Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan RESEARCH: Credit Protections PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance What percent of students receive scholarships or grants for college? MOVE: Inflation Over Time How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Impact of Credit Score on Loans CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Which Repayment Option is Best? FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing PLAY: It Costs HOW Much? PLAY: Budget Frenzy! INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? When the Mean is Nice ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth Factor and Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Credit Dot Plots AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Create a Histogram AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Growth in Circles AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The (Awesome) Coordinate Plane Activity