Answer: Women

From The Atlantic: 

A new white paper from Vanguard finds that not only are women overall 14 percent more likely than men to participate in workplace-savings plans, women are crushing men in participation rate at every income level. For women earning less than $100,000, the participation rate is 20 percent higher than that of men.

A natural follow-up question for your students is…Why?

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Check out this NGPF Lesson on Saving For Retirement

About the Author

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.