Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package PLAY: Roll with the Market MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? MOVE: Inflation Over Time Which savings strategy is most effective? FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Plan Fits Your Income? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment PLAY: Budget Frenzy! RESEARCH: Credit Protections MOVE: Credit Musical Chairs ANALYZE: Overdraft Fees Do consumers send more money through Zelle or spend more money on Amazon? COMPARE: Types of Health Insurance Plans MOVE: Types of Employment COMPARE: Types of Savings Accounts PROJECT: Credit Protections - You Be the Teacher What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator CALCULATE: The Cost of Auto Loans INTERACTIVE: Compounding Cat Insanity When the Mean is Nice FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? RESEARCH: Professional Certifications PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Dollar Cost Averaging PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? You Just Gotta Habit!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Regression in Investing AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Create a Histogram AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Marbleslides: Exploring Exponentials