Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts MOVE: Types of Employment What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary What percent of Americans who have credit card debt won't be able to pay it off within a year? You Just Gotta Habit! PLAY: Types of Car Insurance MOVE: Inflation Over Time PLAY: Budget Frenzy! INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? PLAY: Roll with the Market What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box When the Mean is Nice RESEARCH: Fair Credit Reporting Act PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! CALCULATE: How Much House Can You Afford? FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action Which savings strategy is most effective? RESEARCH: Professional Certifications MOVE: Credit Musical Chairs MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game

DESMOS ACTIVITIES

DESMOS: Systems of Two Linear Equations DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Real World Linear Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Independent and Dependent Events DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: OLS Regression and College Costs DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Growth of Savings vs Investments DESMOS: Create a Histogram DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Future Value of a Periodic Investment DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Chance Experiments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Sampling Methods DESMOS: Credit Dot Plots DESMOS: Growth Factor and Investments DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Conditional Probability DESMOS: College Sticker Price and ACT Scores DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Systems DESMOS: Comparing Funds Using Compound Annual Growth Rate