Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package Which savings strategy is most effective? COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Invest with STAX! What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging RESEARCH: Professional Certifications PLAY: Roll with the Market INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing PLAY: It Costs HOW Much? PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan When the Mean is Nice CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? You Just Gotta Habit! MOVE: What Determines Your Insurance Premium?

DESMOS ACTIVITIES

DESMOS: Growth Factor and Investments DESMOS: Chance Experiments DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Future Value of a Periodic Investment DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphs of Piecewise Functions DESMOS: Linear Equations from Checking Word Problems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Prize Wheel Puzzle DESMOS: Real World Linear Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Investing and Exponential Change DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring State and Local Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Create a Histogram DESMOS: Linear Growth Patterns DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Systems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential vs Linear Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Comparing the Cost of Different Student Loans DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Polygraph: Guess the Distribution