Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? Which savings strategy is most effective? What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package PROJECT: Credit Protections - You Be the Teacher MOVE: What Determines Your Insurance Premium? PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! MOVE: Your Tax Dollar in Action What is the average credit card debt held by Gen Z? You Just Gotta Habit! ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement COMPARE: Types of Health Insurance Plans PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Bummer! MOVE: Types of Employment INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans ANALYZE: Overdraft Fees What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Credit Protections MOVE: Inflation Over Time ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Real World Linear Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Systems of Two Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth of Savings vs Investments AMPLIFY: Point Collector: Lines AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Conditional Probability