Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? You Just Gotta Habit! RESEARCH: Credit Protections What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications How much more likely is a business to launch if the founder creates a business plan? COMPARE: Which Repayment Option is Best? FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Inflation Over Time PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans with credit card debt have carried a balance for over 1 year? What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth Factor and Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Systems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Chance Experiments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations