Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator COMPARE: Types of Savings Accounts What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance COMPARE: Types of Health Insurance Plans CALCULATE: Impact of Credit Score on Loans COMPARE: Which Repayment Plan Fits Your Income? FINE PRINT: Checking Account Statement PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? Which savings strategy is most effective? What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment CALCULATE: How Much House Can You Afford? When the Mean is Nice MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? PLAY: The Bean Game You Just Gotta Habit! ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? ANALYZE: Overdraft Fees What source of funding is used most often to start new businesses? MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Systems AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Growth of Savings vs Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Chance Experiments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Future Value of a Periodic Investment