Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Option is Best? MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Credit Protections CALCULATE: The Cost of Auto Loans Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment When the Mean is Nice MOVE: What Determines Your Insurance Premium? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action PLAY: The Bean Game PLAY: Types of Car Insurance FINE PRINT: Schumer Box PLAY: It Costs HOW Much? Which savings strategy is most effective? FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? You Just Gotta Habit! INTERACTIVE: Invest with STAX! RESEARCH: Professional Certifications PLAY: Organize Budget Expenses PLAY: Roll with the Market What percent of new businesses are still operating after 10 years? FINE PRINT: Financial Aid Package

DESMOS ACTIVITIES

DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Systems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Real World Linear Inequalities DESMOS: Investing and Exponential Change DESMOS: Systems of Two Linear Equations DESMOS: Growth Factor and Investments DESMOS: Linear Growth Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing and Graphing a System of Linear Equations DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Matching Recursive Sequences DESMOS: College Sticker Price and ACT Scores DESMOS: Create a Histogram DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Sampling Methods DESMOS: Complex Systems of Inequalities DESMOS: Credit Dot Plots DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Comparing the Cost of Different Student Loans DESMOS: Chance Experiments DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Four Views of a Function DESMOS: Polygraph: Guess the Distribution