Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans MOVE: Credit Musical Chairs PLAY: Roll with the Market PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? PROJECT: Credit Protections - You Be the Teacher What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report CALCULATE: How Much House Can You Afford? Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund MOVE: Inflation Over Time CALCULATE: Return on Your College Investment INTERACTIVE: Compounding Cat Insanity PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? MOVE: Types of Employment RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses INTERACTIVE: Bummer! When the Mean is Nice You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging FINE PRINT: Schumer Box PLAY: The Bean Game

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Chance Experiments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth of Savings vs Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate