Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Savings Accounts MOVE: Credit Musical Chairs MOVE: Types of Employment Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity PLAY: The Bean Game INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! CALCULATE: The Cost of Auto Loans How much more likely is a business to launch if the founder creates a business plan? What percent of students receive scholarships or grants for college? MOVE: Inflation Over Time MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections When the Mean is Nice FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much? PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Real World Linear Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Investing and Exponential Change AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Growth in Circles AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Credit Dot Plots AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments