Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: The Bean Game CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging INTERACTIVE: Bummer! MOVE: Inflation Over Time ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! You Just Gotta Habit! What percent of Americans with credit card debt have carried a balance for over 1 year? What source of funding is used most often to start new businesses? CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? PLAY: Roll with the Market FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts CALCULATE: Impact of Credit Score on Loans PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment INTERACTIVE: Compounding Cat Insanity MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? RESEARCH: Credit Protections MOVE: Types of Employment When the Mean is Nice PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Complex Systems of Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Chance Experiments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Sampling Methods