Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of students receive scholarships or grants for college? MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? What's the average credit score needed to rent an apartment? ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? MOVE: Inflation Over Time PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Cost of Auto Loans PLAY: Roll with the Market FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! You Just Gotta Habit! FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! COMPARE: Which Repayment Option is Best? PLAY: The Bean Game Which savings strategy is most effective? MOVE: Types of Employment PLAY: Organize Budget Expenses What are the top 3 types of products/services Gen Z is most likely to splurge on?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Chance Experiments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Systems of Two Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Prize Wheel Puzzle AMPLIFY: Point Collector: Lines AMPLIFY: Investing and Exponential Change AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Regression in Investing AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income