Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! PLAY: The Bean Game ANALYZE: Household Debt and Credit Report Do consumers send more money on Venmo or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? CALCULATE: The Cost of Auto Loans What's the average credit score needed to rent an apartment? ANALYZE: A FAFSA Submission Summary What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Types of Employment When the Mean is Nice MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market Which savings strategy is most effective? RESEARCH: Professional Certifications RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? What is the average credit card debt held by Gen Z? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging PLAY: Budget Frenzy! COMPARE: Which Repayment Option is Best? FINE PRINT: Checking Account Statement FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Complex Systems of Inequalities DESMOS: OLS Regression and College Costs DESMOS: Graphs of Piecewise Functions DESMOS: Polygraph: Guess the Distribution DESMOS: Point Collector: Lines DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: College Sticker Price and ACT Scores DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Future Value of a Periodic Investment DESMOS: Chance Experiments DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: Exponential Growth in Circles DESMOS: Marbleslides: Exploring Exponentials DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Conditional Probability DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Writing Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Credit Dot Plots DESMOS: Prize Wheel Puzzle DESMOS: Create a Histogram DESMOS: Exponential vs Linear Patterns DESMOS: Growth Factor and Investments DESMOS: Writing Linear Equations and Checking DESMOS: Linear Growth Patterns DESMOS: Real World Linear Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Four Views of a Function