Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: The Net Price of College READ: Retirement Basics INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Return on Your College Investment When the Mean is Kinda Nice MOVE: Your Tax Dollar in Action CALCULATE: Your Federal Taxes What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much? What do cardholders fear most when using a credit card? PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Auto Loans RESEARCH: Fair Credit Reporting Act CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans who have credit card debt won't be able to pay it off within a year? Gotta Habit INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging in Action FINE PRINT: Schumer Box

DESMOS ACTIVITIES

DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Point Collector: Lines DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Sampling Methods DESMOS: OLS Regression and College Costs DESMOS: Systems of Two Linear Equations DESMOS: Linear Growth Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Credit Dot Plots DESMOS: Investing and Exponential Change DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth Factor and Investments DESMOS: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Create a Histogram DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Independent and Dependent Events DESMOS: Real World Linear Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Growth in Circles DESMOS: Exponential Regression in Investing DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Chance Experiments DESMOS: Growth of Savings vs Investments