Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores PLAY: It Costs HOW Much? MOVE: Types of Employment CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Plan Fits Your Income? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? COMPARE: Types of Health Insurance Plans FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? ANALYZE: Overdraft Fees MOVE: Let's Make a Mutual Fund You Just Gotta Habit! MOVE: Inflation Over Time When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses RESEARCH: Credit Protections RESEARCH: Professional Certifications

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth of Savings vs Investments AMPLIFY: Credit Dot Plots AMPLIFY: Linear Growth Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Systems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Exponential vs Linear Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Create a Histogram AMPLIFY: Chance Experiments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring Tax Rates by Income Level and Tax Type