Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Types of Employment CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report PROJECT: Credit Protections - You Be the Teacher ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund FINE PRINT: Schumer Box CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Option is Best? PLAY: Budget Frenzy! When the Mean is Nice CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing PLAY: The Bean Game Which savings strategy is most effective? What is the average credit card debt held by Gen Z? RESEARCH: Credit Protections ANALYZE: Overdraft Fees CALCULATE: Return on Your College Investment COMPARE: Types of Health Insurance Plans INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores PLAY: It Costs HOW Much? You Just Gotta Habit! PLAY: Roll with the Market How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Inflation Over Time RESEARCH: Professional Certifications

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Create a Histogram AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Chance Experiments