Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? PLAY: The Bean Game ANALYZE: Household Debt and Credit Report CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans who have credit card debt won't be able to pay it off within a year? What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing MOVE: Types of Employment PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Inflation Over Time What's the average credit score needed to rent an apartment? PROJECT: Credit Protections - You Be the Teacher MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? RESEARCH: Professional Certifications PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses When the Mean is Nice ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? RESEARCH: Credit Protections What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan?

DESMOS ACTIVITIES

DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Comparing the Cost of Different Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Regression in Investing DESMOS: Prize Wheel Puzzle DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Real World Linear Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: College Sticker Price and ACT Scores DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: OLS Regression and College Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Conditional Probability DESMOS: Growth Factor and Investments DESMOS: Writing Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Complex Systems of Inequalities DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Chance Experiments DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Point Collector: Lines DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Linear Equations and Checking DESMOS: Marbleslides: Exploring Exponentials