Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement RESEARCH: Credit Protections CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts Which savings strategy is most effective? COMPARE: Which Repayment Option is Best? PLAY: Organize Budget Expenses What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Dollar Cost Averaging PLAY: The Bean Game ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher What source of funding is used most often to start new businesses? MOVE: Inflation Over Time INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Cost of Auto Loans PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Math Behind Your Federal Taxes If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice CALCULATE: How Much House Can You Afford? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? What is the average credit card debt held by Gen Z? You Just Gotta Habit! MOVE: Let's Make a Mutual Fund

DESMOS ACTIVITIES

DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Create a Histogram DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Investing and Exponential Change DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Exponential Growth in Circles DESMOS: Writing Linear Equations and Checking DESMOS: Exploring State and Local Tax Rates DESMOS: Credit Dot Plots DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Point Collector: Lines DESMOS: Real World Linear Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphs of Piecewise Functions DESMOS: Chance Experiments DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Conditional Probability DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Growth Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Prize Wheel Puzzle DESMOS: Exponential vs Linear Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing the Cost of Different Student Loans DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: OLS Regression and College Costs DESMOS: Growth Factor and Investments DESMOS: Writing Equations in Standard Form