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Financial Algebra Course


This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Google Drive, Desmos Activities
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys


Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator READ: Retirement Basics What do cardholders fear most when using a credit card? MOVE: Your Tax Dollar in Action COMPARE: Auto Loans (Sp) MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball (Sp) What are the top 3 categories that Gen Z spends its money on? INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts (Sp) CALCULATE: Impact of Credit Score on Loans (Sp) COMPARE: Which Repayment Option is Best? (Sp) Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement MOVE: The Net Price of College Gotta Habit PLAY: Organize Budget Expenses What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Compounding Cat Insanity RESEARCH: Fair Credit Reporting Act Web Quest ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? ANALYZE: A Student Aid Report (SAR) What percent of students receive scholarships or grants for college? When the Mean is Kinda Nice PLAY: Types of Car Insurance (Sp) MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package INTERACTIVE: Invest with STAX! Which savings strategy is most effective? CALCULATE: Your Federal Taxes MOVE: What Determines Your Insurance Premium?


DESMOS: Chance Experiments DESMOS: Card Sort: Sampling Methods DESMOS: Create a Histogram DESMOS: Marbleslides: Exploring Exponentials DESMOS: Systems of Two Linear Equations DESMOS: Credit Dot Plots DESMOS: College Sticker Price and ACT Scores DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Exponential Growth in Circles DESMOS: Future Value of a Periodic Investment DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth Factor and Investments DESMOS: Graphs of Piecewise Functions DESMOS: Linear Growth Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Linear Equations and Checking DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: OLS Regression and College Costs DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Comparing the Cost of Different Student Loans DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Systems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Prize Wheel Puzzle