Aug 25, 2021
Question of the Day

Question of the Day: What’s the average credit score for Gen Z?

Answer: 674


  • Why are credit scores important?
  • What factors affect one's credit score?
  • Why do you think Gen Z may have low credit scores relative to older generations? What might be some of the reasons?

Here's the ready-to-go slides for this Question of the Day that you can use in your classroom.


Behind the numbers (Experian):

 "As Americans entered 2020, the economy—as measured by consumer confidence, spending, and stock market performance—was thriving. Two months into the year, however, the nation was struck by the COVID-19 crisis, and the economy slid into territory not seen since the Great Recession.


The coronavirus pandemic and resulting stay-at-home orders and other restrictions led to record unemployment, a plunging stock market, economic uncertainty, and thousands of business closures throughout the U.S.

Despite those challenges, and perhaps partly due to relief measures enacted to combat the economic impact of the crisis, some consumers have seen certain aspects of their finances improve since the onset of the pandemic. The national average FICO® Score☉ increased by seven points this year—the largest annual improvement in at least a decade."



Check out the NGPF Unit: Managing Credit to find Lessons, Activities, and other resources


To learn more about Buy Now, Pay Later credit tools, read the NGPF blog post: What's New With Managing Credit (2021)


About the Author

Mason Butts

After graduating from UCLA with a Master's in Education, Mason spent 5 years as a science educator in a South Los Angeles public high school. He is committed to supporting the holistic growth of all students and empowering them to live a life of relational, academic, and financial success. Now settled in the Bay Area, Mason enjoys facilitating professional developments and partnering with educators as they prepare students for a bright financial future. When Mason is not building curriculum or planning a training, he can be found cycling, trying new foods, and exploring the outdoors.

Mail Icon

Subscribe to the blog

Get Question of the Day, FinCap Friday, and the latest updates from NGPF in your inbox by subscribing today: