Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? RESEARCH: Credit Protections ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Plan Fits Your Income? FINE PRINT: Checking Account Statement CALCULATE: The Cost of Auto Loans MOVE: Types of Employment PLAY: Types of Car Insurance Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores ANALYZE: Overdraft Fees What percent of Americans with credit card debt have carried a balance for over 1 year? When the Mean is Nice COMPARE: Types of Health Insurance Plans CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses PLAY: Roll with the Market MOVE: Credit Musical Chairs How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? You Just Gotta Habit! PLAY: The Bean Game RESEARCH: Professional Certifications What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment Which savings strategy is most effective? MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Point Collector: Lines AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates