Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs INTERACTIVE: Bummer! RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores You Just Gotta Habit! PLAY: Roll with the Market PLAY: Types of Car Insurance PLAY: Organize Budget Expenses PLAY: The Bean Game CALCULATE: The Math Behind Your Federal Taxes CALCULATE: The Cost of Auto Loans ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? COMPARE: Which Repayment Option is Best? When the Mean is Nice MOVE: Inflation Over Time

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Point Collector: Lines AMPLIFY: Credit Dot Plots