Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses Gotta Habit FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment RESEARCH: Fair Credit Reporting Act CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market How much does a texting while driving ticket increase auto insurance premiums? MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: It Costs HOW Much? PLAY: Types of Car Insurance ANALYZE: Dollar Cost Averaging in Action COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs INTERACTIVE: Bummer! What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: The Net Price of College When the Mean is Kinda Nice ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package What do cardholders fear most when using a credit card? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Your Federal Taxes What percent of students receive scholarships or grants for college? READ: Retirement Basics ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? COMPARE: Auto Loans MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box

DESMOS ACTIVITIES

DESMOS: Chance Experiments DESMOS: Complex Systems of Inequalities DESMOS: Real World Linear Inequalities DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations from Checking Word Problems DESMOS: Credit Dot Plots DESMOS: Marbleslides: Exploring Exponentials DESMOS: Investing and Exponential Change DESMOS: Systems of Two Linear Equations DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Growth Patterns DESMOS: Growth Factor and Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Polygraph: Guess the Distribution DESMOS: Future Value of a Periodic Investment DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Create a Histogram DESMOS: Exponential Growth in Circles DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Prize Wheel Puzzle DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Four Views of a Function DESMOS: Graphs of Piecewise Functions DESMOS: Growth of Savings vs Investments DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Point Collector: Lines DESMOS: Exponential Regression in Investing