Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report What percent of Americans with credit card debt have carried a balance for over 1 year? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses Which savings strategy is most effective? You Just Gotta Habit! PLAY: Budget Frenzy! MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? PROJECT: Credit Protections - You Be the Teacher CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment MOVE: Your Tax Dollar in Action MOVE: Credit Musical Chairs PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Debt Avalanche v. Debt Snowball PLAY: The Bean Game MOVE: Let's Make a Mutual Fund When the Mean is Nice What source of funding is used most often to start new businesses? CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package PLAY: Roll with the Market What is the average credit card debt held by Gen Z? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Regression in Investing AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Create a Histogram AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth of Savings vs Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Growth Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing the Cost of Different Student Loans