Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Credit Musical Chairs ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? PLAY: The Bean Game PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance INTERACTIVE: Bummer! RESEARCH: Professional Certifications MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of students receive scholarships or grants for college? MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Option is Best? ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: OLS Regression and College Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Complex Systems of Inequalities AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment