Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? CALCULATE: How Much House Can You Afford? CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? When the Mean is Nice FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box CALCULATE: The Cost of Auto Loans

DESMOS ACTIVITIES

DESMOS: Complex Systems of Inequalities DESMOS: Exponential vs Linear Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Four Views of a Function DESMOS: College Sticker Price and ACT Scores DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth of Savings vs Investments DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Independent and Dependent Events DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing the Cost of Different Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Sampling Methods DESMOS: Polygraph: Guess the Distribution DESMOS: Growth Factor and Investments DESMOS: Graphs of Piecewise Functions DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Future Value of a Periodic Investment DESMOS: Investing and Exponential Change DESMOS: Exponential Regression in Investing DESMOS: Real World Linear Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Chance Experiments DESMOS: Create a Histogram DESMOS: Credit Dot Plots DESMOS: Systems of Two Linear Equations