Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Bummer! CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? CALCULATE: Return on Your College Investment When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement RESEARCH: Professional Certifications You Just Gotta Habit! RESEARCH: Fair Credit Reporting Act What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market

DESMOS ACTIVITIES

DESMOS: Linear Equations from Checking Word Problems DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Graphs of Piecewise Functions DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exploring State and Local Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Matching Recursive Sequences DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Sampling Methods DESMOS: OLS Regression and College Costs DESMOS: Prize Wheel Puzzle DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Create a Histogram DESMOS: Chance Experiments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Conditional Probability DESMOS: Linear Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Investing and Exponential Change DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: Credit Dot Plots DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Regression in Investing DESMOS: Future Value of a Periodic Investment