Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging When the Mean is Nice PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action PLAY: The Bean Game INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections What percent of Americans who have credit card debt won't be able to pay it off within a year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? MOVE: Inflation Over Time COMPARE: Types of Savings Accounts PLAY: Roll with the Market MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment COMPARE: Which Repayment Option is Best? Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? FINE PRINT: Schumer Box You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: How Much House Can You Afford? ANALYZE: Inequalities in Investing CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? RESEARCH: Professional Certifications

DESMOS ACTIVITIES

DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Chance Experiments DESMOS: Investing and Exponential Change DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations from Checking Word Problems DESMOS: Credit Dot Plots DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Create a Histogram DESMOS: Linear Growth Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Real World Linear Inequalities DESMOS: Prize Wheel Puzzle DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth Factor and Investments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Conditional Probability DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Linear Systems DESMOS: OLS Regression and College Costs DESMOS: Exponential Regression in Investing DESMOS: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth of Savings vs Investments DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Matching Recursive Sequences