Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? MOVE: Types of Employment MOVE: Credit Musical Chairs CALCULATE: The Math Behind Your Federal Taxes When the Mean is Nice You Just Gotta Habit! MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? RESEARCH: Credit Protections MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance ANALYZE: Dollar Cost Averaging PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report How much more likely is a business to launch if the founder creates a business plan? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box PLAY: Roll with the Market PLAY: It Costs HOW Much? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game MOVE: Inflation Over Time Which savings strategy is most effective?

DESMOS ACTIVITIES

DESMOS: Create a Histogram DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Growth in Circles DESMOS: Future Value of a Periodic Investment DESMOS: OLS Regression and College Costs DESMOS: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Investing and Exponential Change DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Real World Linear Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth Factor and Investments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Growth Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Chance Experiments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Polygraph: Guess the Distribution DESMOS: Credit Dot Plots DESMOS: Card Sort: Independent and Dependent Events DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Regression in Investing DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: Systems of Two Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Sampling Methods DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth of Savings vs Investments DESMOS: Writing Equations in Standard Form