Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? What percent of new businesses are still operating after 10 years? PLAY: Types of Car Insurance If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment What percent of Americans with credit card debt have carried a balance for over 1 year? You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs Which savings strategy is most effective? PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? PLAY: The Bean Game PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package MOVE: Types of Employment FINE PRINT: Schumer Box RESEARCH: Professional Certifications What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement PROJECT: Credit Protections - You Be the Teacher CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? MOVE: Up and Down with Credit Scores Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections CALCULATE: The Cost of Auto Loans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Chance Experiments AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income