Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! MOVE: Your Tax Dollar in Action What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! PLAY: The Bean Game MOVE: Inflation Over Time Which savings strategy is most effective? MOVE: Types of Employment MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! PLAY: Roll with the Market CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans PROJECT: Credit Protections - You Be the Teacher How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphs of Piecewise Functions AMPLIFY: OLS Regression and College Costs AMPLIFY: Credit Dot Plots AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Create a Histogram AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Point Collector: Lines AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities