Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Types of Savings Accounts FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? MOVE: Inflation Over Time What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Household Debt and Credit Report FINE PRINT: Schumer Box You Just Gotta Habit! INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment PLAY: The Bean Game Which savings strategy is most effective? PLAY: Roll with the Market MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan What source of funding is used most often to start new businesses? PLAY: Budget Frenzy! RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? When the Mean is Nice What's the average credit score needed to rent an apartment? MOVE: Let's Make a Mutual Fund MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years?

DESMOS ACTIVITIES

DESMOS: Growth Factor and Investments DESMOS: Graphs of Piecewise Functions DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Growth in Circles DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Marbleslides: Exploring Exponentials DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Four Views of a Function DESMOS: Prize Wheel Puzzle DESMOS: Polygraph: Guess the Distribution DESMOS: Complex Systems of Inequalities DESMOS: Real World Linear Inequalities DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Independent and Dependent Events DESMOS: Systems of Two Linear Equations DESMOS: Investing and Exponential Change DESMOS: Credit Dot Plots DESMOS: Future Value of a Periodic Investment DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Regression in Investing DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Chance Experiments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Conditional Probability DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Writing Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Point Collector: Lines DESMOS: Linear Equations from Checking Word Problems