Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications MOVE: Credit Musical Chairs MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing When the Mean is Nice INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? COMPARE: Which Repayment Plan Fits Your Income? ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Overdraft Fees ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? MOVE: Let's Make a Mutual Fund PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans Do consumers send more money through Zelle or spend more money on Amazon? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Credit Protections You Just Gotta Habit! PLAY: Organize Budget Expenses PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Cost of Auto Loans COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? INTERACTIVE: Bummer! COMPARE: Types of Health Insurance Plans FINE PRINT: Financial Aid Package MOVE: Types of Employment PLAY: The Bean Game MOVE: Up and Down with Credit Scores PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Create a Histogram AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events