Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Health Insurance Plans INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Types of Car Insurance INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market COMPARE: Types of Savings Accounts CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action CALCULATE: The Cost of Auto Loans What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? MOVE: Inflation Over Time You Just Gotta Habit! MOVE: Types of Employment Which savings strategy is most effective? ANALYZE: Overdraft Fees PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Plan Fits Your Income?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Investing and Exponential Change AMPLIFY: Point Collector: Lines AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Real World Linear Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: Chance Experiments