Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball You Just Gotta Habit! PLAY: Organize Budget Expenses What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Checking Account Statement MOVE: Types of Employment When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? FINE PRINT: Schumer Box RESEARCH: Professional Certifications COMPARE: Which Repayment Plan Fits Your Income? PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! Which savings strategy is most effective? MOVE: Inflation Over Time RESEARCH: Credit Protections PLAY: It Costs HOW Much? ANALYZE: Overdraft Fees What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package CALCULATE: Return on Your College Investment CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? COMPARE: Types of Health Insurance Plans MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging Do consumers send more money through Zelle or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Regression in Investing AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Create a Histogram AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances