Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund MOVE: Inflation Over Time MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market CALCULATE: How Much House Can You Afford? CALCULATE: The Math Behind Your Federal Taxes PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores RESEARCH: Professional Certifications Which savings strategy is most effective? MOVE: Types of Employment You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary What percent of Americans who have credit card debt won't be able to pay it off within a year? What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging PLAY: Budget Frenzy!

DESMOS ACTIVITIES

DESMOS: Exponential Growth in Circles DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Independent and Dependent Events DESMOS: Point Collector: Lines DESMOS: Graphs of Piecewise Functions DESMOS: Writing Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Linear Systems DESMOS: Writing Linear Equations and Checking DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exploring State and Local Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Future Value of a Periodic Investment DESMOS: Prize Wheel Puzzle DESMOS: Real World Linear Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Credit Dot Plots DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Regression in Investing DESMOS: Growth of Savings vs Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth Factor and Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Complex Systems of Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Create a Histogram DESMOS: Polygraph: Guess the Distribution DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Chance Experiments DESMOS: Linear Growth Patterns