Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Plan Fits Your Income? ANALYZE: Overdraft Fees INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging PLAY: The Bean Game CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance CALCULATE: The Cost of Auto Loans FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? COMPARE: Types of Health Insurance Plans ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses MOVE: Types of Employment COMPARE: Types of Savings Accounts Do consumers send more money through Zelle or spend more money on Amazon? Which savings strategy is most effective? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? RESEARCH: Credit Protections When the Mean is Nice

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Create a Histogram AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Chance Experiments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity