Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Inflation Over Time RESEARCH: Fair Credit Reporting Act COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans What is the average credit card debt held by Gen Z? MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! COMPARE: Which Repayment Option is Best? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? When the Mean is Nice CALCULATE: How Much House Can You Afford? INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box PLAY: Roll with the Market Which savings strategy is most effective? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan?

DESMOS ACTIVITIES

DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Sampling Methods DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Systems DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Systems of Two Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Comparing the Cost of Different Student Loans DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential vs Linear Patterns DESMOS: Chance Experiments DESMOS: Polygraph: Guess the Distribution DESMOS: Growth Factor and Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Equations in Standard Form DESMOS: Create a Histogram DESMOS: Complex Systems of Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Growth Patterns DESMOS: Credit Dot Plots DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Point Collector: Lines DESMOS: Writing Linear Equations and Checking DESMOS: Graphs of Piecewise Functions DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Future Value of a Periodic Investment DESMOS: Writing and Graphing a System of Linear Equations