Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? FINE PRINT: Checking Account Statement RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market You Just Gotta Habit! PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice PLAY: Budget Frenzy! Which savings strategy is most effective? COMPARE: Which Repayment Option is Best? What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs MOVE: Inflation Over Time ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action PROJECT: Credit Protections - You Be the Teacher What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging What percent of Americans with credit card debt have carried a balance for over 1 year? RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Credit Dot Plots AMPLIFY: Prize Wheel Puzzle AMPLIFY: Investing and Exponential Change AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Create a Histogram AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments