Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections When the Mean is Nice What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging INTERACTIVE: Online Bank Simulator CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box CALCULATE: The Cost of Auto Loans INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs PLAY: Roll with the Market FINE PRINT: Financial Aid Package Which savings strategy is most effective? MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment What percent of new businesses are still operating after 10 years? What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! MOVE: Inflation Over Time What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses

DESMOS ACTIVITIES

DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential Regression in Investing DESMOS: Writing Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Create a Histogram DESMOS: Marbleslides: Exploring Exponentials DESMOS: Complex Systems of Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: College Sticker Price and ACT Scores DESMOS: Investing and Exponential Change DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Comparing the Cost of Different Student Loans DESMOS: Point Collector: Lines DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Sampling Methods DESMOS: Growth Factor and Investments DESMOS: Writing Linear Equations and Checking DESMOS: Exponential vs Linear Patterns DESMOS: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: Exploring State and Local Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Prize Wheel Puzzle DESMOS: Linear Growth Patterns DESMOS: Exponential Growth in Circles DESMOS: Polygraph: Guess the Distribution DESMOS: Chance Experiments DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Real World Linear Inequalities