Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Credit Protections What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging CREATE: Personalized Productive Gap Year Plan CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! MOVE: Types of Employment MOVE: Your Tax Dollar in Action PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? PLAY: Roll with the Market What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity MOVE: What Determines Your Insurance Premium? RESEARCH: Professional Certifications PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans COMPARE: Types of Savings Accounts CALCULATE: The Math Behind Your Federal Taxes If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PROJECT: Credit Protections - You Be the Teacher CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package When the Mean is Nice MOVE: Inflation Over Time PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best? What percent of students receive scholarships or grants for college? You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? What percent of new businesses are still operating after 10 years?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Credit Dot Plots AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Create a Histogram AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines