Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans What percent of students receive scholarships or grants for college? When the Mean is Nice What source of funding is used most often to start new businesses? RESEARCH: Credit Protections PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts INTERACTIVE: Invest with STAX! ANALYZE: Overdraft Fees ANALYZE: Inequalities in Investing What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment PLAY: The Bean Game ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box PLAY: Roll with the Market What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes COMPARE: Which Repayment Plan Fits Your Income? RESEARCH: Professional Certifications PLAY: Types of Car Insurance PLAY: Budget Frenzy! INTERACTIVE: Bummer! MOVE: Your Tax Dollar in Action How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment COMPARE: Types of Health Insurance Plans You Just Gotta Habit! Do consumers send more money through Zelle or spend more money on Amazon? CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? FINE PRINT: Checking Account Statement MOVE: What Determines Your Insurance Premium? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Real World Linear Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Create a Histogram AMPLIFY: Exponential vs Linear Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Systems of Two Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring State and Local Tax Rates