Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy! FINE PRINT: Schumer Box MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Option is Best? INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator You Just Gotta Habit! When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans who have credit card debt won't be able to pay it off within a year? What's the average credit score needed to rent an apartment? MOVE: Types of Employment PLAY: Types of Car Insurance PROJECT: Credit Protections - You Be the Teacher PLAY: Organize Budget Expenses PLAY: The Bean Game CALCULATE: The Cost of Auto Loans COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck What percent of new businesses are still operating after 10 years? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report

DESMOS ACTIVITIES

DESMOS: Complex Systems of Inequalities DESMOS: Credit Dot Plots DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exploring State and Local Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Chance Experiments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Systems DESMOS: Future Value of a Periodic Investment DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth Factor and Investments DESMOS: Investing and Exponential Change DESMOS: OLS Regression and College Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Create a Histogram DESMOS: Linear Growth Patterns DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing the Cost of Different Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphs of Piecewise Functions DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Linear Equations and Checking DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth of Savings vs Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Regression in Investing DESMOS: Exponential vs Linear Patterns DESMOS: Systems of Two Linear Equations