Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: It Costs HOW Much? PROJECT: Credit Protections - You Be the Teacher Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores PLAY: The Bean Game PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses CALCULATE: The Cost of Auto Loans FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? What percent of Americans with credit card debt have carried a balance for over 1 year? How much does a texting while driving ticket increase auto insurance premiums? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment When the Mean is Nice What is the average credit card debt held by Gen Z? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! MOVE: Types of Employment FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? MOVE: Inflation Over Time

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Investing and Exponential Change AMPLIFY: Real World Linear Inequalities AMPLIFY: Complex Systems of Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Future Value of a Periodic Investment AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Prize Wheel Puzzle AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Independent and Dependent Events