Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report FINE PRINT: Schumer Box Which savings strategy is most effective? What source of funding is used most often to start new businesses? What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market What's the average credit score needed to rent an apartment? You Just Gotta Habit! CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans When the Mean is Nice PLAY: It Costs HOW Much? PLAY: The Bean Game What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance MOVE: Inflation Over Time If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Inequalities in Investing CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Regression in Investing AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Growth Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Chance Experiments AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form