Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing Which savings strategy is most effective? FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity What is the average credit card debt held by Gen Z? What percent of Americans with credit card debt have carried a balance for over 1 year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" You Just Gotta Habit! What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? What source of funding is used most often to start new businesses? When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market CALCULATE: The Cost of Auto Loans ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses MOVE: Types of Employment COMPARE: Which Repayment Option is Best? PLAY: The Bean Game MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Chance Experiments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities