Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Bummer! COMPARE: Which Repayment Option is Best? What's the average credit score needed to rent an apartment? Which savings strategy is most effective? PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? PLAY: Roll with the Market FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging FINE PRINT: Financial Aid Package What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary PLAY: Types of Car Insurance MOVE: Inflation Over Time RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement MOVE: Up and Down with Credit Scores You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment PLAY: Organize Budget Expenses INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Create a Histogram AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Credit Dot Plots AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Real World Linear Inequalities