Question of the Day: Children with bank accounts are ______ times more likely to graduate from college than those that don't have bank accounts.

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Sep 17, 2018
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Savings, Paying for College, Question of the Day
Answer: 4 times more likely Questions: Do you have a bank account currently? Why or why not? Why do you think there is a link between having a bank account and graduating from college?  What are the reasons that young people might decide NOT to open a bank account? What do you need to open a bank account, if you are under the age of 18?  Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers...

Just One Resource - ANALYZE: A High School Resume and Cover Letter

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Sep 17, 2018
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Just One Resource, Career
        In this new weekly blog post, the Curriculum team will highlight Just One Resource from our NGPF collection that maybe doesn't get the attention it deserves. Use it this week or bookmark it for later.    [The Resource]  ANALYZE: A High School Resume and Cover Letter The Gist: Are your students looking for part-time jobs but don’t know where to start? This activity gets students to start thinking about what elements make strong high school...

Interactive Monday: What's the Level of Education in Your County?

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Sep 16, 2018
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Chart of the Week, Current Events, Research, Interactive, Parent Conversations, Paying for College
This week's interactive comes courtesy of Overflow Solutions and provides a county-level look at educational attainment.  This tool allows users to compare educational attainment of every county against other counties, the states, and the nation overall. The default is set to Los Angeles, CA and Cook County, IL, but if your students are on a desktop, they can easily adjust to view data from different counties and states. Here's a few notes about the interactive: The data is collected from...

Question of the Day: What percent of 18-34 year olds are investing in the stock market?

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Sep 16, 2018
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Question of the Day, Investing, Stocks, Behavioral Finance
Answer: 37% Questions: When do you think you will start investing in the stock market? Explain your answer.  Why do you think that the percentage of young people investing in stocks has dropped so much since 2001-2002? Why do you think a higher percentage of those over 35 years old invest in the market compared to those under 35? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (Gallup Poll): A...

Reading List for September 15-16

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Sep 14, 2018
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Current Events, Economics, Paying for College, Financial Literacy, Identity Theft, Retirement
Included a few extra articles this week as we recognize the ten-year anniversary of the Lehman failure and start of the Great Recession.....and a collection on paying for college as we start the new school year. Ten Year anniversary of Lehman failure What have we learned? Neil Irwin in his UpShot article compares current times to the 1990s looking for lessons. The WSJ looks back at how the Great Recession changed our relationship with risk. This WSJ/The Outlook discusses if the Fed has new...

NGPF Podcast: Tim Talks to Author Brandon Brumage

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Sep 14, 2018
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Podcasts, Personal Finance, Budgeting
  Brandon Brumage came into personal finance the way most people do: he made a few mistakes before having that “aha” moment and wondering, “Why didn’t I learn this stuff sooner?” That question inspired his inner journalist to write a book about the financial trials and triumphs he learned growing up. With his book, Brandon hopes that his words of wisdom will help students prepare for the rest of their financial lives. From discovering how to be mindful about...

FinCap Friday: The Credit Deep Freeze

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Sep 13, 2018
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FinCap Fridays, Credit Reports, Current Events, Credit Scores, Policy
This week's FinCap Friday focuses on the one year anniversary of the great Equifax hack (not so great if you were one of its victims) and a new regulation to help protect the minors in your class:  New to NGPF's FinCap Friday? It's a fun way to engage your students with current events and includes: A five question Kahoot! A 90 second video providing details about the current event and explaining why it matters to students A discussion prompt Activity ideas to extend the learning...

Bringing Creativity Into Your Classroom [from inGenius: A Crash Course on Creativity]

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Sep 13, 2018
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Activities, Teaching Strategies
We know that the job market of the future will reward creativity. It's one place where we still enjoy advantages over machines. You may be wondering, "how can I teach my students to be creative problem-solvers." The good news is that there lots of talented people trying to solve this problem. Today I am happy to share some ideas that I picked up from Tina Seelig's book, inGenius: A Crash Course on Creativity. In this book, the Stanford d.school professor [NGPF fellows consistently vote the...

Where is FinCamp being held near me?

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Sep 13, 2018
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PRO Tip from NGPF, Professional Development
THE PROBLEM: I am SO excited about your 50 FinCamps in 50 States initiative, but when I click to the FinCamp in the city nearest me, there's no specific location. Can you tell me where, exactly, each event will take place?    THE ANSWER: Watch this short video to hear our PRO Tip for figuring out which FinCamp is most convenient for you.  What to receive a weekly PRO Tip to your inbox? Sign up for the blog digest on the upper right of our blog page. ...

Question of the Day: What is the #1 long-term financial goal for young people (ages 16-25)?

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Sep 12, 2018
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Question of the Day, Current Events, Research, Behavioral Finance
Answer: Owning a home. Questions: What is your #1 financial goal?  Do you think the financial goals of a 16 year old will differ from those for a 25 year old? Explain.  Do you believe that goal-setting is an effective strategy in achieving what you want out of life? What goals have you set in the last 12 months and what have been the results?  Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the...

Chart of the Week: Credit Profiles for 18-22 Year Olds

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Sep 12, 2018
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Chart of the Week, Credit Cards, Student Loans, Behavioral Finance
I love this chart from a recent Wall Street Journal article because it captures the state of credit for young people just getting started in building their credit history:    Questions: What credit type is most prevalent among 18-22 year olds? 23-29 year olds?  Which type of loan has the highest balance for 18-22 year olds? 23-29 year olds?  At what age do you think you will have the following: Credit card Retail store card Auto loan Student loan Which type of...

NGPF Activity: Failure is Part of the Entrepreneurial Journey

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Sep 12, 2018
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Entrepreneurship, Activities
Spielberg, Disney, Einstein, Edison and J.K. Rowling. See if you can match up these wildly successful people with their early failures (answers at bottom of post): a. Was a broke, depressed, divorced single mother simultaneously writing a novel while studying. Had her original manuscript rejected by 12 publishers (bet they regret it now!).  b. As a child he didn’t start speaking until he was four, reading until he was seven, and was thought to be mentally handicapped. He was later...

Question of the Day: What's the #1 predictor of career success?

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Sep 11, 2018
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Question of the Day, Career, Research
Answer: Having an open network The more open your network the higher your relative performance.  Describe the networks that you are currently part of. Do you think of yourself as open or closed when it comes to your various networks? Explain.  The writer describes Steve Jobs (founder of Apple) as an example of how an open network can lead to incredible success. How is the iPhone an example of a product that benefited from Job's open network and his ability to draw from different...

Just One Resource - RESEARCH: Finding Scholarships & Grants

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Sep 11, 2018
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Just One Resource, Paying for College
      In this new weekly blog post, the Curriculum team will highlight Just One Resource from our NGPF collection that maybe doesn't get the attention it deserves. Use it this week or bookmark it for later.    [The Resource] RESEARCH: Finding Scholarships & Grants  The Gist: With the beginning of the new school year upon us, this is the prime time for high school seniors to begin exploring scholarships and grants for college. This research activity...

Question of the Day: What's the average age of founders of the highest growth start-ups?

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Sep 10, 2018
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Entrepreneurship, Question of the Day, Research, Career
Answer: 45 Questions: Why do you think most people assume founders of high growth companies are in their 20s? What advantages does a middle-aged entrepreneur have compared to a 22-year old founder?  What types of businesses do you think a 22-year old founder might be better starting compared to someone in their 40s?  Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (Kellogg School of...