Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections INTERACTIVE: Bummer! MOVE: What Determines Your Insurance Premium? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity MOVE: Inflation Over Time What is the average credit card debt held by Gen Z? What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? MOVE: Types of Employment PLAY: Roll with the Market What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package PROJECT: Credit Protections - You Be the Teacher CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary PLAY: The Bean Game RESEARCH: Professional Certifications PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement Do consumers send more money through Zelle or spend more money on Amazon? COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? You Just Gotta Habit! COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans COMPARE: Types of Health Insurance Plans If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? MOVE: Your Tax Dollar in Action When the Mean is Nice MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? ANALYZE: Overdraft Fees

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Systems of Two Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Create a Histogram AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations in Standard Form