Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! MOVE: The Net Price of College CALCULATE: Debt Avalanche v. Debt Snowball How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? COMPARE: Auto Loans READ: Retirement Basics PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging in Action When the Mean is Nice COMPARE: Which Repayment Option is Best? MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator Gotta Habit CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? RESEARCH: Fair Credit Reporting Act What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? PLAY: Roll with the Market What percent of Americans who have credit card debt won't be able to pay it off within a year? What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications What do cardholders fear most when using a credit card? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment CALCULATE: Your Federal Taxes Which savings strategy is most effective?

DESMOS ACTIVITIES

DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Equations in Standard Form DESMOS: Chance Experiments DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Growth Patterns DESMOS: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: OLS Regression and College Costs DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Create a Histogram DESMOS: Exponential Growth in Circles DESMOS: Writing Linear Equations and Checking DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Point Collector: Lines DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Credit Dot Plots DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Sampling Methods DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Conditional Probability DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Investing and Exponential Change DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Real World Linear Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Exponential vs Linear Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth Factor and Investments