Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? CALCULATE: The Cost of Auto Loans MOVE: Let's Make a Mutual Fund ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective? PLAY: Roll with the Market What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game MOVE: Inflation Over Time ANALYZE: Household Debt and Credit Report When the Mean is Nice COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections CALCULATE: Return on Your College Investment COMPARE: Types of Health Insurance Plans PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? ANALYZE: Inequalities in Investing Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Overdraft Fees CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Growth Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth of Savings vs Investments AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Real World Linear Inequalities AMPLIFY: Create a Histogram AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Systems