Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts RESEARCH: Credit Protections MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! You Just Gotta Habit! INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? PLAY: Roll with the Market What source of funding is used most often to start new businesses? Do consumers send more money on Venmo or spend more money on Amazon? What percent of new businesses are still operating after 10 years? CALCULATE: Debt Avalanche v. Debt Snowball If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? When the Mean is Nice MOVE: Inflation Over Time FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action What is the average credit card debt held by Gen Z? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Impact of Credit Score on Loans CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: The Bean Game PLAY: Types of Car Insurance

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Prize Wheel Puzzle AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Complex Systems of Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Growth Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Chance Experiments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability