Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing MOVE: Types of Employment INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action CALCULATE: The Cost of Auto Loans Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice PLAY: Roll with the Market What is the average credit card debt held by Gen Z? What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs RESEARCH: Professional Certifications CALCULATE: How Much House Can You Afford? RESEARCH: Credit Protections PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary PLAY: Types of Car Insurance If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Bummer! FINE PRINT: Schumer Box MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund You Just Gotta Habit! What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report

DESMOS ACTIVITIES

DESMOS: Growth Factor and Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing the Cost of Different Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Real World Linear Inequalities DESMOS: Credit Dot Plots DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Independent and Dependent Events DESMOS: Investing and Exponential Change DESMOS: Create a Histogram DESMOS: Linear Equations from Checking Word Problems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Prize Wheel Puzzle DESMOS: Exponential Regression in Investing DESMOS: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Growth in Circles DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Chance Experiments DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Conditional Probability DESMOS: Exponential vs Linear Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: OLS Regression and College Costs DESMOS: Writing Linear Equations and Checking DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: College Sticker Price and ACT Scores DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Linear Growth Patterns DESMOS: Card Sort: Four Views of a Function