Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance You Just Gotta Habit! FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! COMPARE: Which Repayment Option is Best? ANALYZE: A FAFSA Submission Summary MOVE: Inflation Over Time INTERACTIVE: Bummer! What is the average credit card debt held by Gen Z? RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market When the Mean is Nice CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball PROJECT: Credit Protections - You Be the Teacher Which savings strategy is most effective? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Types of Employment INTERACTIVE: Compounding Cat Insanity PLAY: The Bean Game MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Systems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Point Collector: Lines AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Real World Linear Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Chance Experiments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Systems of Two Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form