Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: The Net Price of College PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging in Action READ: Retirement Basics RESEARCH: Fair Credit Reporting Act INTERACTIVE: Online Bank Simulator MOVE: Types of Employment PLAY: Budget Frenzy! MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? What do cardholders fear most when using a credit card? PLAY: Organize Budget Expenses Which savings strategy is most effective? CALCULATE: Your Federal Taxes Gotta Habit COMPARE: Auto Loans What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! ANALYZE: A FAFSA Submission Summary When the Mean is Kinda Nice INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of Americans who have credit card debt won't be able to pay it off within a year? What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? MOVE: Your Tax Dollar in Action PLAY: Roll with the Market CALCULATE: Return on Your College Investment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Debt Avalanche v. Debt Snowball

DESMOS ACTIVITIES

DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Conditional Probability DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Linear Systems DESMOS: Prize Wheel Puzzle DESMOS: Investing and Exponential Change DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Chance Experiments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphs of Piecewise Functions DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Growth Patterns DESMOS: Polygraph: Guess the Distribution DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth Factor and Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Linear Equations and Checking DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Real World Linear Inequalities DESMOS: Point Collector: Lines DESMOS: Credit Dot Plots DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Create a Histogram DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Four Views of a Function DESMOS: Systems of Two Linear Equations