Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs RESEARCH: Professional Certifications ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections PLAY: The Bean Game PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment PLAY: Types of Car Insurance MOVE: Inflation Over Time ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes What percent of Americans who have credit card debt won't be able to pay it off within a year? PROJECT: Credit Protections - You Be the Teacher PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package When the Mean is Nice INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary

DESMOS ACTIVITIES

DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing the Cost of Different Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Growth Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Sampling Methods DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Equations from Checking Word Problems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Systems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphs of Piecewise Functions DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: College Sticker Price and ACT Scores DESMOS: Real World Linear Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Create a Histogram DESMOS: Growth of Savings vs Investments DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Chance Experiments DESMOS: Writing Linear Equations and Checking DESMOS: Investing and Exponential Change DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exploring State and Local Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Credit Dot Plots DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth Factor and Investments DESMOS: OLS Regression and College Costs