Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity When the Mean is Nice MOVE: Up and Down with Credit Scores What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging FINE PRINT: Financial Aid Package CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Schumer Box CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy! INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections You Just Gotta Habit! INTERACTIVE: Invest with STAX! PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications PLAY: The Bean Game FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth Factor and Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Growth in Circles AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Regression in Investing AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Systems AMPLIFY: Histograms and Box Plots of Housing Costs