Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

When the Mean is Nice RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment PROJECT: Credit Protections - You Be the Teacher What source of funding is used most often to start new businesses? PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs You Just Gotta Habit! COMPARE: Which Repayment Option is Best? INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement What percent of Americans who have credit card debt won't be able to pay it off within a year? Which savings strategy is most effective? FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity MOVE: Types of Employment What's the average credit score needed to rent an apartment? PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary MOVE: Inflation Over Time If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford?

DESMOS ACTIVITIES

DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Growth Factor and Investments DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Four Views of a Function DESMOS: Create a Histogram DESMOS: Comparing the Cost of Different Student Loans DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Systems of Two Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Marbleslides: Exploring Exponentials DESMOS: OLS Regression and College Costs DESMOS: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Chance Experiments DESMOS: Prize Wheel Puzzle DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Growth Patterns DESMOS: Investing and Exponential Change DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Regression in Investing DESMOS: Writing Linear Equations and Checking DESMOS: Exponential vs Linear Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Future Value of a Periodic Investment DESMOS: Complex Systems of Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth of Savings vs Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Credit Dot Plots DESMOS: Exploring State and Local Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates