Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box Which savings strategy is most effective? MOVE: Types of Employment ANALYZE: Inequalities in Investing PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market You Just Gotta Habit! What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package PLAY: The Bean Game What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Bummer! PLAY: Types of Car Insurance PLAY: Organize Budget Expenses Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Point Collector: Lines AMPLIFY: Growth Factor and Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: Investing and Exponential Change AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Credit Dot Plots AMPLIFY: OLS Regression and College Costs