Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? PLAY: The Bean Game INTERACTIVE: Bummer! ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment RESEARCH: Professional Certifications RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary MOVE: Inflation Over Time What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Option is Best? PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Your Tax Dollar in Action Which savings strategy is most effective? You Just Gotta Habit! FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement

DESMOS ACTIVITIES

DESMOS: Create a Histogram DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential vs Linear Patterns DESMOS: Growth Factor and Investments DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential Regression in Investing DESMOS: College Sticker Price and ACT Scores DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Sampling Methods DESMOS: Future Value of a Periodic Investment DESMOS: Chance Experiments DESMOS: Growth of Savings vs Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Prize Wheel Puzzle DESMOS: Writing Linear Equations and Checking DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring State and Local Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Point Collector: Lines DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Growth Patterns DESMOS: OLS Regression and College Costs DESMOS: Writing Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Exponential Growth in Circles DESMOS: Systems of Two Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphs of Piecewise Functions DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Four Views of a Function DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Matching Recursive Sequences