Financial Algebra Course


This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Google Drive, Desmos Activities
1 exam per unit, course diagnostic, and course final exam
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys


INTERACTIVE: Bummer! PLAY: It Costs HOW Much? MOVE: Types of Employment MOVE: Credit Musical Chairs RESEARCH: Fair Credit Reporting Act CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report CALCULATE: Your Federal Taxes ANALYZE: Dollar Cost Averaging in Action COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Inequalities in Investing COMPARE: Auto Loans CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator Gotta Habit INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? PLAY: Types of Car Insurance PLAY: Roll with the Market RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? READ: Retirement Basics MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? MOVE: Your Tax Dollar in Action What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Kinda Nice What do cardholders fear most when using a credit card? PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans MOVE: The Net Price of College FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan?


DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Future Value of a Periodic Investment DESMOS: Exponential vs Linear Patterns DESMOS: Writing Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Point Collector: Lines DESMOS: Systems of Two Linear Equations DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Linear Equations and Checking DESMOS: Credit Dot Plots DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Sampling Methods DESMOS: Create a Histogram DESMOS: Polygraph: Guess the Distribution DESMOS: Chance Experiments DESMOS: Prize Wheel Puzzle DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Growth Patterns DESMOS: Real World Linear Inequalities DESMOS: OLS Regression and College Costs DESMOS: Investing and Exponential Change DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring State and Local Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Regression in Investing