Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs ANALYZE: Overdraft Fees FINE PRINT: Checking Account Statement Do consumers send more money through Zelle or spend more money on Amazon? PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? PLAY: Organize Budget Expenses FINE PRINT: Schumer Box MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action PLAY: Roll with the Market FINE PRINT: Financial Aid Package CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! MOVE: Types of Employment What percent of new businesses are still operating after 10 years? When the Mean is Nice You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? What source of funding is used most often to start new businesses? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Plan Fits Your Income? RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! PLAY: The Bean Game COMPARE: Types of Health Insurance Plans ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Create a Histogram AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Growth Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Linear Equations and Checking