Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: How Much House Can You Afford? ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? What source of funding is used most often to start new businesses? MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! ANALYZE: Dollar Cost Averaging FINE PRINT: Financial Aid Package PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections CALCULATE: The Math Behind Your Federal Taxes Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance PLAY: Organize Budget Expenses PLAY: The Bean Game Which savings strategy is most effective? What percent of Americans who have credit card debt won't be able to pay it off within a year? When the Mean is Nice What is the average credit card debt held by Gen Z? How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications MOVE: Types of Employment ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box

DESMOS ACTIVITIES

DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Linear Equations and Checking DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Marbleslides: Exploring Exponentials DESMOS: Create a Histogram DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Systems DESMOS: Systems of Two Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Growth Factor and Investments DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Independent and Dependent Events DESMOS: Graphs of Piecewise Functions DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Conditional Probability DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Point Collector: Lines DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Real World Linear Inequalities DESMOS: Investing and Exponential Change DESMOS: Writing Equations in Standard Form DESMOS: Chance Experiments DESMOS: OLS Regression and College Costs DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations in Standard Form