Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Cost of Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging PLAY: Roll with the Market What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs COMPARE: Types of Savings Accounts FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? What is the average credit card debt held by Gen Z? MOVE: Types of Employment PLAY: Types of Car Insurance INTERACTIVE: Bummer! Which savings strategy is most effective? FINE PRINT: Schumer Box CALCULATE: How Much House Can You Afford? MOVE: Inflation Over Time PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! ANALYZE: Inequalities in Investing PLAY: The Bean Game What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report Do consumers send more money on Venmo or spend more money on Amazon?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth Factor and Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: OLS Regression and College Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Regression in Investing AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Growth Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Equations in Standard Form