Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator PLAY: The Bean Game ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores PROJECT: Credit Protections - You Be the Teacher CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Dollar Cost Averaging If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? When the Mean is Nice You Just Gotta Habit! Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Roll with the Market Which savings strategy is most effective? RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box INTERACTIVE: Bummer! PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! MOVE: Inflation Over Time What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans COMPARE: Types of Savings Accounts CALCULATE: How Much House Can You Afford?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Create a Histogram AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth Factor and Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: OLS Regression and College Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Systems of Two Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Growth in Circles