Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market MOVE: Types of Employment CALCULATE: The Cost of Auto Loans PLAY: The Bean Game MOVE: Credit Musical Chairs CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice MOVE: What Determines Your Insurance Premium? MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores You Just Gotta Habit! CALCULATE: How Much House Can You Afford? CALCULATE: Return on Your College Investment PLAY: Organize Budget Expenses PLAY: Budget Frenzy! What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of new businesses are still operating after 10 years? INTERACTIVE: Living Paycheck to Paycheck What is the average credit card debt held by Gen Z? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? MOVE: Inflation Over Time If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Growth in Circles AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Point Collector: Lines AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Credit Dot Plots AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type