Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans who have credit card debt won't be able to pay it off within a year? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? PLAY: The Bean Game MOVE: Credit Musical Chairs What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Option is Best? What's the average credit score needed to rent an apartment? When the Mean is Nice INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report MOVE: Types of Employment What percent of new businesses are still operating after 10 years? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections You Just Gotta Habit! PLAY: It Costs HOW Much? INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

DESMOS: Real World Linear Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth Factor and Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Sampling Methods DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Create a Histogram DESMOS: Card Sort: Independent and Dependent Events DESMOS: Complex Systems of Inequalities DESMOS: Systems of Two Linear Equations DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Growth Patterns DESMOS: Exponential Regression in Investing DESMOS: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Growth of Savings vs Investments DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Point Collector: Lines DESMOS: Card Sort: Conditional Probability DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Polygraph: Guess the Distribution DESMOS: Chance Experiments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Systems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: OLS Regression and College Costs DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The (Awesome) Coordinate Plane Activity