Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores PLAY: Roll with the Market COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans with credit card debt have carried a balance for over 1 year? How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! COMPARE: Which Repayment Option is Best? What is the average credit card debt held by Gen Z? MOVE: Types of Employment RESEARCH: Professional Certifications FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! MOVE: Credit Musical Chairs You Just Gotta Habit! INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? When the Mean is Nice ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections PLAY: Organize Budget Expenses CALCULATE: The Cost of Auto Loans What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Create a Histogram AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Growth Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Investing and Exponential Change AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: OLS Regression and College Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Point Collector: Lines AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Regression in Investing