Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores CALCULATE: The Cost of Auto Loans ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box INTERACTIVE: Bummer! What percent of Americans with credit card debt have carried a balance for over 1 year? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game PLAY: Roll with the Market How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective? PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs RESEARCH: Professional Certifications CALCULATE: How Much House Can You Afford? MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action What percent of new businesses are still operating after 10 years? FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance You Just Gotta Habit!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Chance Experiments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Regression in Investing AMPLIFY: Credit Dot Plots AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity