Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Checking Account Statement RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment PLAY: Types of Car Insurance What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? CALCULATE: The Cost of Auto Loans MOVE: Let's Make a Mutual Fund Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans PLAY: Budget Frenzy! INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs MOVE: Inflation Over Time PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Option is Best? What percent of Americans with credit card debt have carried a balance for over 1 year? What is the average credit card debt held by Gen Z? PLAY: Roll with the Market

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth of Savings vs Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth Factor and Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Systems