Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? When the Mean is Nice What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? MOVE: Types of Employment INTERACTIVE: Invest with STAX! PLAY: Roll with the Market FINE PRINT: Schumer Box What is the average credit card debt held by Gen Z? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? RESEARCH: Credit Protections ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores PROJECT: Credit Protections - You Be the Teacher How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: A FAFSA Submission Summary

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Systems of Two Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Point Collector: Lines AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity