Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Inflation Over Time What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund CALCULATE: Return on Your College Investment You Just Gotta Habit! PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? INTERACTIVE: Bummer! ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Credit Protections RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? When the Mean is Nice MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Schumer Box PLAY: The Bean Game CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Credit Musical Chairs PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market Which savings strategy is most effective? PLAY: Budget Frenzy!

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Writing Linear Equations and Checking DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphs of Piecewise Functions DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Sampling Methods DESMOS: College Sticker Price and ACT Scores DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth Factor and Investments DESMOS: Investing and Exponential Change DESMOS: Future Value of a Periodic Investment DESMOS: Complex Systems of Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Conditional Probability DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Systems DESMOS: Chance Experiments DESMOS: Prize Wheel Puzzle DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential vs Linear Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Regression in Investing DESMOS: Polygraph: Guess the Distribution DESMOS: Real World Linear Inequalities DESMOS: Create a Histogram DESMOS: Linear Equations from Checking Word Problems