Financial Algebra Course


This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Google Drive, Desmos Activities
1 exam per unit, course diagnostic, and course final exam
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys


RESEARCH: Credit Protections RESEARCH: Fair Credit Reporting Act PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity What do cardholders fear most when using a credit card? What are the top 3 types of products/services Gen Z is most likely to splurge on? Gotta Habit ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts ANALYZE: Dollar Cost Averaging in Action What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box CALCULATE: Your Federal Taxes When the Mean is Kinda Nice Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores MOVE: The Net Price of College What's the average credit score needed to rent an apartment? COMPARE: Auto Loans RESEARCH: Professional Certifications What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action READ: Retirement Basics MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy! INTERACTIVE: Bummer! MOVE: Types of Employment PLAY: It Costs HOW Much? Which savings strategy is most effective? FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator COMPARE: Which Repayment Option is Best?


DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Exponential Growth in Circles DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Complex Systems of Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential Regression in Investing DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Exponential vs Linear Patterns DESMOS: Credit Dot Plots DESMOS: Writing Linear Equations and Checking DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Create a Histogram DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Growth Patterns DESMOS: Point Collector: Lines DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth Factor and Investments DESMOS: Growth of Savings vs Investments DESMOS: Exploring State and Local Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Chance Experiments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing the Cost of Different Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate