Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Plan Fits Your Income? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing RESEARCH: Credit Protections CALCULATE: Return on Your College Investment Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Overdraft Fees ANALYZE: A FAFSA Submission Summary COMPARE: Types of Health Insurance Plans What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box INTERACTIVE: Bummer! When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Checking Account Statement MOVE: Types of Employment RESEARCH: Professional Certifications PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Savings Accounts MOVE: Credit Musical Chairs What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? MOVE: Let's Make a Mutual Fund PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Growth in Circles AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Chance Experiments AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Growth Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: FICA Tax Rates