Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action PROJECT: Credit Protections - You Be the Teacher MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? MOVE: Inflation Over Time FINE PRINT: Schumer Box What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes When the Mean is Nice FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much? MOVE: Types of Employment What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? CALCULATE: Return on Your College Investment Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! PLAY: The Bean Game What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! You Just Gotta Habit! PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Cost of Auto Loans MOVE: Let's Make a Mutual Fund ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs CALCULATE: How Much House Can You Afford? ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? What percent of Americans with credit card debt have carried a balance for over 1 year?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Chance Experiments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Linear Equations and Checking AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Investing and Exponential Change AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: College Sticker Price and ACT Scores