Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Inequalities in Investing What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance PLAY: Budget Frenzy! CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? PLAY: The Bean Game INTERACTIVE: Bummer! MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging PLAY: Organize Budget Expenses You Just Gotta Habit! FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans MOVE: Types of Employment COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box PLAY: Roll with the Market Which savings strategy is most effective? What percent of students receive scholarships or grants for college? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment When the Mean is Nice What is the average credit card debt held by Gen Z?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Credit Dot Plots AMPLIFY: Systems of Two Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Prize Wheel Puzzle AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Equations in Standard Form