Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? What source of funding is used most often to start new businesses? PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes PROJECT: Credit Protections - You Be the Teacher ANALYZE: Overdraft Fees MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PLAY: Types of Car Insurance MOVE: Inflation Over Time Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" COMPARE: Which Repayment Plan Fits Your Income? ANALYZE: Dollar Cost Averaging MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? CALCULATE: The Cost of Auto Loans When the Mean is Nice COMPARE: Types of Health Insurance Plans INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z? RESEARCH: Professional Certifications ANALYZE: A FAFSA Submission Summary Do consumers send more money through Zelle or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans with credit card debt have carried a balance for over 1 year? You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment RESEARCH: Credit Protections CALCULATE: Return on Your College Investment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Histograms and Box Plots of Housing Costs