Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? PLAY: The Bean Game Which savings strategy is most effective? INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? CALCULATE: Impact of Credit Score on Loans What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Inflation Over Time What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging You Just Gotta Habit! MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? MOVE: Types of Employment ANALYZE: Household Debt and Credit Report When the Mean is Nice RESEARCH: Professional Certifications ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs PLAY: Types of Car Insurance RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Savings Accounts INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Organize Budget Expenses FINE PRINT: Schumer Box What source of funding is used most often to start new businesses?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Prize Wheel Puzzle AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Systems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Create a Histogram AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Chance Experiments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Sampling Methods