Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs Which savings strategy is most effective? INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action CALCULATE: The Cost of Auto Loans INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan PLAY: The Bean Game What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy! What percent of Americans who have credit card debt won't be able to pay it off within a year? PROJECT: Credit Protections - You Be the Teacher CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Option is Best? MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? PLAY: Types of Car Insurance FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Investing and Exponential Change DESMOS: Systems of Two Linear Equations DESMOS: Writing Linear Equations and Checking DESMOS: Linear Growth Patterns DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations from Checking Word Problems DESMOS: College Sticker Price and ACT Scores DESMOS: Growth of Savings vs Investments DESMOS: OLS Regression and College Costs DESMOS: Exponential vs Linear Patterns DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Sampling Methods DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Create a Histogram DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth Factor and Investments DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Credit Dot Plots DESMOS: Chance Experiments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Exploring State and Local Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles