Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Overdraft Fees PLAY: Roll with the Market COMPARE: Which Repayment Plan Fits Your Income? INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Health Insurance Plans ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice MOVE: Types of Employment MOVE: Inflation Over Time FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? Do consumers send more money through Zelle or spend more money on Amazon? RESEARCH: Credit Protections COMPARE: Types of Savings Accounts PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund PLAY: The Bean Game RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? Which savings strategy is most effective? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Prize Wheel Puzzle AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Complex Systems of Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth Factor and Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs