Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: The Bean Game INTERACTIVE: Bummer! MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Roll with the Market What percent of new businesses are still operating after 10 years? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Health Insurance Plans CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs MOVE: Let's Make a Mutual Fund Do consumers send more money through Zelle or spend more money on Amazon? MOVE: Types of Employment INTERACTIVE: Online Bank Simulator Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections CALCULATE: How Much House Can You Afford? FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Overdraft Fees When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts What source of funding is used most often to start new businesses? What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement COMPARE: Which Repayment Plan Fits Your Income? PLAY: Organize Budget Expenses CALCULATE: The Cost of Auto Loans MOVE: Inflation Over Time RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Prize Wheel Puzzle AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Systems AMPLIFY: Complex Systems of Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Chance Experiments AMPLIFY: Linear Growth Patterns AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function