Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections PLAY: The Bean Game PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report What percent of Americans who have credit card debt won't be able to pay it off within a year? What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! You Just Gotta Habit! Which savings strategy is most effective? ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action RESEARCH: Fair Credit Reporting Act CALCULATE: How Much House Can You Afford? When the Mean is Nice FINE PRINT: Checking Account Statement MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans MOVE: Up and Down with Credit Scores What is the average credit card debt held by Gen Z? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance MOVE: Types of Employment RESEARCH: Professional Certifications PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts ANALYZE: Dollar Cost Averaging INTERACTIVE: Bummer! FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best?

DESMOS ACTIVITIES

DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Sampling Methods DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Growth Patterns DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential Growth in Circles DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Systems DESMOS: OLS Regression and College Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Regression in Investing DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Point Collector: Lines DESMOS: Polygraph: Guess the Distribution DESMOS: Real World Linear Inequalities DESMOS: Chance Experiments DESMOS: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Prize Wheel Puzzle DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Growth of Savings vs Investments DESMOS: Systems of Two Linear Equations DESMOS: Writing Equations in Standard Form DESMOS: Create a Histogram DESMOS: Linear Equations from Checking Word Problems DESMOS: Comparing the Cost of Different Student Loans DESMOS: College Sticker Price and ACT Scores DESMOS: Credit Dot Plots DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing and Graphing a System of Linear Equations