Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? What is the average credit card debt held by Gen Z? When the Mean is Nice What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! CALCULATE: The Math Behind Your Federal Taxes What percent of new businesses are still operating after 10 years? PLAY: The Bean Game MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses MOVE: Inflation Over Time You Just Gotta Habit! PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Systems of Two Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Prize Wheel Puzzle AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Create a Histogram AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Systems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Complex Systems of Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Chance Experiments AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Growth in Circles