Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

When the Mean is Nice PLAY: Roll with the Market CALCULATE: How Much House Can You Afford? What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Fair Credit Reporting Act PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game What's the average credit score needed to rent an apartment? What is the average credit card debt held by Gen Z? MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance You Just Gotta Habit! What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Growth Factor and Investments DESMOS: Exponential vs Linear Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Create a Histogram DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Independent and Dependent Events DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Conditional Probability DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing Linear Equations and Checking DESMOS: Systems of Two Linear Equations DESMOS: Investing and Exponential Change DESMOS: Exponential Regression in Investing DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Credit Dot Plots DESMOS: Chance Experiments DESMOS: Linear Equations from Checking Word Problems DESMOS: Exploring State and Local Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Prize Wheel Puzzle DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Growth of Savings vs Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Future Value of a Periodic Investment DESMOS: Writing Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Card Sort: Four Views of a Function DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Complex Systems of Inequalities