Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts You Just Gotta Habit! What's the average credit score needed to rent an apartment? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market ANALYZE: Inequalities in Investing What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Schumer Box PLAY: The Bean Game PLAY: It Costs HOW Much? CALCULATE: The Math Behind Your Federal Taxes What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? MOVE: Types of Employment PLAY: Organize Budget Expenses MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? When the Mean is Nice PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance ANALYZE: Dollar Cost Averaging FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? PROJECT: Credit Protections - You Be the Teacher

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Create a Histogram AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Point Collector: Lines AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Growth Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations