Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? Do consumers send more money through Zelle or spend more money on Amazon? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores CALCULATE: How Much House Can You Afford? MOVE: Types of Employment You Just Gotta Habit! MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market PLAY: It Costs HOW Much? PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans COMPARE: Which Repayment Plan Fits Your Income? RESEARCH: Credit Protections INTERACTIVE: Bummer! FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs COMPARE: Types of Savings Accounts Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications PLAY: Types of Car Insurance When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Inflation Over Time CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Overdraft Fees FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? COMPARE: Types of Health Insurance Plans CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Growth Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Credit Dot Plots AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Point Collector: Lines