Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts ANALYZE: Dollar Cost Averaging FINE PRINT: Schumer Box PLAY: Roll with the Market How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans RESEARCH: Professional Certifications RESEARCH: Credit Protections What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan MOVE: What Determines Your Insurance Premium? CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game When the Mean is Nice What is the average credit card debt held by Gen Z? Which savings strategy is most effective? Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? You Just Gotta Habit! CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator COMPARE: Which Repayment Option is Best? MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? MOVE: Types of Employment PLAY: Budget Frenzy! PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? ANALYZE: Inequalities in Investing

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Complex Systems of Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Growth Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Prize Wheel Puzzle