Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Option is Best? What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? Which savings strategy is most effective? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report When the Mean is Nice CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans COMPARE: Types of Savings Accounts PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box PLAY: Budget Frenzy! MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! You Just Gotta Habit! PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses PLAY: Roll with the Market MOVE: Types of Employment What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement MOVE: Inflation Over Time

DESMOS ACTIVITIES

DESMOS: Investing and Exponential Change DESMOS: Linear Growth Patterns DESMOS: Exponential Growth in Circles DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Chance Experiments DESMOS: Card Sort: Linear Systems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Point Collector: Lines DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Regression in Investing DESMOS: Create a Histogram DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth Factor and Investments DESMOS: Systems of Two Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations from Checking Word Problems DESMOS: College Sticker Price and ACT Scores DESMOS: Credit Dot Plots DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth of Savings vs Investments DESMOS: Graphs of Piecewise Functions DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans