Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Inflation Over Time RESEARCH: Credit Protections When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan What is the average credit card debt held by Gen Z? MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing Which savings strategy is most effective? PLAY: Roll with the Market RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! You Just Gotta Habit! What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Invest with STAX! ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! COMPARE: Which Repayment Option is Best? What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? MOVE: Types of Employment What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box CALCULATE: The Cost of Auto Loans PLAY: The Bean Game INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment PROJECT: Credit Protections - You Be the Teacher

DESMOS ACTIVITIES

DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Growth Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Sampling Methods DESMOS: Exploring State and Local Tax Rates DESMOS: Credit Dot Plots DESMOS: Prize Wheel Puzzle DESMOS: Exponential vs Linear Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Systems of Two Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Point Collector: Lines DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Real World Linear Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing the Cost of Different Student Loans DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Growth in Circles DESMOS: Chance Experiments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Create a Histogram DESMOS: Exponential Regression in Investing DESMOS: Growth Factor and Investments DESMOS: Card Sort: Conditional Probability