Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment RESEARCH: Credit Protections PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? You Just Gotta Habit! MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time When the Mean is Nice CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report PLAY: Roll with the Market PROJECT: Credit Protections - You Be the Teacher Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses PLAY: Budget Frenzy! FINE PRINT: Schumer Box CALCULATE: How Much House Can You Afford?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Growth in Circles AMPLIFY: Point Collector: Lines AMPLIFY: Linear Growth Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Create a Histogram AMPLIFY: Systems of Two Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Matching Recursive Sequences