Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! PLAY: Budget Frenzy! PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package PLAY: Roll with the Market RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator CALCULATE: The Cost of Auto Loans ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? ANALYZE: Household Debt and Credit Report When the Mean is Nice INTERACTIVE: Invest with STAX! PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? RESEARCH: Credit Protections ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Inequalities in Investing PLAY: The Bean Game Which savings strategy is most effective? CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts How much more likely is a business to launch if the founder creates a business plan? What's the average credit score needed to rent an apartment? MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses

DESMOS ACTIVITIES

DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: Create a Histogram DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Complex Systems of Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Exponential Growth in Circles DESMOS: Real World Linear Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Linear Growth Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Growth Factor and Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Conditional Probability DESMOS: Chance Experiments DESMOS: Growth of Savings vs Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Investing and Exponential Change DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Linear Equations and Checking DESMOS: Polygraph: Guess the Distribution DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Point Collector: Lines DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down Student Loans