Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses When the Mean is Kinda Nice MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity RESEARCH: Fair Credit Reporting Act Gotta Habit What percent of students receive scholarships or grants for college? MOVE: Types of Employment MOVE: The Net Price of College What's the average credit score needed to rent an apartment? PLAY: Roll with the Market COMPARE: Auto Loans Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement What do cardholders fear most when using a credit card? MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging in Action MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? RESEARCH: Professional Certifications What percent of Americans who have credit card debt won't be able to pay it off within a year? READ: Retirement Basics INTERACTIVE: Bummer! CALCULATE: Your Federal Taxes CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator

DESMOS ACTIVITIES

DESMOS: Future Value of a Periodic Investment DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Linear Equations and Checking DESMOS: Investing and Exponential Change DESMOS: Growth Factor and Investments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Create a Histogram DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: OLS Regression and College Costs DESMOS: Prize Wheel Puzzle DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Point Collector: Lines DESMOS: Complex Systems of Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Exponential Regression in Investing DESMOS: Growth of Savings vs Investments DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Graphs of Piecewise Functions DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Real World Linear Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Credit Dot Plots DESMOS: Comparing the Cost of Different Student Loans DESMOS: Chance Experiments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Conditional Probability