Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Inflation Over Time MOVE: Let's Make a Mutual Fund RESEARCH: Fair Credit Reporting Act CALCULATE: Debt Avalanche v. Debt Snowball If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! PLAY: Roll with the Market What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing PLAY: The Bean Game PLAY: Organize Budget Expenses How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance What percent of students receive scholarships or grants for college? MOVE: Types of Employment What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement RESEARCH: Credit Protections What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective? CALCULATE: The Cost of Auto Loans COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box

DESMOS ACTIVITIES

DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Conditional Probability DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Linear Equations and Checking DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Real World Linear Inequalities DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Growth Factor and Investments DESMOS: Create a Histogram DESMOS: Exponential Regression in Investing DESMOS: Chance Experiments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Growth Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Point Collector: Lines DESMOS: Exponential Growth in Circles DESMOS: Complex Systems of Inequalities DESMOS: Credit Dot Plots DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Four Views of a Function DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exploring State and Local Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Exponential vs Linear Patterns