Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? PLAY: Roll with the Market CALCULATE: The Cost of Auto Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement CALCULATE: How Much House Can You Afford? MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game Which savings strategy is most effective? PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? ANALYZE: Overdraft Fees ANALYZE: Inequalities in Investing You Just Gotta Habit! What percent of students receive scholarships or grants for college? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Invest with STAX! ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? COMPARE: Which Repayment Plan Fits Your Income? INTERACTIVE: Bummer! PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging COMPARE: Types of Health Insurance Plans MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Online Bank Simulator

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Chance Experiments AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Credit Dot Plots AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Growth of Savings vs Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing and Graphing a System of Linear Equations