Time for Some Levity: Cartoons About Credit Cards

Oct 11, 2017
Cartoons, Identity Theft, Credit Cards


  • What is the main point of the cartoon?
  • How can a person protect themselves if their credit card number is stolen?
  • Are consumers responsible for charges made on their cards that they didn't authorize?



  • What point is the cartoonist making?
  • Who is the person "under the thumb?" Who is holding them down?
  • What are the ways that credit cards can do this to consumers? 
  • What are ways that consumers can avoid being "under the thumb" of card companies?


  • What is the point of this cartoon?
  • Do credit card companies require you to pay off the full balance every month?
  • If you don't pay off the balance in full every month, what are the consequences?
  • How quickly do credit card companies hope that you will pay your bill? 


  • What does the cartoonist mean when he says "something costs too much and you want to pay more for it?"
  • How do consumers pay more for something that they use a credit card for?
  • Have you ever seen a store that offered a discount if you paid with cash? Why do you think they do that?
  • Are there situations where a credit card company pays you for purchases you make? Give examples? 


Looking for more cartoons on different personal finance topics? We have more at the NGPF Blog!




About the Author

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.