Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! RESEARCH: Fair Credit Reporting Act CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance COMPARE: Auto Loans MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan MOVE: The Net Price of College What's the average credit score needed to rent an apartment? Which savings strategy is most effective? COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores RESEARCH: Professional Certifications What do cardholders fear most when using a credit card? CALCULATE: Your Federal Taxes INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Dollar Cost Averaging in Action COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement MOVE: Types of Employment When the Mean is Nice INTERACTIVE: Bummer! READ: Retirement Basics Gotta Habit PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

DESMOS ACTIVITIES

DESMOS: Polygraph: Guess the Distribution DESMOS: Future Value of a Periodic Investment DESMOS: Investing and Exponential Change DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Sampling Methods DESMOS: Marbleslides: Exploring Exponentials DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth Factor and Investments DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth of Savings vs Investments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Growth in Circles DESMOS: OLS Regression and College Costs DESMOS: Create a Histogram DESMOS: Complex Systems of Inequalities DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Linear Systems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Chance Experiments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Credit Dot Plots DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Conditional Probability DESMOS: Writing Linear Equations and Checking DESMOS: Graphs of Piecewise Functions