Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market RESEARCH: Credit Protections FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? PLAY: The Bean Game MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs MOVE: Types of Employment What percent of Americans who have credit card debt won't be able to pay it off within a year? How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher CALCULATE: Impact of Credit Score on Loans CALCULATE: How Much House Can You Afford? CALCULATE: The Cost of Auto Loans INTERACTIVE: Bummer! MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment RESEARCH: Professional Certifications FINE PRINT: Financial Aid Package Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts You Just Gotta Habit! PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? When the Mean is Nice ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

DESMOS: Create a Histogram DESMOS: Card Sort: Four Views of a Function DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Growth Factor and Investments DESMOS: OLS Regression and College Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth of Savings vs Investments DESMOS: Exponential vs Linear Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Real World Linear Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Growth Patterns DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential Regression in Investing DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Graphs of Piecewise Functions DESMOS: Chance Experiments DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Conditional Probability DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Systems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Exponential Growth in Circles