Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? What's the average credit score needed to rent an apartment? INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging in Action Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? MOVE: The Net Price of College RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Kinda Nice MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary Gotta Habit PLAY: Roll with the Market PLAY: Types of Car Insurance PLAY: Organize Budget Expenses What do cardholders fear most when using a credit card? What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Auto Loans PLAY: It Costs HOW Much? RESEARCH: Fair Credit Reporting Act READ: Retirement Basics MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Your Federal Taxes MOVE: Credit Musical Chairs

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Credit Dot Plots DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: OLS Regression and College Costs DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Conditional Probability DESMOS: Real World Linear Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Point Collector: Lines DESMOS: Linear Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Create a Histogram DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Chance Experiments DESMOS: Future Value of a Periodic Investment DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Systems of Two Linear Equations DESMOS: Graphs of Piecewise Functions DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Polygraph: Guess the Distribution DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Investing and Exponential Change DESMOS: College Sticker Price and ACT Scores DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down an Auto Loan