Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement MOVE: What Determines Your Insurance Premium? CALCULATE: Impact of Credit Score on Loans PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Plan Fits Your Income? What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary What percent of Americans with credit card debt have carried a balance for over 1 year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Credit Protections FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment CALCULATE: How Much House Can You Afford? ANALYZE: Overdraft Fees What's the average credit score needed to rent an apartment? Which savings strategy is most effective? COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores PROJECT: Credit Protections - You Be the Teacher CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! PLAY: Roll with the Market INTERACTIVE: Bummer! PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? RESEARCH: Professional Certifications COMPARE: Types of Health Insurance Plans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Chance Experiments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth of Savings vs Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events