Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator When the Mean is Nice MOVE: Credit Musical Chairs PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" You Just Gotta Habit! What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? Which savings strategy is most effective? PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! FINE PRINT: Schumer Box MOVE: Inflation Over Time INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: The Impact of Investing Fees on Exponential Growth