Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? CALCULATE: The Cost of Auto Loans PLAY: The Bean Game MOVE: Inflation Over Time PLAY: Roll with the Market MOVE: Types of Employment FINE PRINT: Financial Aid Package CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report RESEARCH: Fair Credit Reporting Act Do consumers send more money on Venmo or spend more money on Amazon? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections You Just Gotta Habit! INTERACTIVE: Online Bank Simulator FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? MOVE: Up and Down with Credit Scores CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! PLAY: Organize Budget Expenses When the Mean is Nice ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs RESEARCH: Professional Certifications Which savings strategy is most effective? PLAY: Types of Car Insurance What source of funding is used most often to start new businesses?

DESMOS ACTIVITIES

DESMOS: Linear Growth Patterns DESMOS: Exponential Regression in Investing DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Systems of Two Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Growth in Circles DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations from Checking Word Problems DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Point Collector: Lines DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Chance Experiments DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Complex Systems of Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Four Views of a Function DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Investing and Exponential Change DESMOS: Real World Linear Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Sampling Methods DESMOS: Future Value of a Periodic Investment DESMOS: Comparing the Cost of Different Student Loans DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Linear Systems DESMOS: Create a Histogram DESMOS: Growth of Savings vs Investments DESMOS: Polygraph: Guess the Distribution DESMOS: Graphs of Piecewise Functions