Apr 29, 2020

Question of the Day: How often do people check their credit scores?

Answer: Every few months is the #1 answer.


  • Why is it a good idea to check your credit score and report on a regular basis?
  • What are some of the repercussions of NOT checking your credit score regularly?
  • Do you think that people who check their credit score on a regular basis tend to have higher scores?
  • Your friend says “you only need to check your credit score just before you need to borrow money to buy a car or a house.” Do you agree or disagree with his statement?

Click here for the ready-to-go slides for this Question of the Day that you can use with your students. 

Behind the numbers (Credit Card insider):

While 60% of respondents said they checked their credit scores in the last six months, 18% said they’ve never checked their credit scores.
When asked how often they check their credit scores, the most popular answer from respondents was “every few months” at 24%. “Monthly” followed closely with 21%.


Did you know you can now check your credit report for free on a weekly basis? This Question of the Day has all the answers! 


About the Author

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.

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