Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package RESEARCH: Credit Protections PLAY: It Costs HOW Much? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Types of Car Insurance Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity MOVE: Types of Employment When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action You Just Gotta Habit! MOVE: Inflation Over Time ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications INTERACTIVE: Bummer! CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Option is Best? PLAY: Organize Budget Expenses PLAY: The Bean Game CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores How much does a texting while driving ticket increase auto insurance premiums? MOVE: Credit Musical Chairs

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Conditional Probability DESMOS: Linear Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Sampling Methods DESMOS: Polygraph: Guess the Distribution DESMOS: Investing and Exponential Change DESMOS: Complex Systems of Inequalities DESMOS: Point Collector: Lines DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential vs Linear Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Growth Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Credit Dot Plots DESMOS: Graphs of Piecewise Functions DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Create a Histogram DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: OLS Regression and College Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Chance Experiments DESMOS: Card Sort: Independent and Dependent Events DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Four Views of a Function DESMOS: Growth Factor and Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing and Graphing a System of Linear Equations