Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: How Much House Can You Afford? How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package ANALYZE: Overdraft Fees MOVE: Types of Employment What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action PLAY: Roll with the Market COMPARE: Which Repayment Plan Fits Your Income? What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice INTERACTIVE: Compounding Cat Insanity MOVE: Inflation Over Time MOVE: What Determines Your Insurance Premium? CALCULATE: The Cost of Auto Loans You Just Gotta Habit! PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? PLAY: The Bean Game Do consumers send more money through Zelle or spend more money on Amazon? MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment COMPARE: Types of Health Insurance Plans Which savings strategy is most effective? RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Conditional Probability