Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator You Just Gotta Habit! What percent of Americans who have credit card debt won't be able to pay it off within a year? How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game PLAY: Budget Frenzy! RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? Which savings strategy is most effective? MOVE: Types of Employment PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs When the Mean is Nice INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Systems of Two Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Chance Experiments DESMOS: Writing Linear Equations and Checking DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphs of Piecewise Functions DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Create a Histogram DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Growth Patterns DESMOS: Investing and Exponential Change DESMOS: Prize Wheel Puzzle DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: OLS Regression and College Costs DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring State and Local Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Exponential Growth in Circles DESMOS: Point Collector: Lines DESMOS: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Conditional Probability DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential vs Linear Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Regression in Investing DESMOS: Writing Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth