Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck PROJECT: Credit Protections - You Be the Teacher MOVE: Inflation Over Time PLAY: Budget Frenzy! MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement MOVE: Up and Down with Credit Scores You Just Gotta Habit! What's the average credit score needed to rent an apartment? INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Regression in Investing AMPLIFY: Credit Dot Plots AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Chance Experiments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Systems of Two Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Create a Histogram AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down Student Loans