Sep 14, 2020

Question of the Day: 93% of employees receive their paycheck via: a) Cash b) Direct Deposit c) Check

Answer: Direct Deposit

Here's the ready-to-go slides for this Question of the Day that you can use in your classroom.


  • In your own words, what do you think direct deposit is?
  • What do you think might be a few advantages to receiving your paycheck this way?
  • In order to receive a paycheck via direct deposit, what does an employee need to have? 
  • Many employees use direct deposit to split their paycheck between their checking and savings accounts. What do you think is a good percentage to put into your savings account? 


Behind the numbers (American Payroll Association):

More than 93 percent of U.S. workers receive their pay by direct deposit, according to the 2019 “Getting Paid In America” survey.



Let your students experience how to manage an online bank account with this NGPF Online Bank Simulation.


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About the Author

Mason Butts

After graduating from UCLA with a Master's in Education, Mason spent 5 years as a science educator in a South Los Angeles public high school. He is committed to supporting the holistic growth of all students and empowering them to live a life of relational, academic, and financial success. Now settled in the Bay Area, Mason enjoys facilitating professional developments and partnering with educators as they prepare students for a bright financial future. When Mason is not building curriculum or planning a training, he can be found cycling, trying new foods, and exploring the outdoors.

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