Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance When the Mean is Nice If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Savings Accounts ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? CALCULATE: Impact of Credit Score on Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Inflation Over Time INTERACTIVE: Bummer! PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary PLAY: The Bean Game CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Point Collector: Lines AMPLIFY: Investing and Exponential Change AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Chance Experiments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: OLS Regression and College Costs