Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" You Just Gotta Habit! COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs PLAY: Roll with the Market RESEARCH: Professional Certifications PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Inequalities in Investing PROJECT: Credit Protections - You Be the Teacher PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections MOVE: Types of Employment FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best? PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth of Savings vs Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Systems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Chance Experiments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential vs Linear Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Credit Dot Plots AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Regression in Investing AMPLIFY: Investing and Exponential Change