Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Credit Musical Chairs How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? MOVE: Types of Employment ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? What percent of Americans with credit card debt have carried a balance for over 1 year? Which savings strategy is most effective? COMPARE: Types of Savings Accounts MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action When the Mean is Nice CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! RESEARCH: Professional Certifications ANALYZE: A FAFSA Submission Summary PLAY: It Costs HOW Much? INTERACTIVE: Online Bank Simulator Do consumers send more money through Zelle or spend more money on Amazon? You Just Gotta Habit! COMPARE: Types of Health Insurance Plans What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package ANALYZE: Overdraft Fees How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging PLAY: The Bean Game INTERACTIVE: Invest with STAX! CALCULATE: How Much House Can You Afford? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Plan Fits Your Income? FINE PRINT: Schumer Box Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Point Collector: Lines AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Credit Dot Plots AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Chance Experiments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Create a Histogram AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Independent and Dependent Events