Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance What percent of students receive scholarships or grants for college? ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PROJECT: Credit Protections - You Be the Teacher When the Mean is Nice PLAY: Budget Frenzy! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores How much does a texting while driving ticket increase auto insurance premiums? MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? INTERACTIVE: Bummer! What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Inflation Over Time You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications CALCULATE: Return on Your College Investment PLAY: Roll with the Market What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan RESEARCH: Credit Protections PLAY: The Bean Game MOVE: Types of Employment INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Credit Dot Plots AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Growth of Savings vs Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphs of Piecewise Functions AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: OLS Regression and College Costs