Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? You Just Gotta Habit! PLAY: Roll with the Market What's the average credit score needed to rent an apartment? MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game FINE PRINT: Financial Aid Package Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Math Behind Your Federal Taxes When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Fair Credit Reporting Act MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans MOVE: Credit Musical Chairs PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging RESEARCH: Professional Certifications FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections Which savings strategy is most effective? MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment MOVE: Inflation Over Time INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance INTERACTIVE: Bummer! What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses?

DESMOS ACTIVITIES

DESMOS: Histograms and Box Plots of Housing Costs DESMOS: OLS Regression and College Costs DESMOS: Graphs of Piecewise Functions DESMOS: Writing Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Create a Histogram DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Regression in Investing DESMOS: Investing and Exponential Change DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Prize Wheel Puzzle DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: College Sticker Price and ACT Scores DESMOS: Systems of Two Linear Equations DESMOS: Chance Experiments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Complex Systems of Inequalities DESMOS: Linear Growth Patterns DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth Factor and Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring State and Local Tax Rates DESMOS: Credit Dot Plots DESMOS: Card Sort: Conditional Probability DESMOS: Polygraph: Guess the Distribution DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Four Views of a Function