Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What is the average credit card debt held by Gen Z? MOVE: Up and Down with Credit Scores RESEARCH: Professional Certifications PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? MOVE: Let's Make a Mutual Fund Which savings strategy is most effective? PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Types of Savings Accounts CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Cost of Auto Loans Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market MOVE: Types of Employment COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! What source of funding is used most often to start new businesses? You Just Gotta Habit! RESEARCH: Credit Protections FINE PRINT: Checking Account Statement FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! MOVE: Credit Musical Chairs PLAY: The Bean Game FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Create a Histogram AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Chance Experiments AMPLIFY: Growth Factor and Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: OLS Regression and College Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth of Savings vs Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans