Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Impact of Credit Score on Loans PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! ANALYZE: Household Debt and Credit Report CALCULATE: The Math Behind Your Federal Taxes MOVE: Inflation Over Time PLAY: Budget Frenzy! What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game ANALYZE: Dollar Cost Averaging MOVE: Types of Employment Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? When the Mean is Nice COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections PLAY: Organize Budget Expenses INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance You Just Gotta Habit! FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

DESMOS: Exponential Regression in Investing DESMOS: Complex Systems of Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Polygraph: Guess the Distribution DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Future Value of a Periodic Investment DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Linear Systems DESMOS: Linear Growth Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Real World Linear Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing the Cost of Different Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Four Views of a Function DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: College Sticker Price and ACT Scores DESMOS: OLS Regression and College Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Create a Histogram DESMOS: Exponential Growth in Circles DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Credit Dot Plots DESMOS: Chance Experiments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Conditional Probability