Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box Which savings strategy is most effective? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications PLAY: It Costs HOW Much? PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Budget Frenzy! CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator You Just Gotta Habit! MOVE: Types of Employment FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging MOVE: Credit Musical Chairs COMPARE: Types of Savings Accounts What is the average credit card debt held by Gen Z? PLAY: The Bean Game

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Growth Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: College Sticker Price and ACT Scores DESMOS: Credit Dot Plots DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Independent and Dependent Events DESMOS: Investing and Exponential Change DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth of Savings vs Investments DESMOS: Create a Histogram DESMOS: Complex Systems of Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Graphs of Piecewise Functions DESMOS: OLS Regression and College Costs DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Systems of Two Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Linear Systems DESMOS: Writing Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth Factor and Investments DESMOS: Chance Experiments DESMOS: Real World Linear Inequalities