Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action When the Mean is Nice PLAY: The Bean Game FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy! PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? COMPARE: Types of Savings Accounts MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans with credit card debt have carried a balance for over 1 year? You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing MOVE: Inflation Over Time ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications PLAY: It Costs HOW Much? FINE PRINT: Schumer Box INTERACTIVE: Bummer! CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Credit Dot Plots AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Growth Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Chance Experiments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: OLS Regression and College Costs AMPLIFY: Real World Linear Inequalities