Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

You Just Gotta Habit! MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections What is the average credit card debt held by Gen Z? PLAY: Organize Budget Expenses When the Mean is Nice FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications CALCULATE: Return on Your College Investment PLAY: The Bean Game Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package CALCULATE: How Much House Can You Afford? MOVE: Let's Make a Mutual Fund What percent of Americans who have credit card debt won't be able to pay it off within a year? Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs MOVE: Types of Employment What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Invest with STAX! ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer! PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans PLAY: Roll with the Market COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Future Value of a Periodic Investment DESMOS: Exponential vs Linear Patterns DESMOS: Complex Systems of Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Independent and Dependent Events DESMOS: Polygraph: Guess the Distribution DESMOS: Marbleslides: Exploring Exponentials DESMOS: OLS Regression and College Costs DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Prize Wheel Puzzle DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Create a Histogram DESMOS: Chance Experiments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Investing and Exponential Change DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Four Views of a Function DESMOS: Point Collector: Lines DESMOS: Credit Dot Plots DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Systems of Two Linear Equations DESMOS: Graphs of Piecewise Functions DESMOS: Real World Linear Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth Factor and Investments DESMOS: Exponential Regression in Investing DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Growth in Circles DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth of Savings vs Investments DESMOS: Graphing Systems of Equations with Savings Balances