Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! PLAY: The Bean Game ANALYZE: Inequalities in Investing PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Do consumers send more money on Venmo or spend more money on Amazon? You Just Gotta Habit! CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications PLAY: Organize Budget Expenses Which savings strategy is most effective? COMPARE: Which Repayment Option is Best? When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Systems of Two Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Chance Experiments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Credit Dot Plots AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Create a Histogram AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth Factor and Investments