Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts What percent of Americans with credit card debt have carried a balance for over 1 year? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game What is the average credit card debt held by Gen Z? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses PLAY: Budget Frenzy! MOVE: Inflation Over Time What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan CALCULATE: Return on Your College Investment You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? MOVE: Types of Employment What source of funding is used most often to start new businesses? PLAY: Roll with the Market PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary CALCULATE: The Cost of Auto Loans What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity PROJECT: Credit Protections - You Be the Teacher RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action When the Mean is Nice MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much? FINE PRINT: Schumer Box

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth of Savings vs Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Credit Dot Plots AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: The Impact of Investing Fees on Exponential Growth