Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans MOVE: Credit Musical Chairs RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity CALCULATE: How Much House Can You Afford? Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report CALCULATE: The Math Behind Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging What percent of students receive scholarships or grants for college? What percent of Americans who have credit card debt won't be able to pay it off within a year? How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! What is the average credit card debt held by Gen Z? You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action PLAY: The Bean Game PLAY: Roll with the Market INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? What's the average credit score needed to rent an apartment? FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: It Costs HOW Much? RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package PROJECT: Credit Protections - You Be the Teacher CALCULATE: Return on Your College Investment INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Credit Dot Plots DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Polygraph: Guess the Distribution DESMOS: Growth of Savings vs Investments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphs of Piecewise Functions DESMOS: Systems of Two Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Equations in Standard Form DESMOS: Chance Experiments DESMOS: College Sticker Price and ACT Scores DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Investing and Exponential Change DESMOS: Point Collector: Lines DESMOS: Exponential Growth in Circles DESMOS: Real World Linear Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Prize Wheel Puzzle DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Complex Systems of Inequalities DESMOS: Create a Histogram DESMOS: Linear Growth Patterns DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth Factor and Investments DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Independent and Dependent Events DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Regression in Investing DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan