Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action When the Mean is Nice RESEARCH: Credit Protections What is the average credit card debt held by Gen Z? INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Types of Savings Accounts You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Fair Credit Reporting Act MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? PLAY: The Bean Game PLAY: Roll with the Market MOVE: Types of Employment Which savings strategy is most effective? MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package MOVE: Inflation Over Time CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator FINE PRINT: Schumer Box PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? FINE PRINT: Checking Account Statement CALCULATE: How Much House Can You Afford? PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan?

DESMOS ACTIVITIES

DESMOS: Card Sort: Four Views of a Function DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth Factor and Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: OLS Regression and College Costs DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Chance Experiments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Writing Linear Equations and Checking DESMOS: Real World Linear Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Systems DESMOS: Credit Dot Plots DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Investing and Exponential Change DESMOS: Create a Histogram DESMOS: Point Collector: Lines DESMOS: Card Sort: Independent and Dependent Events DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Marbleslides: Exploring Exponentials DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations from Checking Word Problems DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Linear Growth Patterns DESMOS: Complex Systems of Inequalities DESMOS: College Sticker Price and ACT Scores