Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market RESEARCH: Credit Protections INTERACTIVE: Bummer! PLAY: The Bean Game ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? You Just Gotta Habit! COMPARE: Which Repayment Option is Best? PROJECT: Credit Protections - You Be the Teacher ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary INTERACTIVE: Online Bank Simulator COMPARE: Types of Savings Accounts Which savings strategy is most effective? FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Math Behind Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? CALCULATE: Debt Avalanche v. Debt Snowball

DESMOS ACTIVITIES

DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Growth in Circles DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Credit Dot Plots DESMOS: Prize Wheel Puzzle DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential vs Linear Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Linear Equations and Checking DESMOS: Chance Experiments DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth Factor and Investments DESMOS: Exponential Regression in Investing DESMOS: Comparing the Cost of Different Student Loans DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: OLS Regression and College Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Investing and Exponential Change DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Point Collector: Lines DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Real World Linear Inequalities DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations from Checking Word Problems DESMOS: Create a Histogram DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations in Standard Form