68 customizable lessons, aligned with National Standards, exams and more.
Read NGPF's school-by-school analysis of financial education in America today
Activities
Advocacy
Behavioral Economics
Best Of
Budgeting
Buying a Car
Career
Checking
Consumer Skills
Credit
Cryptocurrencies
Current Events
Curriculum Announcements
Economics
Entrepreneurship
Edpuzzle
ELL Resources
FinCap Friday
Gambling and Sports Betting
Insurance
Interactive
Investing
Math
Paying for College
Philanthropy
Podcasts
Press Releases
Professional Development
Question of the Day
Savings
So Expensive Series
Taxes
Teacher Talk
Since 2014 when NGPF started writing lesson plans, Checking and Saving have always been separate units. But, that changed when it came to the Summer 2022 complete revamp of the flagship Semester Course. The flow of money between checking and savings accounts is fluid, and online banking and mobile apps might factor into both types of accounts. So, if you're teaching using Semester Course, know that Checking and Saving aren't missing -- they're blended into one awesome Banking unit, our favorite part of which is...
We've had a bank sim for years now, but it, too, got an overhaul in Fall 2022, and it's such a smoother operation now. Students don't need to set up an account, there's no username and password, we've added the ability to "online shop" in order to generate authentic teen transactions, and we've revised how it handles overdraft fees to keep up with recent changes to bank policies. If you're using the Semester Course, you'll find the sim in SC-2.8 Navigating Your Online Bank Account. On the same topic, a fun add-on that's not in Semester Course but would fit wonderfully in SC-2.3 Beware of Banking Fees is this FinCap Friday: Competition Drives Change. It goes into these recent changes in overdraft fees, which are not nearly as pervasive as they used to be!
NGPF realizes that in many communities, being a member of a local bank branch or using online banking may not be the norm. This lesson dives into the topic of being unbanked (in short, not using the traditional banking system) and underbanked (having access to traditional banking while also using banking alternatives) in a fair and balanced way. A highlight is the included activity INTERACTIVE: What's the Banking Status in Your Area? which personalizes this topic at the state level for your students; you could take the conversation even more local to reflect banking status in your community. This lesson also calls out payroll cards and prepaid cards. If you yourself are a little confused at how these cards work and compare, you could do the free one-hour On-Demand PD, 3 Lesser-Known Cards, which also tackles secured credit cards.
On the savings front, it's important to acknowledge how hard the act of saving can be for individuals. Each Semester Course lesson has an Intro, a Learn It (new content), a Do It (active engagement for your students), and an Exit Ticket. If you check out the Learn It in SC-2.6 Challenges to Saving, you'll see a choice board where students can self-select to learn about shopping on credit, inflation, and living paycheck to paycheck. This lesson's Do It portion features the NGPF Arcade game Spent with an optional worksheet for students to do in-class or for homework.
If the Semester Course unit on Banking sounds like it would work well in your class, you can check out the entire unit or even the entire course here on the Semester Course page. Note, too, that all of the activities mentioned in this blog post (and more!) are available as a Spanish translation, too, and all the lessons are available pre-loaded into Nearpod for your convenience.
Question of the Day: What percent of 18-41 year olds get financial advice from social media?
Question of the Day [Black History Month]: Reinvesting profits from her show and films has earned Oprah Winfrey a net worth of _____________!
Curriculum Announcement: New Holiday Gifting Activity
Curriculum Announcement: NEW NGPF Review Materials
Decorate Your Classroom by Harvesting Financial Wisdom
When I started working at Next Gen Personal Finance, it's as though my undergraduate degree in finance, followed by ten years as an educator in an NYC public high school, suddenly all made sense.
Join the more than 12,000 teachers who get the NGPF daily blog delivered to their inbox:
MOST POPULAR POSTS
1
Question of the Day: What are the top 3 fastest growing careers that don't need a 4-year degree?
2
Fall 2024 Updates to Paying for College Resources
3
Useful Personal Finance Movies and Documentaries with Worksheets
4
FinCap Friday: FAFSA Fiasco
5
New Fall PD Badges are Here
Before your subscription to our newsletter is active, you need to confirm your email address by clicking the link in the email we just sent you. It may take a couple minutes to arrive, and we suggest checking your spam folders just in case!
Great! Success message here
New to NGPF?
Save time, increase engagement, and teach life-changing financial skills with NGPF’s free curriculum
1.Register for a free TeacherAccount
2.ExploreSemester Course
3.Findstudent favorites
4.LeverageNGPF Academy
Your new account will provide you with access to NGPF Assessments and Answer Keys. It may take up to 1 business day for your Teacher Account to be activated; we will notify you once the process is complete.
Thanks for joining our community!
The NGPF Team
Complete the form below to access exclusive resources for teachers. Our team will review your account and send you a follow up email within 24 hours.
To speed up your verification process, please submit proof of status to gain access to answer keys & assessments.
Acceptable information includes:
Acceptable file types: .png, .jpg, .pdf.
Once you submit this form, our team will review your account and send you a follow up email within 24 hours. We may need additional information to verify your teacher status before you have full access to NGPF.
Take the quiz to quickly find the best resources for you!