Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? Do consumers send more money through Zelle or spend more money on Amazon? PLAY: The Bean Game RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action FINE PRINT: Schumer Box MOVE: Inflation Over Time How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective? What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes What percent of new businesses are still operating after 10 years? COMPARE: Types of Health Insurance Plans When the Mean is Nice PLAY: It Costs HOW Much? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report PLAY: Types of Car Insurance MOVE: Credit Musical Chairs PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher COMPARE: Which Repayment Plan Fits Your Income? You Just Gotta Habit! PLAY: Roll with the Market INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Checking Account Statement RESEARCH: Credit Protections CALCULATE: Return on Your College Investment ANALYZE: Overdraft Fees What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Point Collector: Lines AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Real World Linear Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Growth Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Chance Experiments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type