Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator What percent of Americans with credit card debt have carried a balance for over 1 year? Do consumers send more money through Zelle or spend more money on Amazon? You Just Gotta Habit! What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! PLAY: Organize Budget Expenses MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing Which savings strategy is most effective? What's the average credit score needed to rent an apartment? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund COMPARE: Types of Health Insurance Plans FINE PRINT: Financial Aid Package COMPARE: Which Repayment Plan Fits Your Income? What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts ANALYZE: Dollar Cost Averaging ANALYZE: Overdraft Fees PROJECT: Credit Protections - You Be the Teacher RESEARCH: Professional Certifications PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action PLAY: The Bean Game RESEARCH: Credit Protections When the Mean is Nice What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments AMPLIFY: Investing and Exponential Change AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Chance Experiments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Systems of Two Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity