Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market ANALYZE: Inequalities in Investing CALCULATE: How Much House Can You Afford? PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? You Just Gotta Habit! INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! MOVE: What Determines Your Insurance Premium? CALCULATE: Impact of Credit Score on Loans COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report MOVE: Types of Employment PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? What source of funding is used most often to start new businesses? What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment PROJECT: Credit Protections - You Be the Teacher

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Create a Histogram AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Growth Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles