Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? What's the average credit score needed to rent an apartment? RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment CALCULATE: How Much House Can You Afford? CREATE: Personalized Productive Gap Year Plan What is the average credit card debt held by Gen Z? When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher MOVE: Types of Employment MOVE: Credit Musical Chairs PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time RESEARCH: Credit Protections You Just Gotta Habit! ANALYZE: Household Debt and Credit Report Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator PLAY: The Bean Game MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Chance Experiments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Systems of Two Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Create a Histogram AMPLIFY: OLS Regression and College Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Systems