Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? COMPARE: Which Repayment Option is Best? RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher What are the top 3 types of products/services Gen Z is most likely to splurge on? You Just Gotta Habit! MOVE: Inflation Over Time CALCULATE: Impact of Credit Score on Loans CALCULATE: The Cost of Auto Loans INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? PLAY: Types of Car Insurance RESEARCH: Credit Protections PLAY: Roll with the Market MOVE: Up and Down with Credit Scores What's the average credit score needed to rent an apartment?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Create a Histogram AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Credit Dot Plots AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Systems of Two Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Future Value of a Periodic Investment