Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections Which savings strategy is most effective? MOVE: The Net Price of College What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Auto Loans CALCULATE: Impact of Credit Score on Loans COMPARE: Which Repayment Option is Best? COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator CALCULATE: Your Federal Taxes RESEARCH: Professional Certifications FINE PRINT: Financial Aid Package What do cardholders fear most when using a credit card? INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging in Action FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report RESEARCH: Fair Credit Reporting Act PLAY: It Costs HOW Much? READ: Retirement Basics Gotta Habit PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing

DESMOS ACTIVITIES

DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential vs Linear Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Growth of Savings vs Investments DESMOS: Linear Growth Patterns DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: Writing Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing the Cost of Different Student Loans DESMOS: Real World Linear Inequalities DESMOS: Chance Experiments DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Prize Wheel Puzzle DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential Regression in Investing DESMOS: Create a Histogram DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Linear Systems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Four Views of a Function DESMOS: Point Collector: Lines DESMOS: Future Value of a Periodic Investment DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Credit Dot Plots DESMOS: College Sticker Price and ACT Scores DESMOS: Investing and Exponential Change DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Linear Equations and Checking DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth Factor and Investments DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates