Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging in Action PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! READ: Retirement Basics If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action What do cardholders fear most when using a credit card? MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator MOVE: Types of Employment COMPARE: Auto Loans When the Mean is Kinda Nice PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! CALCULATE: Your Federal Taxes INTERACTIVE: Compounding Cat Insanity PLAY: Budget Frenzy! Gotta Habit COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Credit Protections MOVE: The Net Price of College RESEARCH: Fair Credit Reporting Act What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

DESMOS: Chance Experiments DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Regression in Investing DESMOS: Growth Factor and Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Sampling Methods DESMOS: Polygraph: Guess the Distribution DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Independent and Dependent Events DESMOS: Create a Histogram DESMOS: Exponential Growth in Circles DESMOS: Credit Dot Plots DESMOS: Writing Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Systems of Two Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: OLS Regression and College Costs DESMOS: Linear Growth Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Conditional Probability DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates