Buying a car is often one of the first big financial choices young people will face. Along with signing loan papers and choosing their dream car, there’s another layer many don’t see coming... the pressure to buy add-ons like GAP insurance, credit life insurance, and extended warranties! While these products are optional and rarely used, dealerships are skilled at making them sound essential. This creates a perfect real-world teachable moment for your classroom! Use this week's FinCap Friday to inform students and help them understand there are consequences to uninformed choices, and they can last for years!

You can click here to access the Kahoot quiz and discussion prompt. If you're short on time, try our simplified No Tech version containing embedded questions right in the slide deck!

About the Author

Yanely Espinal

Born and raised by Dominican, immigrant parents in Brooklyn, Yanely is a proud product of NYC public schools. She graduated from Fiorello H. LaGuardia High School in 2007 before going on to receive her bachelor's degree at Brown University in 2011. As a Teach For America corps member, Yanely taught third and fourth grade in Canarsie, Brooklyn. She received her master's degree from Relay Graduate School of Education in 2013. She spends her spare time making YouTube videos about personal finance on her channel, MissBeHelpful. Yanely also loves to dance, sew, paint, listen to podcasts, and babysit her 10 nieces and nephews!

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