Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! INTERACTIVE: Bummer! PLAY: The Bean Game FINE PRINT: Checking Account Statement Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Savings Accounts MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans with credit card debt have carried a balance for over 1 year? RESEARCH: Professional Certifications ANALYZE: Dollar Cost Averaging FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? When the Mean is Nice MOVE: Inflation Over Time How much does a texting while driving ticket increase auto insurance premiums? MOVE: Up and Down with Credit Scores What's the average credit score needed to rent an apartment? PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: OLS Regression and College Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Chance Experiments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Growth Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods