Aug 14, 2025

FinCap Friday: FICO Adds BNPL to the Mix

Fincap Friday is back for the new school year with an episode that's especially relevant for both teachers and students this fall! In late 2025, FICO is making a game-changing update by adding Buy Now, Pay Later (BNPL) loans to our credit scores. Check out this episode where we break down what this news means, why it matters for young adults building credit, and how to navigate these modern credit tools responsibly:

Click here to access the Kahoot quiz and discussion prompt. If you're short on time, try our simplified No Tech version containing embedded questions right in the slide deck!

For a great info session and PD about the new updates and changes taking place at FICO, join us for the NGPF Back to School Virtual Conference on August 23, 2025. One of the opening sessions is called "What’s New with FICO Scores" and will be presented by a representative from FICO. Learn more and register here!

 

About the Author

Yanely Espinal

Born and raised by Dominican, immigrant parents in Brooklyn, Yanely is a proud product of NYC public schools. She graduated from Fiorello H. LaGuardia High School in 2007 before going on to receive her bachelor's degree at Brown University in 2011. As a Teach For America corps member, Yanely taught third and fourth grade in Canarsie, Brooklyn. She received her master's degree from Relay Graduate School of Education in 2013. She spends her spare time making YouTube videos about personal finance on her channel, MissBeHelpful. Yanely also loves to dance, sew, paint, listen to podcasts, and babysit her 10 nieces and nephews!

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