Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report What is the average credit card debt held by Gen Z? You Just Gotta Habit! INTERACTIVE: Bummer! RESEARCH: Credit Protections ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? When the Mean is Nice What's the average credit score needed to rent an apartment? COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? Do consumers send more money on Venmo or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement MOVE: What Determines Your Insurance Premium? PLAY: The Bean Game PLAY: Roll with the Market PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action CALCULATE: How Much House Can You Afford? PLAY: Budget Frenzy! INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? What percent of Americans who have credit card debt won't be able to pay it off within a year? How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

DESMOS: Writing and Graphing a System of Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Point Collector: Lines DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Conditional Probability DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Investing and Exponential Change DESMOS: Card Sort: Sampling Methods DESMOS: Systems of Two Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Real World Linear Inequalities DESMOS: Complex Systems of Inequalities DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: OLS Regression and College Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Polygraph: Guess the Distribution DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Graphs of Piecewise Functions DESMOS: Future Value of a Periodic Investment DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Four Views of a Function DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Chance Experiments DESMOS: Linear Growth Patterns DESMOS: Credit Dot Plots DESMOS: Writing Linear Equations and Checking DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing the Cost of Different Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth Factor and Investments