Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity Do consumers send more money through Zelle or spend more money on Amazon? RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Overdraft Fees PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Cost of Auto Loans PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? COMPARE: Types of Health Insurance Plans MOVE: Let's Make a Mutual Fund When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Which Repayment Plan Fits Your Income? FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts You Just Gotta Habit! PLAY: Organize Budget Expenses PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? ANALYZE: Inequalities in Investing PLAY: It Costs HOW Much? PLAY: The Bean Game MOVE: Up and Down with Credit Scores RESEARCH: Professional Certifications Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! CREATE: Personalized Productive Gap Year Plan What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Financial Aid Package MOVE: Types of Employment MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Household Debt and Credit Report

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Growth Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials