Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator You Just Gotta Habit! PROJECT: Credit Protections - You Be the Teacher How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement Which savings strategy is most effective? MOVE: Up and Down with Credit Scores When the Mean is Nice What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging RESEARCH: Credit Protections What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Inequalities in Investing What percent of Americans with credit card debt have carried a balance for over 1 year? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? PLAY: The Bean Game RESEARCH: Professional Certifications

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Create a Histogram AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Real World Linear Inequalities AMPLIFY: Chance Experiments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Point Collector: Lines AMPLIFY: Growth Factor and Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Regression in Investing