Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? ANALYZE: A FAFSA Submission Summary CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Inflation Over Time COMPARE: Types of Savings Accounts INTERACTIVE: Invest with STAX! When the Mean is Nice PLAY: Types of Car Insurance Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund PROJECT: Credit Protections - You Be the Teacher PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! RESEARCH: Professional Certifications How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging CALCULATE: The Cost of Auto Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! What percent of new businesses are still operating after 10 years? COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs FINE PRINT: Schumer Box RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! PLAY: The Bean Game What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much?

DESMOS ACTIVITIES

DESMOS: Linear Equations from Checking Word Problems DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Exploring State and Local Tax Rates DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Conditional Probability DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Credit Dot Plots DESMOS: Card Sort: Independent and Dependent Events DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Sampling Methods DESMOS: Writing Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Create a Histogram DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Point Collector: Lines DESMOS: Writing Linear Equations and Checking DESMOS: Investing and Exponential Change DESMOS: Marbleslides: Exploring Exponentials DESMOS: Prize Wheel Puzzle DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential vs Linear Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Chance Experiments DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: OLS Regression and College Costs DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Four Views of a Function