Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Your Tax Dollar in Action PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! You Just Gotta Habit! ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores CALCULATE: The Math Behind Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? What percent of new businesses are still operating after 10 years? INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? When the Mean is Nice MOVE: Inflation Over Time RESEARCH: Credit Protections What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Regression in Investing AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: OLS Regression and College Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth Factor and Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions