Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? READ: Retirement Basics What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund MOVE: Types of Employment What source of funding is used most often to start new businesses? Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? MOVE: The Net Price of College COMPARE: Types of Savings Accounts RESEARCH: Fair Credit Reporting Act How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? CALCULATE: Your Federal Taxes PLAY: Types of Car Insurance PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment Gotta Habit CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Auto Loans ANALYZE: Household Debt and Credit Report What do cardholders fear most when using a credit card? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging in Action What percent of Americans who have credit card debt won't be able to pay it off within a year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! RESEARCH: Professional Certifications RESEARCH: Credit Protections ANALYZE: Inequalities in Investing CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator When the Mean is Kinda Nice

DESMOS ACTIVITIES

DESMOS: Investing and Exponential Change DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth of Savings vs Investments DESMOS: Prize Wheel Puzzle DESMOS: Point Collector: Lines DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Credit Dot Plots DESMOS: Graphs of Piecewise Functions DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Real World Linear Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring State and Local Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: OLS Regression and College Costs DESMOS: Exponential Regression in Investing DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Systems DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Sampling Methods DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Chance Experiments DESMOS: Growth Factor and Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Create a Histogram DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Comparing the Cost of Different Student Loans