Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? RESEARCH: Credit Protections ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund When the Mean is Nice CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans What source of funding is used most often to start new businesses? MOVE: Inflation Over Time PLAY: Organize Budget Expenses PLAY: The Bean Game COMPARE: Which Repayment Option is Best? What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance Which savings strategy is most effective? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box You Just Gotta Habit! MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Chance Experiments AMPLIFY: Investing and Exponential Change AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Systems of Two Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines AMPLIFY: Create a Histogram AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Complex Systems of Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Conditional Probability