Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores CALCULATE: The Cost of Auto Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Types of Employment FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? When the Mean is Nice What source of funding is used most often to start new businesses? MOVE: Your Tax Dollar in Action CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections MOVE: Inflation Over Time MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package PLAY: The Bean Game

DESMOS ACTIVITIES

DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: OLS Regression and College Costs DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing the Cost of Different Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Credit Dot Plots DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Point Collector: Lines DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Chance Experiments DESMOS: Exponential Regression in Investing DESMOS: Linear Growth Patterns DESMOS: Exponential Growth in Circles DESMOS: Prize Wheel Puzzle DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Real World Linear Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth Factor and Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Create a Histogram DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Investing and Exponential Change DESMOS: Writing Linear Equations and Checking DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Four Views of a Function DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Conditional Probability DESMOS: Exponential vs Linear Patterns DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing Funds Using Compound Annual Growth Rate