Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Inflation Over Time PLAY: Types of Car Insurance MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Credit Protections MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes CALCULATE: The Cost of Auto Loans When the Mean is Nice PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package PLAY: The Bean Game What is the average credit card debt held by Gen Z?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Create a Histogram AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: OLS Regression and College Costs AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Growth Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Systems of Two Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Systems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Regression in Investing AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Future Value of a Periodic Investment AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The Impact of Investing Fees on Exponential Growth