Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! You Just Gotta Habit! ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" COMPARE: Which Repayment Plan Fits Your Income? What source of funding is used most often to start new businesses? Do consumers send more money through Zelle or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! INTERACTIVE: Online Bank Simulator FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? COMPARE: Types of Health Insurance Plans PLAY: Types of Car Insurance ANALYZE: Overdraft Fees ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? MOVE: Types of Employment If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package RESEARCH: Credit Protections COMPARE: Types of Savings Accounts MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? When the Mean is Nice CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans with credit card debt have carried a balance for over 1 year? PROJECT: Credit Protections - You Be the Teacher PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans INTERACTIVE: Bummer!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Growth Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Systems of Two Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Chance Experiments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Credit Dot Plots AMPLIFY: OLS Regression and College Costs AMPLIFY: Point Collector: Lines AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Create a Histogram AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Systems