Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses PLAY: The Bean Game What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment RESEARCH: Professional Certifications What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: A FAFSA Submission Summary When the Mean is Nice MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance Which savings strategy is most effective? ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market FINE PRINT: Schumer Box You Just Gotta Habit! Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections MOVE: Credit Musical Chairs INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

DESMOS: Systems of Two Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Conditional Probability DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Exponential vs Linear Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: OLS Regression and College Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Graphs of Piecewise Functions DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Credit Dot Plots DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Create a Histogram DESMOS: Growth Factor and Investments DESMOS: Prize Wheel Puzzle DESMOS: Comparing the Cost of Different Student Loans DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Chance Experiments DESMOS: Exploring State and Local Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Linear Equations and Checking DESMOS: Real World Linear Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Matching Recursive Sequences