Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market What percent of Americans who have credit card debt won't be able to pay it off within a year? What source of funding is used most often to start new businesses? What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of new businesses are still operating after 10 years? MOVE: Up and Down with Credit Scores PLAY: It Costs HOW Much? COMPARE: Auto Loans RESEARCH: Fair Credit Reporting Act What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses What do cardholders fear most when using a credit card? FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund Gotta Habit ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment PLAY: Types of Car Insurance INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging in Action How much does a texting while driving ticket increase auto insurance premiums? MOVE: The Net Price of College CALCULATE: Your Federal Taxes COMPARE: Which Repayment Option is Best? READ: Retirement Basics CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report When the Mean is Kinda Nice

DESMOS ACTIVITIES

DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Credit Dot Plots DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Investing and Exponential Change DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Systems of Two Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Systems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth Factor and Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Regression in Investing DESMOS: Future Value of a Periodic Investment DESMOS: Create a Histogram DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Graphs of Piecewise Functions DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Chance Experiments DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: OLS Regression and College Costs DESMOS: Linear Growth Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Four Views of a Function DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Independent and Dependent Events DESMOS: Prize Wheel Puzzle DESMOS: Complex Systems of Inequalities DESMOS: Point Collector: Lines DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential vs Linear Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Sampling Methods DESMOS: Writing Linear Equations and Checking DESMOS: Growth of Savings vs Investments DESMOS: Writing Equations in Standard Form