Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action What percent of Americans who have credit card debt won't be able to pay it off within a year? How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package ANALYZE: Inequalities in Investing Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! MOVE: Types of Employment You Just Gotta Habit! MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? PLAY: The Bean Game RESEARCH: Professional Certifications When the Mean is Nice PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? RESEARCH: Fair Credit Reporting Act COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Credit Protections PLAY: Types of Car Insurance MOVE: Inflation Over Time What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: What Determines Your Insurance Premium? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best? CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much?

DESMOS ACTIVITIES

DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Real World Linear Inequalities DESMOS: Point Collector: Lines DESMOS: Marbleslides: Exploring Exponentials DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Create a Histogram DESMOS: Graphs of Piecewise Functions DESMOS: Future Value of a Periodic Investment DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Independent and Dependent Events DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Systems DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Sampling Methods DESMOS: Exponential vs Linear Patterns DESMOS: Complex Systems of Inequalities DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Four Views of a Function DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Chance Experiments DESMOS: Card Sort: Conditional Probability