Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections INTERACTIVE: Bummer! PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? When the Mean is Nice MOVE: What Determines Your Insurance Premium? You Just Gotta Habit! INTERACTIVE: Online Bank Simulator CALCULATE: The Cost of Auto Loans INTERACTIVE: Compounding Cat Insanity CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? What is the average credit card debt held by Gen Z? CALCULATE: Impact of Credit Score on Loans PLAY: Types of Car Insurance MOVE: Inflation Over Time FINE PRINT: Checking Account Statement PLAY: The Bean Game ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? PROJECT: Credit Protections - You Be the Teacher CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective? MOVE: Credit Musical Chairs ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package MOVE: Types of Employment PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Credit Dot Plots AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth Factor and Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: OLS Regression and College Costs AMPLIFY: Create a Histogram AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations in Standard Form