Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Do consumers send more money on Venmo or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball PROJECT: Credit Protections - You Be the Teacher Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! MOVE: Inflation Over Time COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores PLAY: Organize Budget Expenses What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing MOVE: Types of Employment PLAY: The Bean Game What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package What percent of Americans with credit card debt have carried a balance for over 1 year? When the Mean is Nice What percent of students receive scholarships or grants for college? PLAY: Roll with the Market FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging Which savings strategy is most effective?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Create a Histogram AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth of Savings vs Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Prize Wheel Puzzle AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Point Collector: Lines AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Growth Patterns