Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing MOVE: Inflation Over Time FINE PRINT: Schumer Box RESEARCH: Professional Certifications CALCULATE: Return on Your College Investment PLAY: The Bean Game COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance MOVE: Types of Employment What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Option is Best? What percent of students receive scholarships or grants for college? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: How Much House Can You Afford? When the Mean is Nice RESEARCH: Fair Credit Reporting Act INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Real World Linear Inequalities DESMOS: OLS Regression and College Costs DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential vs Linear Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Four Views of a Function DESMOS: Prize Wheel Puzzle DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Conditional Probability DESMOS: Growth of Savings vs Investments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Point Collector: Lines DESMOS: Systems of Two Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Growth in Circles DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Chance Experiments DESMOS: Card Sort: Linear Systems DESMOS: Exploring State and Local Tax Rates DESMOS: Investing and Exponential Change DESMOS: Complex Systems of Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential Regression in Investing DESMOS: Linear Growth Patterns DESMOS: Create a Histogram DESMOS: Credit Dot Plots DESMOS: Linear Equations from Checking Word Problems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Independent and Dependent Events