Oct 15, 2023

Question of the Day: $549 AirPods Max on credit...If you make the minimum payments, how long before this credit card bill is paid off?

You can use credit to buy one of the hottest items from the past couple of years. But is it worth the price? 

Answer: 4 Years and 6 Months [and $873.04 total price]



  1. Considering the cost of AirPods Max, do you think this is a good idea? Explain your answer.
  2. What big-ticket items or once-in-a-lifetime experiences do you think are worth spending money on?
  3. How could you reduce the amount of time required to pay off this credit card bill?

Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.


Behind the numbers (from Bankrate):

AirPods Max is a hot item from the Apple store. You find a pair for $549 and buy them on credit. After four and a half years of making minimum payments, you have finally paid them off. Did that impulsive purchase still feel like a good one after $324.04 paid in interest? 



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About the Author

Mason Butts

After graduating from UCLA with a Master's in Education, Mason spent 5 years as a science educator in a South Los Angeles public high school. He is committed to supporting the holistic growth of all students and empowering them to live a life of relational, academic, and financial success. Now settled in the Bay Area, Mason enjoys facilitating professional developments and partnering with educators as they prepare students for a bright financial future. When Mason is not building curriculum or planning a training, he can be found cycling, trying new foods, and exploring the outdoors.

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