Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? PLAY: Roll with the Market Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts MOVE: Types of Employment CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Cost of Auto Loans What is the average credit card debt held by Gen Z? FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? FINE PRINT: Checking Account Statement RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time INTERACTIVE: Bummer! MOVE: What Determines Your Insurance Premium? RESEARCH: Credit Protections FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? COMPARE: Which Repayment Option is Best? CALCULATE: Impact of Credit Score on Loans When the Mean is Nice INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: OLS Regression and College Costs AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Real World Linear Inequalities AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Investing and Exponential Change AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Create a Histogram AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth Factor and Investments