NGPF Podcast: Rod Griffin on the current landscape for credit reports and credit scores

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Dec 20, 2019
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Podcasts, Credit Reports, Credit Scores

If you want to learn about credit scores and credit reports, there is no better teacher than Rod Griffin of Experian. Attend this webinar and you will learn how credit scores are determined, the educational tools available on the Experian website and recent changes that are helping to boost scores in certain situations. Enjoy! 

Details: 

  • 0:00~0:57 Introduction
  • 0:57~3:41 Rod’s role at Experian and the importance of teaching personal finance
  • 3:41~4:59 The increase in ways for consumers to access their credit scores
  • 4:59~8:05 How credit scores are determined
  • 8:05~10:42 Topics young people want to learn about
  • 10:42~13:34 Role of parents and adults for making personal finance a requirement
  • 13:34~16:52 Project Groundswell
  • 16:52~17:49 How young people access financial products
  • 17:49~18:20 A word from NGPF
  • 18:20~22:58 Experian’s educational tools
  • 22:58~25:56 Considering alternative credit score data
  • 25:56~31:03 How credit scores are generated
  • 31:03~32:24 Conclusion

Resources:

Quote:

  • “If a teacher isn’t comfortable with or doesn’t understand how credit reporting works and credit score works, it’s hard to feel like you have credibility talking to students about these topics or being able to answer their questions. We need to train our teachers and we need to give them the tools to teach the subject.”

 

About the Author

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.