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Financial Algebra Course


This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Google Drive, Desmos Activities
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys


FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Household Debt and Credit Report What percent of Americans who have credit card debt won't be able to pay it off within a year? What are the top 3 categories that Gen Z spends its money on? Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Auto Loans (Sp) Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans (Sp) What do cardholders fear most when using a credit card? PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? (Sp) INTERACTIVE: Bummer! MOVE: Credit Musical Chairs MOVE: The Net Price of College COMPARE: Types of Savings Accounts (Sp) Gotta Habit ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging in Action READ: Retirement Basics RESEARCH: Fair Credit Reporting Act Web Quest CALCULATE: Your Federal Taxes INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores ANALYZE: A Student Aid Report (SAR) What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity When the Mean is Kinda Nice FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses PLAY: Types of Car Insurance (Sp) Which savings strategy is most effective? PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball (Sp) MOVE: Let's Make a Mutual Fund


DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Growth Factor and Investments DESMOS: Credit Dot Plots DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Independent and Dependent Events DESMOS: Real World Linear Inequalities DESMOS: Chance Experiments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Four Views of a Function DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing the Cost of Different Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Create a Histogram DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Sampling Methods DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Investing and Exponential Change DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Point Collector: Lines DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Growth Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Future Value of a Periodic Investment DESMOS: Complex Systems of Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Linear Equations and Checking