Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? PROJECT: Credit Protections - You Be the Teacher MOVE: Inflation Over Time PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary When the Mean is Nice ANALYZE: Household Debt and Credit Report CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! You Just Gotta Habit! MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing PLAY: It Costs HOW Much? RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator FINE PRINT: Schumer Box What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Cost of Auto Loans MOVE: Types of Employment CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college?

DESMOS ACTIVITIES

DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Four Views of a Function DESMOS: OLS Regression and College Costs DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Conditional Probability DESMOS: Investing and Exponential Change DESMOS: Comparing the Cost of Different Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential vs Linear Patterns DESMOS: Create a Histogram DESMOS: Card Sort: Linear Systems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations from Checking Word Problems DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Point Collector: Lines DESMOS: Complex Systems of Inequalities DESMOS: Exponential Regression in Investing DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exploring State and Local Tax Rates DESMOS: Real World Linear Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Growth Factor and Investments DESMOS: Growth of Savings vs Investments DESMOS: Systems of Two Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Future Value of a Periodic Investment DESMOS: Chance Experiments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations in Standard Form