Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck PROJECT: Credit Protections - You Be the Teacher ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action What is the average credit card debt held by Gen Z? MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan When the Mean is Nice PLAY: The Bean Game CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Schumer Box PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans What's the average credit score needed to rent an apartment? INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package Which savings strategy is most effective? RESEARCH: Professional Certifications INTERACTIVE: Bummer! PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Household Debt and Credit Report MOVE: Types of Employment PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

DESMOS: Writing Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Growth Patterns DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential vs Linear Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Conditional Probability DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Create a Histogram DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Chance Experiments DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth of Savings vs Investments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Independent and Dependent Events DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Real World Linear Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Comparing the Cost of Different Student Loans DESMOS: Credit Dot Plots DESMOS: Writing Linear Equations and Checking DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Point Collector: Lines DESMOS: Exponential Growth in Circles DESMOS: Systems of Two Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring State and Local Tax Rates