Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement RESEARCH: Credit Protections FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses PROJECT: Credit Protections - You Be the Teacher PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? When the Mean is Nice ANALYZE: Inequalities in Investing You Just Gotta Habit! Which savings strategy is most effective?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth Factor and Investments AMPLIFY: Point Collector: Lines AMPLIFY: Create a Histogram AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth of Savings vs Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates