Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? INTERACTIVE: Living Paycheck to Paycheck What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections Do consumers send more money through Zelle or spend more money on Amazon? ANALYZE: Overdraft Fees MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance CALCULATE: How Much House Can You Afford? PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective? MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? MOVE: Types of Employment COMPARE: Types of Health Insurance Plans INTERACTIVE: Compounding Cat Insanity When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes What percent of new businesses are still operating after 10 years? MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Plan Fits Your Income? INTERACTIVE: Invest with STAX! PLAY: Roll with the Market ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PLAY: The Bean Game RESEARCH: Professional Certifications INTERACTIVE: Bummer! What source of funding is used most often to start new businesses?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Growth Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Systems AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Sampling Methods AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Growth in Circles AMPLIFY: Chance Experiments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Create a Histogram AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Prize Wheel Puzzle