Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report When the Mean is Kinda Nice RESEARCH: Professional Certifications What do cardholders fear most when using a credit card? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Your Federal Taxes What's the average credit score needed to rent an apartment? FINE PRINT: Checking Account Statement What source of funding is used most often to start new businesses? Which savings strategy is most effective? COMPARE: Which Repayment Option is Best? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? READ: Retirement Basics INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging in Action PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Auto Loans INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? MOVE: Credit Musical Chairs MOVE: Types of Employment CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator FINE PRINT: Schumer Box INTERACTIVE: Bummer! RESEARCH: Credit Protections RESEARCH: Fair Credit Reporting Act CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package Gotta Habit MOVE: The Net Price of College CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium?

DESMOS ACTIVITIES

DESMOS: Chance Experiments DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Conditional Probability DESMOS: Future Value of a Periodic Investment DESMOS: Credit Dot Plots DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth Factor and Investments DESMOS: Systems of Two Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: OLS Regression and College Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Linear Equations and Checking DESMOS: Complex Systems of Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Regression in Investing DESMOS: Point Collector: Lines DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing the Cost of Different Student Loans DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations from Checking Word Problems DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Real World Linear Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Create a Histogram DESMOS: Exponential Growth in Circles DESMOS: Investing and Exponential Change DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential vs Linear Patterns DESMOS: Linear Growth Patterns