Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores When the Mean is Nice ANALYZE: Dollar Cost Averaging INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity MOVE: Inflation Over Time RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package You Just Gotta Habit! PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? PLAY: Organize Budget Expenses ANALYZE: Inequalities in Investing What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement MOVE: Types of Employment What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans PROJECT: Credit Protections - You Be the Teacher What percent of students receive scholarships or grants for college? CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs FINE PRINT: Schumer Box INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses?

DESMOS ACTIVITIES

DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: OLS Regression and College Costs DESMOS: Real World Linear Inequalities DESMOS: Chance Experiments DESMOS: Exploring State and Local Tax Rates DESMOS: Investing and Exponential Change DESMOS: Credit Dot Plots DESMOS: Growth Factor and Investments DESMOS: Point Collector: Lines DESMOS: Card Sort: Matching Recursive Sequences DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Graphs of Piecewise Functions DESMOS: Writing Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: Systems of Two Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Systems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Create a Histogram DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Linear Growth Patterns