Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Types of Employment RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? You Just Gotta Habit! What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? MOVE: Inflation Over Time RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance What source of funding is used most often to start new businesses? MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator PLAY: The Bean Game PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? PLAY: Roll with the Market What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: The Math Behind Your Federal Taxes When the Mean is Nice COMPARE: Which Repayment Option is Best? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report

DESMOS ACTIVITIES

DESMOS: Exponential vs Linear Patterns DESMOS: Investing and Exponential Change DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Conditional Probability DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Polygraph: Guess the Distribution DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: College Sticker Price and ACT Scores DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Systems of Two Linear Equations DESMOS: Point Collector: Lines DESMOS: Linear Growth Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: OLS Regression and College Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Systems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Growth Factor and Investments DESMOS: Exponential Growth in Circles DESMOS: Real World Linear Inequalities DESMOS: Create a Histogram DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Chance Experiments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Four Views of a Function DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: FICA Tax Rates