Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? FINE PRINT: Schumer Box RESEARCH: Credit Protections What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market MOVE: Credit Musical Chairs CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Inequalities in Investing READ: Retirement Basics ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement When the Mean is Kinda Nice Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? What do cardholders fear most when using a credit card? What source of funding is used most often to start new businesses? COMPARE: Auto Loans INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? RESEARCH: Fair Credit Reporting Act CREATE: Personalized Productive Gap Year Plan CALCULATE: Debt Avalanche v. Debt Snowball How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment CALCULATE: Return on Your College Investment CALCULATE: Your Federal Taxes PLAY: Budget Frenzy! Gotta Habit What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? MOVE: The Net Price of College FINE PRINT: Financial Aid Package

DESMOS ACTIVITIES

DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Chance Experiments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Growth Patterns DESMOS: Writing Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Independent and Dependent Events DESMOS: Polygraph: Guess the Distribution DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Linear Equations and Checking DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential vs Linear Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations from Checking Word Problems DESMOS: Create a Histogram DESMOS: Growth Factor and Investments DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Sampling Methods DESMOS: Prize Wheel Puzzle DESMOS: Credit Dot Plots DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Investing and Exponential Change DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Systems of Two Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Point Collector: Lines DESMOS: Future Value of a Periodic Investment DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan