Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts You Just Gotta Habit! MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans MOVE: Credit Musical Chairs PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Which Repayment Option is Best? CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher PLAY: Types of Car Insurance PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications MOVE: Let's Make a Mutual Fund Do consumers send more money on Venmo or spend more money on Amazon? What source of funding is used most often to start new businesses? RESEARCH: Credit Protections Which savings strategy is most effective? MOVE: Types of Employment FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action When the Mean is Nice INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans MOVE: Inflation Over Time What's the average credit score needed to rent an apartment?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Growth Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Point Collector: Lines AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Investing and Exponential Change AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Chance Experiments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Growth in Circles AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Systems