Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: It Costs HOW Much? INTERACTIVE: Bummer! PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher CALCULATE: Impact of Credit Score on Loans When the Mean is Nice PLAY: Types of Car Insurance ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections MOVE: Inflation Over Time CALCULATE: Return on Your College Investment You Just Gotta Habit! What source of funding is used most often to start new businesses? MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market RESEARCH: Professional Certifications How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Option is Best? What percent of new businesses are still operating after 10 years? MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? PLAY: The Bean Game MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Living Paycheck to Paycheck MOVE: Credit Musical Chairs

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: OLS Regression and College Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Point Collector: Lines AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates