Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Types of Health Insurance Plans MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: How Much House Can You Afford? You Just Gotta Habit! ANALYZE: Overdraft Fees MOVE: Credit Musical Chairs PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance When the Mean is Nice CALCULATE: The Cost of Auto Loans INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan PLAY: The Bean Game MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity Do consumers send more money through Zelle or spend more money on Amazon? What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package RESEARCH: Credit Protections

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Prize Wheel Puzzle AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Regression in Investing AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments