Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Credit Musical Chairs When the Mean is Nice ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Financial Aid Package PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? What percent of students receive scholarships or grants for college? Which savings strategy is most effective? INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator FINE PRINT: Schumer Box CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan?

DESMOS ACTIVITIES

DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Create a Histogram DESMOS: Marbleslides: Exploring Exponentials DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Real World Linear Inequalities DESMOS: OLS Regression and College Costs DESMOS: Writing Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Sampling Methods DESMOS: Complex Systems of Inequalities DESMOS: Exponential vs Linear Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Investing and Exponential Change DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Systems DESMOS: Future Value of a Periodic Investment DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Conditional Probability DESMOS: Writing Linear Equations and Checking DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Four Views of a Function DESMOS: Growth Factor and Investments DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Credit Dot Plots DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Chance Experiments DESMOS: Linear Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphing Systems of Equations with Savings Balances