Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? What source of funding is used most often to start new businesses? Which savings strategy is most effective? You Just Gotta Habit! RESEARCH: Credit Protections PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing When the Mean is Nice What's the average credit score needed to rent an apartment? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! PLAY: The Bean Game ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Systems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Growth Patterns AMPLIFY: Chance Experiments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Investing and Exponential Change AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates