Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? MOVE: Let's Make a Mutual Fund ANALYZE: A FAFSA Submission Summary When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? MOVE: Your Tax Dollar in Action MOVE: Credit Musical Chairs CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box MOVE: Inflation Over Time Which savings strategy is most effective? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? You Just Gotta Habit! PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! PLAY: The Bean Game CALCULATE: The Cost of Auto Loans What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Growth in Circles AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans