Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? MOVE: Types of Employment PLAY: The Bean Game MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? ANALYZE: A FAFSA Submission Summary MOVE: Inflation Over Time What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action PLAY: Types of Car Insurance PLAY: It Costs HOW Much? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Compounding Cat Insanity PROJECT: Credit Protections - You Be the Teacher How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? Which savings strategy is most effective? PLAY: Organize Budget Expenses INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package ANALYZE: Dollar Cost Averaging MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! PLAY: Roll with the Market MOVE: Credit Musical Chairs What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts When the Mean is Nice INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? CALCULATE: How Much House Can You Afford?

DESMOS ACTIVITIES

DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Chance Experiments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing Linear Equations and Checking DESMOS: Graphs of Piecewise Functions DESMOS: Real World Linear Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Systems DESMOS: Create a Histogram DESMOS: OLS Regression and College Costs DESMOS: Credit Dot Plots DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Exploring State and Local Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: College Sticker Price and ACT Scores DESMOS: Growth Factor and Investments DESMOS: Systems of Two Linear Equations DESMOS: Linear Growth Patterns DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Four Views of a Function DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Point Collector: Lines