Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement When the Mean is Nice ANALYZE: Dollar Cost Averaging You Just Gotta Habit! PLAY: The Bean Game MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! RESEARCH: Credit Protections PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time PROJECT: Credit Protections - You Be the Teacher Do consumers send more money on Venmo or spend more money on Amazon? What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best? MOVE: Types of Employment COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment CALCULATE: The Cost of Auto Loans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Chance Experiments AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth Factor and Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Complex Systems of Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Credit Dot Plots AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth of Savings vs Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations from Checking Word Problems