Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Bummer! MOVE: Types of Employment RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan MOVE: What Determines Your Insurance Premium? ANALYZE: Overdraft Fees CALCULATE: Impact of Credit Score on Loans MOVE: Inflation Over Time ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: Return on Your College Investment CALCULATE: The Cost of Auto Loans PLAY: Organize Budget Expenses What percent of Americans with credit card debt have carried a balance for over 1 year? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? MOVE: Credit Musical Chairs When the Mean is Nice If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? PLAY: The Bean Game COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Invest with STAX! CALCULATE: How Much House Can You Afford? COMPARE: Types of Health Insurance Plans PROJECT: Credit Protections - You Be the Teacher What percent of students receive scholarships or grants for college?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Sampling Methods AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Create a Histogram AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Growth Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Investing and Exponential Change AMPLIFY: Chance Experiments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Credit Dot Plots