Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan You Just Gotta Habit! When the Mean is Nice ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity CALCULATE: Return on Your College Investment RESEARCH: Credit Protections What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Cost of Auto Loans MOVE: Credit Musical Chairs CALCULATE: How Much House Can You Afford? Which savings strategy is most effective? RESEARCH: Professional Certifications PLAY: Roll with the Market INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Systems of Two Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Regression in Investing AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores