Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications RESEARCH: Credit Protections ANALYZE: Dollar Cost Averaging MOVE: Types of Employment FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report CALCULATE: How Much House Can You Afford? PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance MOVE: Inflation Over Time Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game PLAY: Roll with the Market INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? You Just Gotta Habit! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much?

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Investing and Exponential Change DESMOS: Chance Experiments DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Conditional Probability DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Four Views of a Function DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Systems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Exponential vs Linear Patterns DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing Linear Equations and Checking DESMOS: Growth Factor and Investments DESMOS: Complex Systems of Inequalities DESMOS: Prize Wheel Puzzle DESMOS: Create a Histogram DESMOS: Card Sort: Independent and Dependent Events DESMOS: OLS Regression and College Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Comparing the Cost of Different Student Loans DESMOS: Point Collector: Lines DESMOS: Linear Growth Patterns DESMOS: College Sticker Price and ACT Scores