Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on? Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Schumer Box PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores CALCULATE: The Cost of Auto Loans What percent of new businesses are still operating after 10 years? INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of students receive scholarships or grants for college? CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment When the Mean is Nice MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report You Just Gotta Habit! CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth of Savings vs Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Linear Equations and Checking AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function