Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator MOVE: Types of Employment What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Household Debt and Credit Report PLAY: Roll with the Market FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! MOVE: Inflation Over Time CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? What is the average credit card debt held by Gen Z? ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? PROJECT: Credit Protections - You Be the Teacher CALCULATE: Debt Avalanche v. Debt Snowball PLAY: The Bean Game FINE PRINT: Checking Account Statement MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth Factor and Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Complex Systems of Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Growth in Circles