Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections MOVE: Types of Employment INTERACTIVE: Bummer! When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity CALCULATE: How Much House Can You Afford? You Just Gotta Habit! CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? What percent of Americans who have credit card debt won't be able to pay it off within a year? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market PLAY: Budget Frenzy! MOVE: Your Tax Dollar in Action How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Types of Car Insurance PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? RESEARCH: Fair Credit Reporting Act What is the average credit card debt held by Gen Z? What's the average credit score needed to rent an apartment? PLAY: The Bean Game What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement MOVE: Inflation Over Time MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Linear Equations and Checking DESMOS: OLS Regression and College Costs DESMOS: Investing and Exponential Change DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Independent and Dependent Events DESMOS: Chance Experiments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Linear Growth Patterns DESMOS: Exponential vs Linear Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Exploring State and Local Tax Rates DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Systems DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Equations from Checking Word Problems DESMOS: Real World Linear Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Credit Dot Plots DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth of Savings vs Investments DESMOS: Complex Systems of Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Create a Histogram