Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement PLAY: The Bean Game You Just Gotta Habit! MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? ANALYZE: A FAFSA Submission Summary PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores When the Mean is Nice MOVE: Inflation Over Time PLAY: Organize Budget Expenses INTERACTIVE: Bummer! CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Option is Best? COMPARE: Types of Savings Accounts MOVE: Types of Employment What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action INTERACTIVE: Compounding Cat Insanity What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Financial Aid Package PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Growth Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Investing and Exponential Change AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations