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Financial Algebra Course


This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Google Drive, Desmos Activities
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys


MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball (Sp) PLAY: Roll with the Market What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package CALCULATE: Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? MOVE: The Net Price of College COMPARE: Types of Savings Accounts (Sp) MOVE: What Determines Your Insurance Premium? What do cardholders fear most when using a credit card? INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action ANALYZE: A Student Aid Report (SAR) MOVE: Up and Down with Credit Scores RESEARCH: Fair Credit Reporting Act Web Quest FINE PRINT: Schumer Box PLAY: Types of Car Insurance (Sp) PLAY: Organize Budget Expenses Gotta Habit COMPARE: Auto Loans (Sp) ANALYZE: Inequalities in Investing Which savings strategy is most effective? What percent of Americans who have credit card debt won't be able to pay it off within a year? What are the top 3 categories that Gen Z spends its money on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs When the Mean is Kinda Nice READ: Retirement Basics ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Online Bank Simulator COMPARE: Which Repayment Option is Best? (Sp) ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans (Sp) Question of the Day: How much does a texting while driving ticket increase auto insurance premiums?


DESMOS: Investing and Exponential Change DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Growth Patterns DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: OLS Regression and College Costs DESMOS: Create a Histogram DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Prize Wheel Puzzle DESMOS: Point Collector: Lines DESMOS: Growth Factor and Investments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Chance Experiments DESMOS: Card Sort: Conditional Probability DESMOS: Credit Dot Plots DESMOS: Writing Linear Equations and Checking DESMOS: Future Value of a Periodic Investment DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Regression in Investing