Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? PLAY: The Bean Game PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? INTERACTIVE: Bummer! ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box PLAY: Roll with the Market COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package You Just Gotta Habit! PLAY: Types of Car Insurance Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? COMPARE: Types of Savings Accounts MOVE: Types of Employment CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores What's the average credit score needed to rent an apartment? CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans ANALYZE: Overdraft Fees MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money through Zelle or spend more money on Amazon? FINE PRINT: Checking Account Statement COMPARE: Types of Health Insurance Plans Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth Factor and Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Writing Linear Equations and Checking AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Create a Histogram AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type