Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Credit Protections RESEARCH: Professional Certifications What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary What do cardholders fear most when using a credit card? ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing COMPARE: Which Repayment Option is Best? PLAY: It Costs HOW Much? INTERACTIVE: Online Bank Simulator RESEARCH: Fair Credit Reporting Act FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance Which savings strategy is most effective? FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs COMPARE: Auto Loans MOVE: The Net Price of College PLAY: Roll with the Market INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? READ: Retirement Basics COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! FINE PRINT: Schumer Box Gotta Habit PLAY: Organize Budget Expenses MOVE: Types of Employment When the Mean is Kinda Nice

DESMOS ACTIVITIES

DESMOS: Card Sort: Conditional Probability DESMOS: Exploring State and Local Tax Rates DESMOS: Create a Histogram DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Real World Linear Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Future Value of a Periodic Investment DESMOS: Systems of Two Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth Factor and Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Four Views of a Function DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Sampling Methods DESMOS: Linear Growth Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Point Collector: Lines DESMOS: Histograms and Box Plots of Housing Costs DESMOS: OLS Regression and College Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Chance Experiments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Graphs of Piecewise Functions DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Credit Dot Plots DESMOS: Investing and Exponential Change DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Polygraph: Guess the Distribution