Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Inflation Over Time INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications PLAY: Types of Car Insurance PLAY: Budget Frenzy! What percent of Americans with credit card debt have carried a balance for over 1 year? What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? RESEARCH: Credit Protections PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes CALCULATE: The Cost of Auto Loans FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs Which savings strategy is most effective? PLAY: The Bean Game PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? What percent of students receive scholarships or grants for college? MOVE: Types of Employment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth Factor and Investments AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Prize Wheel Puzzle AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring State and Local Tax Rates