Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package PLAY: The Bean Game ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box PLAY: It Costs HOW Much? INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball What's the average credit score needed to rent an apartment? MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? MOVE: Let's Make a Mutual Fund You Just Gotta Habit! CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? PROJECT: Credit Protections - You Be the Teacher RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Math Behind Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! RESEARCH: Credit Protections MOVE: Types of Employment PLAY: Roll with the Market What percent of new businesses are still operating after 10 years? When the Mean is Nice If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Prize Wheel Puzzle AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Create a Histogram AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Investing and Exponential Change AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Chance Experiments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Regression in Investing