Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market RESEARCH: Professional Certifications PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" You Just Gotta Habit! Do consumers send more money on Venmo or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Checking Account Statement PLAY: The Bean Game CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses When the Mean is Nice PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund PLAY: Budget Frenzy! RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! ANALYZE: Overdraft Fees COMPARE: Types of Health Insurance Plans What is the average credit card debt held by Gen Z? COMPARE: Types of Savings Accounts What percent of Americans with credit card debt have carried a balance for over 1 year? Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment COMPARE: Which Repayment Plan Fits Your Income?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Exponential Growth in Circles AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities