Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

RESEARCH: Professional Certifications What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections INTERACTIVE: Bummer! CALCULATE: How Much House Can You Afford? MOVE: Types of Employment PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time COMPARE: Which Repayment Option is Best? What source of funding is used most often to start new businesses? What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans PLAY: The Bean Game MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? PLAY: It Costs HOW Much? FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice PLAY: Roll with the Market FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! PLAY: Organize Budget Expenses PLAY: Types of Car Insurance ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? CALCULATE: The Math Behind Your Federal Taxes What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Credit Musical Chairs You Just Gotta Habit! INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Inequalities in Investing

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Linear Equations and Checking AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Chance Experiments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Credit Dot Plots AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Regression in Investing AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Real World Linear Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Growth Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials