Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance INTERACTIVE: Bummer! FINE PRINT: Schumer Box PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses Which savings strategy is most effective? CALCULATE: Return on Your College Investment You Just Gotta Habit! What is the average credit card debt held by Gen Z? PLAY: Roll with the Market FINE PRINT: Checking Account Statement MOVE: Types of Employment PROJECT: Credit Protections - You Be the Teacher How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications FINE PRINT: Financial Aid Package MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Option is Best? When the Mean is Nice

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: OLS Regression and College Costs AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Complex Systems of Inequalities