Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? MOVE: Inflation Over Time MOVE: Credit Musical Chairs ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund You Just Gotta Habit! COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! Which savings strategy is most effective? What percent of Americans with credit card debt have carried a balance for over 1 year? PROJECT: Credit Protections - You Be the Teacher CALCULATE: Impact of Credit Score on Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary INTERACTIVE: Online Bank Simulator CALCULATE: The Cost of Auto Loans Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment INTERACTIVE: Bummer! MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy! PLAY: Organize Budget Expenses PLAY: The Bean Game ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes When the Mean is Nice What is the average credit card debt held by Gen Z?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Regression in Investing AMPLIFY: Real World Linear Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Chance Experiments AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Investing and Exponential Change AMPLIFY: The (Awesome) Coordinate Plane Activity