Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans who have credit card debt won't be able to pay it off within a year? How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement PLAY: Roll with the Market Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time COMPARE: Which Repayment Option is Best? COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? RESEARCH: Fair Credit Reporting Act CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan? PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs CALCULATE: The Cost of Auto Loans MOVE: Types of Employment When the Mean is Nice What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Chance Experiments DESMOS: Linear Growth Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Credit Dot Plots DESMOS: Card Sort: Conditional Probability DESMOS: Create a Histogram DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: College Sticker Price and ACT Scores DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations from Checking Word Problems DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Sampling Methods DESMOS: Complex Systems of Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Polygraph: Guess the Distribution DESMOS: Investing and Exponential Change DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Growth of Savings vs Investments DESMOS: Systems of Two Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Independent and Dependent Events DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Real World Linear Inequalities DESMOS: Exponential Growth in Circles DESMOS: Exponential vs Linear Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Matching Recursive Sequences