Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund RESEARCH: Professional Certifications FINE PRINT: Schumer Box PLAY: Roll with the Market Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? When the Mean is Nice ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? ANALYZE: Overdraft Fees CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Health Insurance Plans ANALYZE: A FAFSA Submission Summary Do consumers send more money through Zelle or spend more money on Amazon? FINE PRINT: Financial Aid Package ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? You Just Gotta Habit! MOVE: Up and Down with Credit Scores PLAY: Organize Budget Expenses PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Plan Fits Your Income? MOVE: Inflation Over Time MOVE: Types of Employment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Regression in Investing AMPLIFY: Credit Dot Plots AMPLIFY: Create a Histogram AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth Factor and Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Complex Systems of Inequalities AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Growth Patterns