Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report You Just Gotta Habit! MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Overdraft Fees MOVE: Up and Down with Credit Scores When the Mean is Nice CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Plan Fits Your Income? MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! COMPARE: Types of Health Insurance Plans CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections What is the average credit card debt held by Gen Z? How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? INTERACTIVE: Online Bank Simulator CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? PLAY: Roll with the Market What percent of new businesses are still operating after 10 years? PLAY: The Bean Game INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications PLAY: It Costs HOW Much? PLAY: Types of Car Insurance MOVE: Types of Employment What percent of Americans with credit card debt have carried a balance for over 1 year? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PROJECT: Credit Protections - You Be the Teacher

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth of Savings vs Investments AMPLIFY: Create a Histogram AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Prize Wheel Puzzle AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Complex Systems of Inequalities AMPLIFY: Chance Experiments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Real World Linear Inequalities