Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? ANALYZE: Household Debt and Credit Report MOVE: Types of Employment CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Budget Frenzy! Which savings strategy is most effective? What is the average credit card debt held by Gen Z? MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? PLAY: The Bean Game You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? When the Mean is Nice MOVE: Inflation Over Time

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Four Views of a Function DESMOS: Growth Factor and Investments DESMOS: Exponential Growth in Circles DESMOS: Create a Histogram DESMOS: Card Sort: Conditional Probability DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Writing Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Point Collector: Lines DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Complex Systems of Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Investing and Exponential Change DESMOS: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Credit Dot Plots DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Graphs of Piecewise Functions DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Real World Linear Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential vs Linear Patterns DESMOS: Growth of Savings vs Investments DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Growth Patterns DESMOS: Prize Wheel Puzzle DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Chance Experiments