Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment ANALYZE: Overdraft Fees RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Math Behind Your Federal Taxes What percent of Americans with credit card debt have carried a balance for over 1 year? What source of funding is used most often to start new businesses? PLAY: Roll with the Market COMPARE: Types of Health Insurance Plans MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box MOVE: Credit Musical Chairs PLAY: Budget Frenzy! COMPARE: Which Repayment Option is Best? MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund Which savings strategy is most effective? MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball PLAY: The Bean Game PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Online Bank Simulator You Just Gotta Habit! FINE PRINT: Checking Account Statement When the Mean is Nice Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging PLAY: Organize Budget Expenses PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Growth Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Systems of Two Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Point Collector: Lines AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Growth in Circles AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Create a Histogram AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form