Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs When the Mean is Nice INTERACTIVE: Bummer! CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? PLAY: Roll with the Market FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Dollar Cost Averaging PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Complex Systems of Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring State and Local Tax Rates