Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts MOVE: Types of Employment PLAY: Types of Car Insurance What percent of students receive scholarships or grants for college? CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses PLAY: Roll with the Market FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Fair Credit Reporting Act INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? What's the average credit score needed to rent an apartment? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: The Bean Game COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action When the Mean is Nice CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs INTERACTIVE: Bummer! MOVE: Inflation Over Time RESEARCH: Credit Protections FINE PRINT: Schumer Box PLAY: It Costs HOW Much? INTERACTIVE: Online Bank Simulator

DESMOS ACTIVITIES

DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Growth Patterns DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Systems of Two Linear Equations DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Investing and Exponential Change DESMOS: College Sticker Price and ACT Scores DESMOS: Create a Histogram DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential vs Linear Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Independent and Dependent Events DESMOS: Marbleslides: Exploring Exponentials DESMOS: OLS Regression and College Costs DESMOS: Chance Experiments DESMOS: Prize Wheel Puzzle DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Systems DESMOS: Growth Factor and Investments DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Credit Dot Plots DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth of Savings vs Investments DESMOS: Future Value of a Periodic Investment DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Sampling Methods