Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time RESEARCH: Professional Certifications What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? RESEARCH: Credit Protections ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? When the Mean is Nice You Just Gotta Habit! ANALYZE: Overdraft Fees What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action PLAY: Roll with the Market PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment PLAY: Organize Budget Expenses PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? ANALYZE: A FAFSA Submission Summary COMPARE: Types of Health Insurance Plans What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report PLAY: The Bean Game MOVE: Types of Employment MOVE: Let's Make a Mutual Fund PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Growth Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Prize Wheel Puzzle AMPLIFY: Create a Histogram AMPLIFY: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Polygraph: Guess the Distribution