Jan 03, 2020

NGPF Podcast: Anisha Reddy, a high schooler on a mission to improve financial capability

What an inspiring conversation with social entrepreneur, Anisha Reddy! Anisha was featured in a local newspaper for starting a financial education non-profit and on this podcast you will hear about her journey. She will discuss her earliest start-up ventures, why she cares so much about financial education and why every student needs to learn how to manage their money. Student voice is such a powerful force and Anisha eloquently makes the case for Mission: 2030 which envisions a world where all students graduate from high school with the financial skills they need to thrive in the future. Thank you Anisha for your commitment to serve others and make a difference! 


  • 0:00~1:31 Introduction
  • 1:31~5:14 Experience attending an online high school 
  • 5:10~7:19 Recent discussions in an ethics class  
  • 7:19~12:26 First entrepreneurial venture in 3rd grade
  • 12:26~17:09 Source of passion for financial literacy
  • 17:09~17:36 A word from NGPF
  • 17:36~18:48 Bringing financial literacy to California 
  • 18:48~21:01 Starting a non-profit and the first session 
  • 21:01~23:18 The point system and encouraging participation 
  • 23:18~25:51 Funding the non-profit and expanding 
  • 25:51~26:44 Plans for college
  • 26:44~28:02 Why personal finance needs to be a requirement 
  • 28:02~28:45  Types of books Anisha reads
  • 28:45~31:24 Gaps in knowledge regarding money 
  • 31:24~34:39 Is saving nature versus nurture? 
  • 34:39~35:56 Conclusion


  • “Many of the students can not be blamed because it's not like they have this innate sense of how to spend but it’s just that they never learned better. The second that they learn certain lessons, they begin to change their behavior after they realize how important it is.”

About the Authors

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.

Ren Makino

Ren started interning at NGPF in 2014, and worked part-time through high school and college. With his knowledge growing alongside NGPF, he joined the team to work full-time after graduating from college in 2020. He is also the producer of the NGPF podcast. During his free time, he likes to try out coffees from different roasters across the world.

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