Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary INTERACTIVE: Bummer! When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? COMPARE: Which Repayment Option is Best? FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications PLAY: Roll with the Market RESEARCH: Credit Protections MOVE: Types of Employment PLAY: It Costs HOW Much? Which savings strategy is most effective? ANALYZE: Inequalities in Investing CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Impact of Credit Score on Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Create a Histogram AMPLIFY: Complex Systems of Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Growth in Circles AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Real World Linear Inequalities