Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment What percent of Americans with credit card debt have carried a balance for over 1 year? Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator CALCULATE: How Much House Can You Afford? MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores Which savings strategy is most effective? You Just Gotta Habit! MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Math Behind Your Federal Taxes PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Option is Best? FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan RESEARCH: Credit Protections PLAY: The Bean Game INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Growth Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Point Collector: Lines AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Credit Dot Plots AMPLIFY: Create a Histogram AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates