Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores CALCULATE: The Cost of Auto Loans What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections INTERACTIVE: Bummer! MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan ANALYZE: Overdraft Fees Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? MOVE: Types of Employment FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement PLAY: Roll with the Market When the Mean is Nice CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PLAY: Organize Budget Expenses How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Schumer Box What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary Do consumers send more money through Zelle or spend more money on Amazon? PLAY: Budget Frenzy! You Just Gotta Habit! PLAY: It Costs HOW Much? COMPARE: Which Repayment Plan Fits Your Income? COMPARE: Types of Health Insurance Plans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Systems of Two Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Chance Experiments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Credit Dot Plots AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The (Awesome) Coordinate Plane Activity