Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Overdraft Fees ANALYZE: Inequalities in Investing CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game PLAY: Types of Car Insurance PLAY: It Costs HOW Much? You Just Gotta Habit! PLAY: Roll with the Market What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Your Tax Dollar in Action INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report MOVE: Types of Employment What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections RESEARCH: Professional Certifications PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts MOVE: Credit Musical Chairs When the Mean is Nice MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Living Paycheck to Paycheck Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? CALCULATE: Return on Your College Investment MOVE: Inflation Over Time COMPARE: Types of Health Insurance Plans COMPARE: Which Repayment Plan Fits Your Income? FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Point Collector: Lines AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Create a Histogram AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring State and Local Tax Rates