Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! RESEARCH: Professional Certifications PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package When the Mean is Nice MOVE: Up and Down with Credit Scores PLAY: Roll with the Market INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Option is Best? MOVE: Let's Make a Mutual Fund You Just Gotta Habit! RESEARCH: Credit Protections MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher MOVE: Types of Employment ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary PLAY: Types of Car Insurance If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums? MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Systems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: Point Collector: Lines DESMOS: Writing Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Chance Experiments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Investing and Exponential Change DESMOS: Comparing the Cost of Different Student Loans DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Real World Linear Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exploring State and Local Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Matching Recursive Sequences DESMOS: OLS Regression and College Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Systems of Two Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Create a Histogram DESMOS: Credit Dot Plots DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: College Sticker Price and ACT Scores DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Growth Patterns DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Linear Equations in Standard Form