Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Fair Credit Reporting Act RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans Do consumers send more money on Venmo or spend more money on Amazon? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses PLAY: Types of Car Insurance You Just Gotta Habit! ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action What percent of new businesses are still operating after 10 years? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer!

DESMOS ACTIVITIES

DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Marbleslides: Exploring Exponentials DESMOS: Systems of Two Linear Equations DESMOS: Linear Growth Patterns DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Investing and Exponential Change DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential Growth in Circles DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Linear Equations from Checking Word Problems DESMOS: Credit Dot Plots DESMOS: Exponential Regression in Investing DESMOS: Growth of Savings vs Investments DESMOS: Future Value of a Periodic Investment DESMOS: Prize Wheel Puzzle DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Independent and Dependent Events DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Four Views of a Function DESMOS: Create a Histogram DESMOS: Growth Factor and Investments