Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Compounding Cat Insanity PROJECT: Credit Protections - You Be the Teacher MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator CALCULATE: The Cost of Auto Loans CALCULATE: The Math Behind Your Federal Taxes What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses You Just Gotta Habit! FINE PRINT: Checking Account Statement What source of funding is used most often to start new businesses? What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Bummer! When the Mean is Nice FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment MOVE: Up and Down with Credit Scores PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Future Value of a Periodic Investment AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth Factor and Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Point Collector: Lines AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Credit Dot Plots AMPLIFY: Prize Wheel Puzzle AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates