Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Budget Frenzy! When the Mean is Kinda Nice What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan MOVE: The Net Price of College What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans CALCULATE: Your Federal Taxes How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses MOVE: Types of Employment RESEARCH: Professional Certifications PLAY: It Costs HOW Much? Gotta Habit INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box INTERACTIVE: Bummer! PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Which Repayment Option is Best? What's the average credit score needed to rent an apartment? PLAY: Roll with the Market MOVE: Your Tax Dollar in Action Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging in Action What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Types of Savings Accounts What do cardholders fear most when using a credit card? MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Fair Credit Reporting Act COMPARE: Auto Loans ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund READ: Retirement Basics MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Complex Systems of Inequalities DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Conditional Probability DESMOS: Systems of Two Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Linear Systems DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Point Collector: Lines DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Real World Linear Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Regression in Investing DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Chance Experiments DESMOS: Exploring State and Local Tax Rates DESMOS: Credit Dot Plots DESMOS: Investing and Exponential Change DESMOS: Create a Histogram DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Four Views of a Function DESMOS: Growth Factor and Investments DESMOS: Exponential vs Linear Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Matching Recursive Sequences