Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Inflation Over Time COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy! PLAY: It Costs HOW Much? You Just Gotta Habit! PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment CALCULATE: The Cost of Auto Loans What percent of students receive scholarships or grants for college? ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: The Bean Game MOVE: Up and Down with Credit Scores Which savings strategy is most effective? What's the average credit score needed to rent an apartment? INTERACTIVE: Bummer! MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan When the Mean is Nice What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Regression in Investing AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth Factor and Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Growth Patterns AMPLIFY: Chance Experiments AMPLIFY: Systems of Two Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income