Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Impact of Credit Score on Loans PLAY: Types of Car Insurance If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? You Just Gotta Habit! Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package Do consumers send more money through Zelle or spend more money on Amazon? RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary INTERACTIVE: Bummer! MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! PROJECT: Credit Protections - You Be the Teacher COMPARE: Which Repayment Plan Fits Your Income? ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? COMPARE: Types of Health Insurance Plans MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market COMPARE: Types of Savings Accounts PLAY: The Bean Game FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Overdraft Fees What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses When the Mean is Nice MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Create a Histogram AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Point Collector: Lines AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Independent and Dependent Events