Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing COMPARE: Which Repayment Option is Best? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game FINE PRINT: Financial Aid Package CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses When the Mean is Nice FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? You Just Gotta Habit! CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance PLAY: Roll with the Market MOVE: Inflation Over Time MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Regression in Investing AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Point Collector: Lines AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Complex Systems of Inequalities AMPLIFY: Real World Linear Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential vs Linear Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans