Dec 18, 2020

NGPF Podcast: CEO Ed Flack of Wize-Up on building financial and employability skills in the U.K.

How does a foreign exchange (ForEx) trader end up setting up a charity to teach personal finance in classrooms across the United Kingdom? Listen to this podcast with Ed Flack and learn what fuels his passion and why his work is even more important now than ever. You will also learn about the college financing scheme in the UK. Enjoy! 


  • 0:00~0:53 Introduction
  • 0:53~ 3:21 Ed’s background and current job
  • 3:21~4:52 What was it like to be a ForEx trader?
  • 4:52~9:38 Entry into financial education
  • 9:38~10:28 First day in the classroom
  • 10:28~10:54 A word from NGPF
  • 10:54~12:25 Deciding what topics to cover
  • 12:25~16:13 What is paying for college like in the UK?
  • 16:13~17:37 Expanding the program
  • 17:37~20:21 State of financial education in the UK
  • 20:21~24:54 Favorite lesson to teach
  • 24:54~26:08 Conclusion 



  • “I said [to the students] ‘don’t tell me you need to go out there and start working harder, just work a little bit for yourself.’ It just opens their eyes up a little bit to the possibilities out there.”  

About the Authors

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.

Ren Makino

Ren started interning at NGPF in 2014, and worked part-time through high school and college. With his knowledge growing alongside NGPF, he joined the team to work full-time after graduating from college in 2020. He is also the producer of the NGPF podcast. During his free time, he likes to try out coffees from different roasters across the world.

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