Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market MOVE: Your Tax Dollar in Action PLAY: The Bean Game What are the top 3 types of products/services Gen Z is most likely to splurge on? What is the average credit card debt held by Gen Z? When the Mean is Nice ANALYZE: Dollar Cost Averaging FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? ANALYZE: Household Debt and Credit Report PROJECT: Credit Protections - You Be the Teacher ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications MOVE: Let's Make a Mutual Fund You Just Gotta Habit! PLAY: Types of Car Insurance MOVE: Credit Musical Chairs MOVE: Inflation Over Time MOVE: Types of Employment PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? RESEARCH: Credit Protections COMPARE: Types of Savings Accounts FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing

DESMOS ACTIVITIES

DESMOS: Credit Dot Plots DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential Growth in Circles DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Create a Histogram DESMOS: Card Sort: Four Views of a Function DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Conditional Probability DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Independent and Dependent Events DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth Factor and Investments DESMOS: Writing Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Growth Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Point Collector: Lines DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: Chance Experiments DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Systems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Systems of Two Linear Equations DESMOS: Writing Linear Equations and Checking DESMOS: Prize Wheel Puzzle DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing the Cost of Different Student Loans DESMOS: Complex Systems of Inequalities