Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! PLAY: Roll with the Market MOVE: Up and Down with Credit Scores Which savings strategy is most effective? MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: A FAFSA Submission Summary PLAY: The Bean Game You Just Gotta Habit! When the Mean is Nice CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement What source of funding is used most often to start new businesses? PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses MOVE: Credit Musical Chairs RESEARCH: Professional Certifications INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan RESEARCH: Fair Credit Reporting Act What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts CALCULATE: The Math Behind Your Federal Taxes How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment

DESMOS ACTIVITIES

DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Linear Systems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Prize Wheel Puzzle DESMOS: Chance Experiments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing the Cost of Different Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Independent and Dependent Events DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth Factor and Investments DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Growth Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring State and Local Tax Rates DESMOS: Create a Histogram DESMOS: Investing and Exponential Change DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Point Collector: Lines DESMOS: Writing Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: OLS Regression and College Costs