Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity What is the average credit card debt held by Gen Z? RESEARCH: Professional Certifications ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator MOVE: Types of Employment PLAY: Types of Car Insurance When the Mean is Nice ANALYZE: Household Debt and Credit Report Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! What's the average credit score needed to rent an apartment? MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Your Tax Dollar in Action Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PROJECT: Credit Protections - You Be the Teacher CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging MOVE: What Determines Your Insurance Premium? PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? You Just Gotta Habit! FINE PRINT: Checking Account Statement FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exploring State and Local Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Growth Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Regression in Investing DESMOS: Create a Histogram DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Real World Linear Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing and Graphing a System of Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth Factor and Investments DESMOS: Future Value of a Periodic Investment DESMOS: Prize Wheel Puzzle DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Conditional Probability DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Growth in Circles DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Sampling Methods DESMOS: Credit Dot Plots DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Chance Experiments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential vs Linear Patterns