Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box PLAY: Organize Budget Expenses When the Mean is Nice COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance MOVE: Types of Employment PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! CALCULATE: The Cost of Auto Loans MOVE: Credit Musical Chairs MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? CREATE: Personalized Productive Gap Year Plan CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What is the average credit card debt held by Gen Z? PLAY: Roll with the Market ANALYZE: Inequalities in Investing

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Systems of Two Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking