Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? MOVE: Up and Down with Credit Scores PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time PROJECT: Credit Protections - You Be the Teacher MOVE: Credit Musical Chairs INTERACTIVE: Bummer! RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan Do consumers send more money on Venmo or spend more money on Amazon? You Just Gotta Habit! What is the average credit card debt held by Gen Z? PLAY: The Bean Game Which savings strategy is most effective? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action MOVE: Types of Employment CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package MOVE: Let's Make a Mutual Fund When the Mean is Nice ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? What percent of Americans with credit card debt have carried a balance for over 1 year? What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Systems of Two Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth of Savings vs Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Investing and Exponential Change AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates