Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! MOVE: Inflation Over Time Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report PLAY: The Bean Game RESEARCH: Professional Certifications CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement PROJECT: Credit Protections - You Be the Teacher MOVE: What Determines Your Insurance Premium? When the Mean is Nice INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? INTERACTIVE: Online Bank Simulator COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? MOVE: Types of Employment ANALYZE: Inequalities in Investing Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Return on Your College Investment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Investing and Exponential Change AMPLIFY: Point Collector: Lines AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Credit Dot Plots AMPLIFY: The Impact of Investing Fees on Exponential Growth