Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Fair Credit Reporting Act COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! MOVE: The Net Price of College CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck What do cardholders fear most when using a credit card? Gotta Habit MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator COMPARE: Which Repayment Option is Best? What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging in Action Which savings strategy is most effective? MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? CALCULATE: Your Federal Taxes INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? COMPARE: Auto Loans READ: Retirement Basics RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Schumer Box PLAY: Organize Budget Expenses When the Mean is Kinda Nice What percent of students receive scholarships or grants for college? PLAY: Roll with the Market MOVE: Types of Employment ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

DESMOS: Card Sort: Sampling Methods DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth Factor and Investments DESMOS: Graphs of Piecewise Functions DESMOS: OLS Regression and College Costs DESMOS: Point Collector: Lines DESMOS: Exploring State and Local Tax Rates DESMOS: Credit Dot Plots DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Conditional Probability DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing the Cost of Different Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Create a Histogram DESMOS: College Sticker Price and ACT Scores DESMOS: Systems of Two Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Chance Experiments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Complex Systems of Inequalities DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Investing and Exponential Change DESMOS: Exponential vs Linear Patterns DESMOS: Linear Growth Patterns