Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? What percent of Americans with credit card debt have carried a balance for over 1 year? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan What source of funding is used most often to start new businesses? When the Mean is Nice INTERACTIVE: Invest with STAX! ANALYZE: A FAFSA Submission Summary CALCULATE: The Cost of Auto Loans COMPARE: Types of Health Insurance Plans How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Bummer! PLAY: Organize Budget Expenses RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action FINE PRINT: Schumer Box PLAY: The Bean Game FINE PRINT: Checking Account Statement PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment COMPARE: Which Repayment Plan Fits Your Income? MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs ANALYZE: Overdraft Fees ANALYZE: Household Debt and Credit Report PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? You Just Gotta Habit! If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? Do consumers send more money through Zelle or spend more money on Amazon? MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Systems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth of Savings vs Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: Create a Histogram AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income