Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Credit Musical Chairs RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan PROJECT: Credit Protections - You Be the Teacher PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! MOVE: Inflation Over Time MOVE: Types of Employment RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! PLAY: Roll with the Market What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box You Just Gotta Habit! CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? When the Mean is Nice ANALYZE: Household Debt and Credit Report What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? What percent of students receive scholarships or grants for college? ANALYZE: Overdraft Fees What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Health Insurance Plans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Create a Histogram AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Systems AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth of Savings vs Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Systems of Two Linear Equations