Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? What percent of Americans with credit card debt have carried a balance for over 1 year? PROJECT: Credit Protections - You Be the Teacher MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time Do consumers send more money through Zelle or spend more money on Amazon? What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans INTERACTIVE: Online Bank Simulator PLAY: The Bean Game COMPARE: Types of Health Insurance Plans Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball You Just Gotta Habit! Which savings strategy is most effective? RESEARCH: Professional Certifications PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? MOVE: Types of Employment MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Plan Fits Your Income? What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action INTERACTIVE: Compounding Cat Insanity ANALYZE: Overdraft Fees RESEARCH: Credit Protections When the Mean is Nice ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance PLAY: Roll with the Market FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth of Savings vs Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Chance Experiments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Investing and Exponential Change AMPLIFY: Growth Factor and Investments AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Equations in Standard Form