Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

RESEARCH: Credit Protections PLAY: Roll with the Market PLAY: The Bean Game What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck MOVE: Inflation Over Time PLAY: It Costs HOW Much? FINE PRINT: Schumer Box PLAY: Budget Frenzy! Which savings strategy is most effective? You Just Gotta Habit! INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! PLAY: Types of Car Insurance When the Mean is Nice RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan PROJECT: Credit Protections - You Be the Teacher

DESMOS ACTIVITIES

DESMOS: OLS Regression and College Costs DESMOS: Investing and Exponential Change DESMOS: Card Sort: Independent and Dependent Events DESMOS: Create a Histogram DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Writing and Graphing a System of Linear Equations DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Four Views of a Function DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Marbleslides: Exploring Exponentials DESMOS: Point Collector: Lines DESMOS: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Complex Systems of Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Growth Patterns DESMOS: Writing Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Credit Dot Plots DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Growth in Circles DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Equations from Checking Word Problems DESMOS: Chance Experiments DESMOS: Writing Linear Equations and Checking DESMOS: Exploring State and Local Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Growth Factor and Investments DESMOS: Card Sort: Sampling Methods