Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Bummer! CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? FINE PRINT: Schumer Box PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections When the Mean is Nice PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time COMPARE: Which Repayment Option is Best? RESEARCH: Professional Certifications You Just Gotta Habit! PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Dollar Cost Averaging PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Your Tax Dollar in Action PLAY: The Bean Game MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth Factor and Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Growth in Circles AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Growth Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Point Collector: Lines AMPLIFY: Credit Dot Plots AMPLIFY: Complex Systems of Inequalities