Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Credit Protections CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Organize Budget Expenses INTERACTIVE: Bummer! What is the average credit card debt held by Gen Z? What source of funding is used most often to start new businesses? PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! Which savings strategy is most effective? ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary When the Mean is Nice PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball You Just Gotta Habit! ANALYZE: Household Debt and Credit Report How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? CALCULATE: Impact of Credit Score on Loans COMPARE: Which Repayment Option is Best? PLAY: The Bean Game What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Prize Wheel Puzzle AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Investing and Exponential Change AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Point Collector: Lines AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Create a Histogram AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Graphs of Piecewise Functions AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates