Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: What Determines Your Insurance Premium? ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market PLAY: The Bean Game INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? What is the average credit card debt held by Gen Z? PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Inflation Over Time What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment RESEARCH: Credit Protections MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of students receive scholarships or grants for college? You Just Gotta Habit! FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? What's the average credit score needed to rent an apartment? RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging INTERACTIVE: Online Bank Simulator What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans When the Mean is Nice

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: OLS Regression and College Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Chance Experiments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down Student Loans