Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! CALCULATE: The Cost of Auto Loans What source of funding is used most often to start new businesses? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement You Just Gotta Habit! PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? PLAY: It Costs HOW Much? How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box When the Mean is Nice INTERACTIVE: Invest with STAX! PLAY: The Bean Game Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes PROJECT: Credit Protections - You Be the Teacher What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Roll with the Market PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance MOVE: Types of Employment MOVE: Your Tax Dollar in Action COMPARE: Types of Health Insurance Plans ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts ANALYZE: Overdraft Fees What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment RESEARCH: Credit Protections

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth of Savings vs Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Create a Histogram AMPLIFY: Linear Growth Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Chance Experiments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form