Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? COMPARE: Auto Loans ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? FINE PRINT: Checking Account Statement RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging in Action What do cardholders fear most when using a credit card? What percent of students receive scholarships or grants for college? READ: Retirement Basics What source of funding is used most often to start new businesses? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Your Federal Taxes MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs RESEARCH: Fair Credit Reporting Act ANALYZE: Inequalities in Investing When the Mean is Kinda Nice PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Gotta Habit MOVE: The Net Price of College MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums?

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Complex Systems of Inequalities DESMOS: Exponential vs Linear Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Linear Equations and Checking DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Card Sort: Sampling Methods DESMOS: Point Collector: Lines DESMOS: Writing Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Create a Histogram DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Real World Linear Inequalities DESMOS: Systems of Two Linear Equations DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Credit Dot Plots DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Polygraph: Guess the Distribution DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Four Views of a Function DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Systems DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Conditional Probability DESMOS: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Chance Experiments DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth of Savings vs Investments