Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: The Bean Game FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? MOVE: Types of Employment ANALYZE: Dollar Cost Averaging RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts Which savings strategy is most effective? ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement When the Mean is Nice RESEARCH: Credit Protections PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? What source of funding is used most often to start new businesses? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance You Just Gotta Habit! PLAY: It Costs HOW Much?

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Point Collector: Lines DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Investing and Exponential Change DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Growth in Circles DESMOS: Complex Systems of Inequalities DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Create a Histogram DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Conditional Probability DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth of Savings vs Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Chance Experiments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Systems of Two Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Credit Dot Plots DESMOS: Exponential vs Linear Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Sampling Methods DESMOS: Writing Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth Factor and Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Real World Linear Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate