Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans MOVE: Credit Musical Chairs FINE PRINT: Schumer Box INTERACTIVE: Bummer! You Just Gotta Habit! PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Option is Best? How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores CALCULATE: The Math Behind Your Federal Taxes How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! When the Mean is Nice PLAY: It Costs HOW Much? What is the average credit card debt held by Gen Z? RESEARCH: Credit Protections CALCULATE: Return on Your College Investment ANALYZE: Overdraft Fees What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Health Insurance Plans MOVE: Your Tax Dollar in Action What percent of new businesses are still operating after 10 years? CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market MOVE: Types of Employment ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? CALCULATE: The Cost of Auto Loans MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package MOVE: Inflation Over Time

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Complex Systems of Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth of Savings vs Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems