Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores PLAY: Roll with the Market CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections RESEARCH: Fair Credit Reporting Act What percent of students receive scholarships or grants for college? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! PLAY: The Bean Game ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment COMPARE: Types of Savings Accounts When the Mean is Nice INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? What source of funding is used most often to start new businesses? You Just Gotta Habit! Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? What's the average credit score needed to rent an apartment? INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs MOVE: Let's Make a Mutual Fund RESEARCH: Professional Certifications PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan?

DESMOS ACTIVITIES

DESMOS: Investing and Exponential Change DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Prize Wheel Puzzle DESMOS: OLS Regression and College Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Real World Linear Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Create a Histogram DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Regression in Investing DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: Growth Factor and Investments DESMOS: Future Value of a Periodic Investment DESMOS: Systems of Two Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Chance Experiments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Point Collector: Lines DESMOS: Card Sort: Sampling Methods DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Linear Systems DESMOS: Linear Growth Patterns