Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging in Action FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? What do cardholders fear most when using a credit card? ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator CALCULATE: Your Federal Taxes Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Auto Loans FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? Which savings strategy is most effective? RESEARCH: Fair Credit Reporting Act CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: The Net Price of College PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market PLAY: Types of Car Insurance Gotta Habit ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications When the Mean is Kinda Nice READ: Retirement Basics

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Systems DESMOS: Investing and Exponential Change DESMOS: Growth Factor and Investments DESMOS: Credit Dot Plots DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Growth Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Create a Histogram DESMOS: Exponential Regression in Investing DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Independent and Dependent Events DESMOS: Systems of Two Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Chance Experiments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Real World Linear Inequalities DESMOS: OLS Regression and College Costs DESMOS: Exponential Growth in Circles DESMOS: Point Collector: Lines DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Four Views of a Function