Guess the Distribution