Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX! CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Inflation Over Time RESEARCH: Credit Protections FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? You Just Gotta Habit! INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? When the Mean is Nice What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Option is Best? COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: The Cost of Auto Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Schumer Box PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores What's the average credit score needed to rent an apartment?

DESMOS ACTIVITIES

DESMOS: Card Sort: Sampling Methods DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Four Views of a Function DESMOS: Investing and Exponential Change DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Prize Wheel Puzzle DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Independent and Dependent Events DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: College Sticker Price and ACT Scores DESMOS: OLS Regression and College Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Linear Equations and Checking DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Chance Experiments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth Factor and Investments DESMOS: Writing Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Card Sort: Conditional Probability DESMOS: Create a Histogram DESMOS: Card Sort: Linear Systems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential vs Linear Patterns DESMOS: Credit Dot Plots DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations from Checking Word Problems