Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? INTERACTIVE: Bummer! RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses RESEARCH: Credit Protections PLAY: Roll with the Market ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? MOVE: Let's Make a Mutual Fund PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity What percent of new businesses are still operating after 10 years? COMPARE: Types of Savings Accounts You Just Gotta Habit! When the Mean is Nice MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: It Costs HOW Much? MOVE: Inflation Over Time MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Schumer Box

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Independent and Dependent Events DESMOS: Point Collector: Lines DESMOS: OLS Regression and College Costs DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Sampling Methods DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations from Checking Word Problems DESMOS: Systems of Two Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth of Savings vs Investments DESMOS: Exploring State and Local Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Growth Factor and Investments DESMOS: Linear Growth Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Systems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Investing and Exponential Change DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Four Views of a Function DESMOS: Create a Histogram DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Growth in Circles DESMOS: Chance Experiments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Complex Systems of Inequalities DESMOS: Polygraph: Guess the Distribution