Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action PROJECT: Credit Protections - You Be the Teacher Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Which Repayment Option is Best? INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans CALCULATE: How Much House Can You Afford? How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Return on Your College Investment MOVE: Types of Employment PLAY: It Costs HOW Much? What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes When the Mean is Nice ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance RESEARCH: Credit Protections MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? What percent of Americans with credit card debt have carried a balance for over 1 year? Which savings strategy is most effective? PLAY: The Bean Game What percent of students receive scholarships or grants for college? MOVE: Let's Make a Mutual Fund PLAY: Budget Frenzy! MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Systems of Two Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Create a Histogram AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Credit Dot Plots AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Equations in Standard Form