Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? COMPARE: Types of Health Insurance Plans PLAY: Roll with the Market CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? Do consumers send more money through Zelle or spend more money on Amazon? PLAY: Types of Car Insurance CALCULATE: How Much House Can You Afford? You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Plan Fits Your Income? INTERACTIVE: Online Bank Simulator When the Mean is Nice MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? PROJECT: Credit Protections - You Be the Teacher PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? COMPARE: Types of Savings Accounts MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment ANALYZE: Overdraft Fees What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging MOVE: Types of Employment What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box MOVE: Inflation Over Time PLAY: The Bean Game Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? What is the average credit card debt held by Gen Z? ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Chance Experiments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Regression in Investing AMPLIFY: Investing and Exponential Change AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Create a Histogram AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth Factor and Investments AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income