Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses RESEARCH: Professional Certifications RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Cost of Auto Loans What is the average credit card debt held by Gen Z? PLAY: It Costs HOW Much? FINE PRINT: Schumer Box PLAY: The Bean Game What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts CALCULATE: Debt Avalanche v. Debt Snowball What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan What source of funding is used most often to start new businesses? When the Mean is Nice MOVE: Your Tax Dollar in Action Which savings strategy is most effective? How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging What percent of students receive scholarships or grants for college? RESEARCH: Fair Credit Reporting Act FINE PRINT: Checking Account Statement MOVE: Types of Employment MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! MOVE: Inflation Over Time COMPARE: Which Repayment Option is Best? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! CALCULATE: How Much House Can You Afford? ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: What Determines Your Insurance Premium? You Just Gotta Habit!

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Prize Wheel Puzzle DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Create a Histogram DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Systems of Two Linear Equations DESMOS: Writing Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Linear Growth Patterns DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Sampling Methods DESMOS: Credit Dot Plots DESMOS: Investing and Exponential Change DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Linear Equations and Checking DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Real World Linear Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Independent and Dependent Events DESMOS: Point Collector: Lines DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Chance Experiments DESMOS: Card Sort: Conditional Probability DESMOS: Growth Factor and Investments DESMOS: Future Value of a Periodic Investment DESMOS: Exponential vs Linear Patterns