Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment PLAY: Types of Car Insurance CALCULATE: The Cost of Auto Loans INTERACTIVE: Compounding Cat Insanity MOVE: Inflation Over Time PLAY: Roll with the Market FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! You Just Gotta Habit! When the Mean is Nice ANALYZE: Household Debt and Credit Report If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications PLAY: The Bean Game MOVE: Let's Make a Mutual Fund What percent of Americans with credit card debt have carried a balance for over 1 year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Systems of Two Linear Equations AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Chance Experiments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations from Checking Word Problems