Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box MOVE: Types of Employment PLAY: It Costs HOW Much? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market RESEARCH: Professional Certifications What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Cost of Auto Loans MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses What are the top 3 types of products/services Gen Z is most likely to splurge on? You Just Gotta Habit! CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? COMPARE: Types of Savings Accounts MOVE: Inflation Over Time What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report PROJECT: Credit Protections - You Be the Teacher Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing When the Mean is Nice If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity PLAY: The Bean Game PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphs of Piecewise Functions DESMOS: Marbleslides: Exploring Exponentials DESMOS: Real World Linear Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Credit Dot Plots DESMOS: Linear Growth Patterns DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Point Collector: Lines DESMOS: Chance Experiments DESMOS: Future Value of a Periodic Investment DESMOS: Systems of Two Linear Equations DESMOS: Create a Histogram DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Sampling Methods DESMOS: Polygraph: Guess the Distribution DESMOS: Investing and Exponential Change DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Exponential Growth in Circles DESMOS: Writing Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Exponential vs Linear Patterns DESMOS: OLS Regression and College Costs DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Independent and Dependent Events