Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance CALCULATE: How Much House Can You Afford? MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game RESEARCH: Credit Protections What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? What source of funding is used most often to start new businesses? PLAY: Budget Frenzy! When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? MOVE: Types of Employment PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? You Just Gotta Habit! MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs FINE PRINT: Schumer Box MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? CALCULATE: The Cost of Auto Loans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Chance Experiments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Point Collector: Lines AMPLIFY: Real World Linear Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans