Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity MOVE: Types of Employment ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Types of Car Insurance RESEARCH: Credit Protections What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! MOVE: Credit Musical Chairs PLAY: The Bean Game MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! CALCULATE: The Cost of Auto Loans What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box PLAY: Organize Budget Expenses MOVE: Inflation Over Time How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Bummer! PLAY: Roll with the Market MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan MOVE: What Determines Your Insurance Premium? RESEARCH: Professional Certifications FINE PRINT: Checking Account Statement

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth Factor and Investments AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions