Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? COMPARE: Types of Savings Accounts MOVE: Inflation Over Time MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer! CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! ANALYZE: Household Debt and Credit Report PROJECT: Credit Protections - You Be the Teacher ANALYZE: A FAFSA Submission Summary PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections Which savings strategy is most effective? PLAY: The Bean Game ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging MOVE: Credit Musical Chairs PLAY: Organize Budget Expenses PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications What percent of students receive scholarships or grants for college? PLAY: Roll with the Market CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Investing and Exponential Change AMPLIFY: Credit Dot Plots AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Growth Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Chance Experiments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Point Collector: Lines AMPLIFY: Writing and Graphing a System of Linear Equations