Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections PLAY: Organize Budget Expenses ANALYZE: Household Debt and Credit Report MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Online Bank Simulator RESEARCH: Fair Credit Reporting Act How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary CALCULATE: The Cost of Auto Loans MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game MOVE: Credit Musical Chairs PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity CALCULATE: How Much House Can You Afford? MOVE: Inflation Over Time PLAY: It Costs HOW Much? RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? Which savings strategy is most effective? When the Mean is Nice FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball You Just Gotta Habit! What percent of students receive scholarships or grants for college? CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance

DESMOS ACTIVITIES

DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Marbleslides: Exploring Exponentials DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Chance Experiments DESMOS: Polygraph: Guess the Distribution DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Regression in Investing DESMOS: Investing and Exponential Change DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Systems of Two Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Conditional Probability DESMOS: Writing Linear Equations and Checking DESMOS: Exploring State and Local Tax Rates DESMOS: Credit Dot Plots DESMOS: Linear Equations in Standard Form DESMOS: Create a Histogram DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth Factor and Investments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Equations from Checking Word Problems DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Growth in Circles DESMOS: Linear Growth Patterns DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Point Collector: Lines DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Growth of Savings vs Investments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates