Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? Do consumers send more money through Zelle or spend more money on Amazon? What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Bummer! ANALYZE: Overdraft Fees ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time FINE PRINT: Financial Aid Package COMPARE: Which Repayment Plan Fits Your Income? How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? You Just Gotta Habit! INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Types of Employment ANALYZE: Inequalities in Investing PLAY: Roll with the Market MOVE: Your Tax Dollar in Action INTERACTIVE: Living Paycheck to Paycheck What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! RESEARCH: Credit Protections FINE PRINT: Schumer Box PROJECT: Credit Protections - You Be the Teacher CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? When the Mean is Nice RESEARCH: Professional Certifications ANALYZE: A FAFSA Submission Summary PLAY: The Bean Game PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts COMPARE: Types of Health Insurance Plans CALCULATE: Return on Your College Investment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Create a Histogram AMPLIFY: Growth Factor and Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Regression in Investing AMPLIFY: Complex Systems of Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Growth Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Systems of Two Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down Student Loans