Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? What's the average credit score needed to rent an apartment? MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans MOVE: Credit Musical Chairs MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing Which savings strategy is most effective? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses INTERACTIVE: Bummer! CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? RESEARCH: Credit Protections What percent of Americans with credit card debt have carried a balance for over 1 year? RESEARCH: Professional Certifications PLAY: Roll with the Market FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums? MOVE: Your Tax Dollar in Action You Just Gotta Habit! MOVE: Inflation Over Time If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? When the Mean is Nice PLAY: The Bean Game COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Create a Histogram AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Growth Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans