Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes When the Mean is Nice MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? ANALYZE: A FAFSA Submission Summary What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Which Repayment Option is Best? PLAY: It Costs HOW Much? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance You Just Gotta Habit! CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! MOVE: Types of Employment ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity PLAY: The Bean Game RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Inequalities in Investing

DESMOS ACTIVITIES

DESMOS: Exponential Regression in Investing DESMOS: Systems of Two Linear Equations DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Point Collector: Lines DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Polygraph: Guess the Distribution DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth Factor and Investments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Prize Wheel Puzzle DESMOS: Exploring State and Local Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Investing and Exponential Change DESMOS: Chance Experiments DESMOS: OLS Regression and College Costs DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Create a Histogram DESMOS: Card Sort: Linear Systems DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Credit Dot Plots DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Conditional Probability DESMOS: Comparing the Cost of Different Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth of Savings vs Investments