Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Health Insurance Plans CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance MOVE: Credit Musical Chairs What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? INTERACTIVE: Bummer! PROJECT: Credit Protections - You Be the Teacher ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans You Just Gotta Habit! PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Which Repayment Option is Best? FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action ANALYZE: Overdraft Fees PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts MOVE: Inflation Over Time What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores MOVE: Types of Employment FINE PRINT: Schumer Box

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Real World Linear Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: Systems of Two Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Chance Experiments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type