Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging PLAY: Organize Budget Expenses PLAY: Types of Car Insurance PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package What percent of Americans who have credit card debt won't be able to pay it off within a year? When the Mean is Nice COMPARE: Which Repayment Option is Best? INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs PLAY: The Bean Game CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment What source of funding is used most often to start new businesses? Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? RESEARCH: Credit Protections What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing CALCULATE: The Math Behind Your Federal Taxes You Just Gotta Habit! CALCULATE: The Cost of Auto Loans What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck

DESMOS ACTIVITIES

DESMOS: Polygraph: Guess the Distribution DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Growth of Savings vs Investments DESMOS: Exponential vs Linear Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Chance Experiments DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Conditional Probability DESMOS: OLS Regression and College Costs DESMOS: Investing and Exponential Change DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Credit Dot Plots DESMOS: Create a Histogram DESMOS: Point Collector: Lines DESMOS: Writing Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Four Views of a Function DESMOS: Complex Systems of Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Growth Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Growth in Circles DESMOS: Real World Linear Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Linear Systems DESMOS: Writing Linear Equations and Checking DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates