Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

RESEARCH: Credit Protections You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs RESEARCH: Professional Certifications PLAY: It Costs HOW Much? PLAY: Budget Frenzy! Which savings strategy is most effective? CALCULATE: The Cost of Auto Loans MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? COMPARE: Types of Savings Accounts What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator What percent of Americans who have credit card debt won't be able to pay it off within a year? What source of funding is used most often to start new businesses? Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! PLAY: The Bean Game

DESMOS ACTIVITIES

DESMOS: Marbleslides: Exploring Exponentials DESMOS: OLS Regression and College Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Equations from Checking Word Problems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Growth in Circles DESMOS: Exploring State and Local Tax Rates DESMOS: Credit Dot Plots DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Point Collector: Lines DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Growth Patterns DESMOS: Real World Linear Inequalities DESMOS: Systems of Two Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Regression in Investing DESMOS: Graphs of Piecewise Functions DESMOS: Growth of Savings vs Investments DESMOS: Create a Histogram DESMOS: Growth Factor and Investments DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Systems DESMOS: Chance Experiments DESMOS: Writing Linear Equations and Checking DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Recursive Formulas: Paying Down Student Loans