Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes Do consumers send more money through Zelle or spend more money on Amazon? ANALYZE: Overdraft Fees MOVE: Types of Employment What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator You Just Gotta Habit! ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PLAY: Organize Budget Expenses RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report PLAY: The Bean Game FINE PRINT: Financial Aid Package Which savings strategy is most effective? CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Plan Fits Your Income? COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? COMPARE: Types of Health Insurance Plans PLAY: Roll with the Market INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs INTERACTIVE: Bummer! MOVE: Inflation Over Time PROJECT: Credit Protections - You Be the Teacher CREATE: Personalized Productive Gap Year Plan When the Mean is Nice CALCULATE: How Much House Can You Afford? ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Return on Your College Investment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Credit Dot Plots AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Complex Systems of Inequalities