Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective? MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? You Just Gotta Habit! MOVE: Up and Down with Credit Scores ANALYZE: Overdraft Fees If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Inflation Over Time COMPARE: Which Repayment Option is Best? COMPARE: Types of Health Insurance Plans INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? When the Mean is Nice What percent of Americans with credit card debt have carried a balance for over 1 year? CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action PLAY: The Bean Game FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? PROJECT: Credit Protections - You Be the Teacher PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Investing and Exponential Change AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Chance Experiments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Credit Dot Plots AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Point Collector: Lines AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates