Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses RESEARCH: Credit Protections ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? COMPARE: Types of Savings Accounts How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Health Insurance Plans ANALYZE: Overdraft Fees PLAY: Budget Frenzy! PLAY: It Costs HOW Much? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game CALCULATE: How Much House Can You Afford? CALCULATE: The Math Behind Your Federal Taxes COMPARE: Which Repayment Plan Fits Your Income? PROJECT: Credit Protections - You Be the Teacher What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? When the Mean is Nice FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time ANALYZE: Dollar Cost Averaging What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans You Just Gotta Habit! CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? MOVE: Types of Employment FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Chance Experiments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Real World Linear Inequalities AMPLIFY: Create a Histogram AMPLIFY: Exponential Growth in Circles AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Systems of Two Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates