Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing PLAY: It Costs HOW Much? MOVE: Types of Employment CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Option is Best? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? MOVE: Inflation Over Time What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball You Just Gotta Habit! ANALYZE: Dollar Cost Averaging PROJECT: Credit Protections - You Be the Teacher What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses PLAY: Roll with the Market How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Online Bank Simulator FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment Which savings strategy is most effective? PLAY: The Bean Game

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Investing and Exponential Change AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth of Savings vs Investments AMPLIFY: Point Collector: Lines AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Prize Wheel Puzzle AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Create a Histogram