Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Bummer! MOVE: Inflation Over Time FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing COMPARE: Which Repayment Option is Best? CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator CALCULATE: The Cost of Auto Loans MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications PLAY: The Bean Game PLAY: Roll with the Market How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary When the Mean is Nice What is the average credit card debt held by Gen Z? PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts ANALYZE: Household Debt and Credit Report MOVE: Types of Employment PLAY: Budget Frenzy! FINE PRINT: Schumer Box INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? PLAY: Types of Car Insurance

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth of Savings vs Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth Factor and Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Create a Histogram AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Systems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Point Collector: Lines