Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary What percent of Americans with credit card debt have carried a balance for over 1 year? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses When the Mean is Nice Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Types of Employment INTERACTIVE: Bummer! What percent of students receive scholarships or grants for college? You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores PLAY: The Bean Game

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Real World Linear Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Credit Dot Plots AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth Factor and Investments AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down Student Loans