Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PLAY: Roll with the Market MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator ANALYZE: Overdraft Fees CALCULATE: The Cost of Auto Loans RESEARCH: Professional Certifications FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? PLAY: Organize Budget Expenses When the Mean is Nice What is the average credit card debt held by Gen Z? INTERACTIVE: Bummer! COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary PLAY: The Bean Game FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? MOVE: Your Tax Dollar in Action Do consumers send more money through Zelle or spend more money on Amazon? ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher PLAY: Budget Frenzy! You Just Gotta Habit! COMPARE: Types of Health Insurance Plans MOVE: Types of Employment INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging RESEARCH: Credit Protections CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Complex Systems of Inequalities AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns