Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Overdraft Fees Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? COMPARE: Types of Savings Accounts You Just Gotta Habit! PLAY: It Costs HOW Much? What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Financial Aid Package PROJECT: Credit Protections - You Be the Teacher PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment INTERACTIVE: Compounding Cat Insanity PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box When the Mean is Nice COMPARE: Which Repayment Plan Fits Your Income? MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! CALCULATE: How Much House Can You Afford? MOVE: Types of Employment ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? MOVE: Credit Musical Chairs COMPARE: Types of Health Insurance Plans What percent of new businesses are still operating after 10 years? INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market PLAY: The Bean Game MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans Do consumers send more money through Zelle or spend more money on Amazon?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Growth in Circles AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Chance Experiments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Create a Histogram