Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging MOVE: What Determines Your Insurance Premium? ANALYZE: Overdraft Fees FINE PRINT: Schumer Box PLAY: Budget Frenzy! When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs PLAY: The Bean Game You Just Gotta Habit! MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Health Insurance Plans INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing PROJECT: Credit Protections - You Be the Teacher CREATE: Personalized Productive Gap Year Plan Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment What's the average credit score needed to rent an apartment?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Complex Systems of Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Growth Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth of Savings vs Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates