Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts PROJECT: Credit Protections - You Be the Teacher Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Inflation Over Time If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? PLAY: The Bean Game INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment FINE PRINT: Checking Account Statement You Just Gotta Habit! CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? When the Mean is Nice FINE PRINT: Schumer Box CALCULATE: The Cost of Auto Loans What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance RESEARCH: Professional Certifications CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Chance Experiments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Regression in Investing AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Investing and Exponential Change AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Systems of Two Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth