Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on? You Just Gotta Habit! What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts What is the average credit card debt held by Gen Z? PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher How much more likely is a business to launch if the founder creates a business plan? COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment INTERACTIVE: Compounding Cat Insanity MOVE: What Determines Your Insurance Premium? When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging PLAY: Budget Frenzy! PLAY: Organize Budget Expenses MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? MOVE: Types of Employment MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement

DESMOS ACTIVITIES

DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Prize Wheel Puzzle DESMOS: Linear Growth Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Create a Histogram DESMOS: Exponential vs Linear Patterns DESMOS: Chance Experiments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Sampling Methods DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Four Views of a Function DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Investing and Exponential Change DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: Real World Linear Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Credit Dot Plots DESMOS: Point Collector: Lines DESMOS: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Complex Systems of Inequalities DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Growth in Circles