Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing RESEARCH: Credit Protections Do consumers send more money through Zelle or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement You Just Gotta Habit! What source of funding is used most often to start new businesses? MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market What's the average credit score needed to rent an apartment? COMPARE: Types of Health Insurance Plans MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box When the Mean is Nice CALCULATE: Debt Avalanche v. Debt Snowball What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: How Much House Can You Afford? PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! MOVE: Inflation Over Time INTERACTIVE: Compounding Cat Insanity ANALYZE: Overdraft Fees If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report PLAY: Types of Car Insurance Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Chance Experiments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: OLS Regression and College Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Create a Histogram AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Point Collector: Lines AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form