Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? PROJECT: Credit Protections - You Be the Teacher You Just Gotta Habit! CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement RESEARCH: Credit Protections PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications ANALYZE: Dollar Cost Averaging FINE PRINT: Schumer Box What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? PLAY: Roll with the Market INTERACTIVE: Compounding Cat Insanity PLAY: The Bean Game When the Mean is Nice FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? MOVE: Types of Employment PLAY: Organize Budget Expenses MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Investing and Exponential Change AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Prize Wheel Puzzle AMPLIFY: Systems of Two Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth of Savings vs Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Credit Dot Plots